sharing this, from The Star today.. Visa having promo for Agoda.. 10% off for booking on Wednesday through www.agoda.com/visawed



got other promo too for Lazada, Sasa.com & Zalora

not sure.. need to wait for wednesday to try.. if it same like agoda promo before, need to key in credit card first, then the discount will appear..

i went to jakarta and seoul this year, have no problem to receive sms regarding credit card transaction for maybank card.. not sure for TAC, but i think it will be the same.. i dont get charged for receiving sms oversea..

different bank for sure have different limit.. let say your limit is rm10k per card, you can use rm10k per card that total is rm20k.. share limit is for different card on same bank only..

no, your wife cant use MBB VI rates 4500TP=1000EM.. she will use the normal maybank rate, 7000TP=1000EM..

actually, the conversion from TP can be transfer directly to any Enrich account.. because tranfers EM to another EM will have extra cost.. just convert the wife TP directly to the husband Enrich account..

more about Enrich are been discussed here: Malaysia Airline Enrich Miles, Get the best bang from your CC points

i think they wont call you if they reject your application.. but i do receive email from citibank when my application rejected, without any reason given though as standard bank practice.. anyway, you can always call them to know your application status..