Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 Apr 16 2014, 01:38 PM
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#1
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Senior Member
1,276 posts Joined: Mar 2005 From: PJ  
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does having a large but unused credit card limit help with obtaining loans?(housing and personal in particular)?
example, rm30k credit card limit, but monthly bill settled consistently or maybe only rm2-3k outstanding. |
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Apr 16 2014, 05:41 PM
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#2
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Senior Member
1,276 posts Joined: Mar 2005 From: PJ
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QUOTE(fornax @ Apr 16 2014, 03:00 PM) No for unsed credit limit as it would not affect how bank approve your application for personal financing/housing loans in particular. thanks Yes it would affect your application in general as you consistently settle your payment and kept your outstanding at a lower level as bank would put into account that you're a good paymaster as you consistently pay on time and it would somehow raise your chance of future loans application based on your previous payment parterns.   |
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Sep 27 2015, 03:50 PM
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#3
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Senior Member
1,276 posts Joined: Mar 2005 From: PJ
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if i upgrade the my card eg. maybank gold to platinum, will it retain the same card number?
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