MilesAndMore - check out my new Citibank Australia Platinum Credit Card 



The annual fee of AUD199 will be waived as long as I have CitiGold status.

To read in detail how I got "lucky" getting the Citibank Oz Platinum credit card, click here to read my article Citibank CitiGold Debit Card and FREE Platinum Credit Card and Term Deposit Promo, at my Melbourne Victoria Australia blog.

I did not need to submit any proof of income too. However, the Credit Limit assigned to me is lower than all my Malaysia credit cards (except for OCBC TMC which I had previously I requested it to be lowered from the original CL).

FYI, the article above also touched on how to get perpetual higher interest rate from online accounts where we get introductory bonus interest rate for 3 to 4 months only.

Just curious... roughly how much commission can one agent/bank staff make when he/she successfully gets someone to sign up for a credit card? Sometimes I see them like die die want you to sign up, follow you walking in the mall till like 50m or so..   
Surely there are people here working in the banking industry.. 

Just started working on january 2014. Salary 1.5k + fixed allowance 500. Now waiting for 2nd payslip (salary jan being paid on feb's payslip).

Already applied with cimb but rejected dont knw why. Any other banks i should try? Epf not update yet so cannot give them to support. For now only got payslip and bank statement. Should i wait til 3 payslips?

is there any way can pay indah water bill with credit card?

posonline can pay it using CC but it charges 2%

but my ocbc already cut

aeon online only can pay to syabas.

so far i only know posonline can pay IWK, but 2% charges.

want to ask if their counter accept CC?
is there any mnimum to for using CC? got any charges if using CC?

Which credit card good to apple now ?

Reward CitiBank platinum
Mach Hong Leong Bank ?

last time i applied SCB Gold card at shopping mall, the sales agent in the same time ask me to apply HLB essential card together...
but they told me if cs call, please say no for promoter offer other card for other bank.
I know they are not right, but  i still say no to cs

means you just only used amex and successful but the other guy unable to use due to system error?

Just now when to Tesco Extra Sungai Dua. During payment, in front of me, there was this auntie and she bought RM 2.50 stuffs.

When she was about to make payment, she paid using a card. Not sure if it's a debit or credit card. I was like WTH!

not really, if your income qualifies for a certain loan capacity (and you are still within the range) and your payment records are good, it won't affect.
however, it will somehow affect on your next cc application (rather than on car/housing loan) bcs you showed your desperation to get cc.

I just signed up for a credit card at a shopping mall and realised that the terms are not exactly as what the promoter mentioned. I called to get her to cancel but she has been ignoring ever since.

If the new credit card arrive, can I just don't activate the card, cut and dispose it? Will it affect anything (i.e. in terms of annual fee etc..)?

Currently I'm using UOB One Card, I'm wondering if there is any other credit card (expect Wise Card) that provide up to 7% petrol cash rebate or higher than UOB One Card?

Let say my statement amount is rm1500.
due date 2 July
can i pay rm 500 at 15 Jun and then pay another rm1000 at 1 july?

means i separate the amount within the interest free period, in total the bank should also received rm1500 which is the statement amount before the due date.

just want to confirm if they will treat the first rm500 payment as i paid the minimum balance and proceed to charge me finiancial interest?

last month i tried one transaction on 26/6 and i still received the 5% on this month's statement. maybe many stopped using by 15th so the 900k still not run out yet and i still get the 5%. 

Thanks 

Aeon Watami ~ Have a weird feeling looking at the card.. 

Lol.. How long it takes for you to get the card after application?

Actually I was looking for Credit Card that can approve within 1 hour just like Maybank.. Anybody knows other banks that offer the same service?

for the MBB2card,
need to pay the gst for 1 card or 2 card?

Rerry ah.. Ok Thanks bro for the heads up 

perhaps if you are going overseas for some time can call CS to block the card if you are not going to use it ?