Yes. In fact a close friend of mine just got his earlier this week.

you should check out the CIMB thread https://forum.lowyat.net/topic/3165524

Hey, they reject you simply because beh-song you. I got rejected too, I have zero loan, salary 120k/a, both PM Amex and Visa kena reject, so I gave up. just got my VI from UOB upgraded from UOB plat, got PPMC, better than the premium plaza.

Sales promote or your friend requested?
Don't see it in their website anymore though.

Okie now I noticed. Although under the main page of their travel cards there is none
http://www.citibank.com.my/english/credit-...s#filter=travel

but, the the left side bar if one clicks the travel card it still shows.
http://www.citibank.com.my/premiermiles/in...gnatureCardCCGL

haha.... very confusing to consumer.

Sorry to hear that! I am still determined to find out why. It's the rejection part


I think his loan officer because he took housing loan from Citibank and was offered to sign up.


Yes. It's also on the credit card application form.

Hi Average Joe, Is it we need to call citibank to know the status of the application or they will call you that they reject your application?

i think they wont call you if they reject your application.. but i do receive email from citibank when my application rejected, without any reason given though as standard bank practice.. anyway, you can always call them to know your application status..

I am not sure. But you can definitely call Citibank general line and check your application status by keying in your NRIC No.


I did not receive any email so far. Still hoping that the appeal submitted by my salesperson will be successful!

EDITED:

http://www.citibank.com.my/english/common/contact-us-faq.htm , please refer to "What's the status of my credit card application?"

I got a call from Citibank asking me to confirm my mailing address. Hope they are sending me the credit card!

This post has been edited by Average-Joe: Apr 15 2014, 09:44 PM

im just wondering which bank CC is widely accepted worldwide, especially in Jpn. pls advise

All Credit Card Valid World-widely...

I just published my article titled A Little Bit Of this and A Little Bit Of That - Vol.1, Chapter IV.

In this article, the matters I touched on relating to credit cards are:

1. Overseas Transactions Maybank 2 Cards Premier AMEX Reserve versus Maybank Visa Infinite.

2. Maybank 2 Cards and Maybank 2 Cards Premier Supp Card Approval time at The Gardens Mid Valley.

3. Agoda Wednesday Discount with Visa.

For those not into reading my article, here is the Agoda VISA Wednesday info:

Booking Period for the 12% Discount on Wednesday with VISA:
2, 9, 16, 23 and 30 April 2014.
7, 14, 21 and 28 May 2014.
4 June 2014

However, the stay period is only until 31st December 2014. This means that if you book the hotel room for 1st January 2015 onward, you won't be entitled for the 12% discount.





This post has been edited by Gen-X: Apr 16 2014, 04:19 PM

does having a large but unused credit card limit help with obtaining loans?(housing and personal in particular)?

example, rm30k credit card limit, but monthly bill settled consistently or maybe only rm2-3k outstanding.

No for unsed credit limit as it would not affect how bank approve your application for personal financing/housing loans in particular.

Yes it would affect your application in general as you consistently settle your payment and kept your outstanding at a lower level as bank would put into account that you're a good paymaster as you consistently pay on time and it would somehow raise your chance of future loans application based on your previous payment parterns.

thanks

The bank want a good INTEREST paymaster if not they can roll up their mat and eat grass.

They probably use carpet...lol

I got rejected by 2 banks; ambank and Citibank. Citibank rejected once due to PDPA as my HR didn't release my info to Citibank. then the guy from Citi appealed for me and still rejected due to internal matter as my salary is around 2k inclusive of overtime but basic is near 2k too...then tried ambank n got rejected too. then I gave up n forgot abt the whole credit card thing... the today I received a call from Citibank, the same guy, cant get me thru handphone, called my office and say giving me another chance to appeal again and requested me to provide my latest payslip.
I just asked the guy from Citibank one question: are you here to gimme hope and break it up for the third time.
can anyone give some advise if this is gonna be successful? I hate being rejected 3 times from the same bank.

This post has been edited by angelnkj87: Apr 17 2014, 07:49 PM

i thought current requirement for a credit card is 2k/month or 24k/annum

nothing good comes from credit card if you don't have enough discipline to spend only within your limit

so, don't hope too much?

I met the requirements as I hv fix bonus n sometimes my nett salary oso hv 2k...juz tht y when I dun even think abt credit cards anymore they still wanna give me hope? Juz to break it up for the 3rd time??