what's so special about this card you failed to apply?

better yet, what's so special about this guy??? he's interested in you? this kind of persistence is ineresting

i think she can apply for other bank's card if she has none or 1 credit card at the moment

Honestly I don't have a credit card. I just came to wanting a card cuz I just bought a car. Thought would be nice getting cash back 4 petrol as getting a car loan was not as hard as I thought it would. So I thought credit card will be the same. But citibank rejected me 2 times for one application. And now he called me to ask me try for the 3 time.saying something about manual processing the application for potential but got rejected people. Maybe he's interested in me....haha...
Btw...I sent him my latest payslips thru email and he never replied. Guess I'll have to wait and see. But its only a day now. God I hate waiting.

What Citibank credit card you applied for? Most Citibank credit cards don't earn you anything for petrol, and if it does, I got a strong feeling the cash back you get won't be enough to pay for the GST next year.

I can't remember what I applied for. Too long ago...I applied during February. N same here when I go thru da forum...I dun see much benefits in citibank cards

well u should apply a card that most benefits you

wonder when can we pay our taxes using credit cards ?

what tax? your employees taxes?

yeah when you have to pay extra to lhdn

True... been thinking of uob one card but afraid of being rejected so stopped considering for a card...maybe end of this year could try for the uob card

many ppl mentioned uob most lenient

Wanna ask. For card application. If I self-employed. Do I required to provide latest BE form with official tax receipt. Or just those copies of business reg & bank statements? Thanks

As quoted by Maybank :


Required Documents

Please include the following with your application form:
•Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
•Latest BE form with official tax receipt
•Latest 3 months' salary slips
•Latest 6 months' savings account activity/current account statement

If you are self-employed:
•Copies of Business Registration
•Latest 6 months' Bank Statements

If you are an expatriate:
•Letter from employer confirming duration of employment contract in Malaysia

Like what is stated, your 6 months bank statements. I also mentioned this in my article A Little Bit Of This and A Little Bit Of That Vol.1, Chapter IV. If you are in KL or 1U, just drop by Maybankard Centre on weekdays before 7pm if you want the Maybankard 2 Cards where your application can be approved within 2 hours. Now, I do not see any harm in submitting your BE form if it can strengthen your application. In my article I have the contact number for Maybankard Centre @ The Gardens, call them and ask for more info.

Yea...heard so too but afraid of being rejected so I just stopped considering on getting a card. Now I will just wait and see what's citibank's decision on their offer for me to appeal the 3rd time.

if I kena rejected sure I will go to other banks unless I really want that card due to rebates or points etc

What is it about rejection that you are afraid of? Don't think Citibank card is any privilege also as their card don't really have much benefit.

Stop using citibank long time ago. UOB onecard is quite good.

let say i operate a businesss, i need to keep utility bill receipt to recognize it as business cost.
after paying utilities bill in maybank2u online with amex, does the pdf receipt considered as receipt recognized by INLAND REVENUE BOARD?or do i need to request hardcopy statement from maybank to be considered as receipt recoognized by inland revenue board?

hey guys, I never own any credit card,i just wanna ask, which is better for online purchase local/worldwide?debit card or credit card? :S, like buying games of steam

credit card of course.