how do i get a waiver for the GST indirectly?
what do you guys normally tell?
i spend about 100K on one of my credit cards
i have received some special rebates but i want something specific for GST, can someone suggest and assist?

You don't need to cancel, just go apply the Plat, once it is approved then cancel the Titanium.But why you want the Plat which earns you less in returns  plus the fact it is not FREE FOR LIFE unlike the Titanium.

Recently I applied for RHB credit card at their sign up booth at Tropicana mall. A few days after that I got a call from RHB, asking the usual questions (about address, workplace etc). Before ending the conversation, the CS asked me a weird question, "did our promoter offer you any other card from a different bank?"
I told her no, which is the truth. On the same day I applied for the RHB card, I did apply for HSBC Amanah credit card but it was done via email and fax.

Is it a coincidence, or is it because when processing a credit card application, banks can actually know if you have applied for another card?

ya its my first cc. I'm not sure it will get approve or not, because i currently got a housing loan.
And when i sign up she also included pbe application. according to the rep if 1 fail theres the other 1.

hey guys,just wanna ask, are any credit card will do for online purchase like buying games from steam?im looking a credit card with free annual fee, just to use it for online buying

Guys, Any Good on Amex Charge card, what the Benefits having Charge card...???
As Maybank just give Me an Amex Green Charge Card & I X know what to do with It...    
Maybe Sifu Gen-X can Help with...??? 

use what card pay insurance got higher rebate?

Son, you're off to a very BAD start.  Forgive me for being blunt.  Just got new CC and not making full payment for your purchase is a recipe for disaster.  Before you know it, amount will snowball to your credit limit and you'll be knocking on AKPK doors.

If u cannot afford to pay in full at end of month, don't swipe.

Don't swipe anymore until u clear your current balance.

Just wanna ask sifus here.

I've always been against CCs. Why? Coz I don't like to live on other peoples' money, per se.

But then I read on the positives of a CC, the rebate, cashback and whatnot.

Am I right by thinking that I should get a CC coz I can get cashback and rewards. And at the same time I can still pay the amount on time without any charges, therefore, I'd be making a saving and getting rewards.

Hmm.. thanks for any feedback.

Yea but max RM50 cashback a month. Where as UOB is much much much higher cap.

That's why I'm undecided... 

well i dont mind to swipe my debit card/eftpos for RM2 if they allow. when i was living in australia/nz, using card to pay most of things was very convenient and you dont need to carry so much cash with you.

but dont know if this comes to malaysia, system/security will be as good or not...

Would like to know if uob is really lenient in approving cc among most bank as I would really like to get their uob one card to get cash rebate for purchases as petrol prices are quite costly nowadays

same here.. TGV early bird seat.

any credit card and loans (except ptptn) will be listed in ccris.

if not mistaken, it will still listed there for another 6 months.

actually it will reduce the amount of your loans eligibility whenever a credit limit is given to each of your card (although you have not fully utilise it). credit limit will be viewed as a type of loan because there are chances that one day one will fully utilise all their cc's cl when they are in need of money.

The only tedious problem is the insurance. Etiqa accepts amex via phone call only, so you need to call every month to renew. Do call them up for info.

Your GE, most cards don't give you anything better. Even with insurances, u only hit 1k/mth, then no point getting watami.

The rest, you can rearrange your preferred merchants who accepts amex

but they don't open on weekends, do they?

alright thanks. it comes as a surprise to me that people can charge our cc without the cvc code.