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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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onnying88
post Sep 18 2014, 08:21 AM

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QUOTE(aztechx @ Sep 17 2014, 08:12 PM)
guys, for some reason i signed up for a standard chartered latinum card around a year back.

never used it, and just kept it for emergency purposes. now ive got my first statement with the rm50 annual fee.

my question now, can i waive the rm50 within this 2 weeks before the payment deadline on 29th this month?
*
Just call CS and try. Should be no problem for std chard card.
waif
post Oct 1 2014, 03:21 PM

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Anyone manage to get the 10% cash back promotion ?

from this link

https://www.sc.com/my/campaign/credit-card/...back/index.html

A month has gone by... I spent a bit on a few of the weekend ....

Until now not sure whether I manage to get any cash back or not .... sweat.gif

This post has been edited by waif: Oct 1 2014, 03:22 PM
TSronnie
post Oct 1 2014, 03:26 PM

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Just requested another SCB card to be cancelled since GST was charged.
SCB's Standard GST offset : swipe 3 times (any amount) and call in for the offset
lahm
post Oct 1 2014, 11:13 PM

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QUOTE(waif @ Oct 1 2014, 03:21 PM)
Anyone manage to get the 10% cash back promotion ?

from this link

https://www.sc.com/my/campaign/credit-card/...back/index.html

A month has gone by... I spent a bit on a few of the weekend ....

Until now not sure whether I manage to get any cash back or not ....  sweat.gif
*
QUOTE
All cash back will be credited into the Qualified Customer’s principal SCB credit card account as determined by the Bank within fifteen (15) weeks after the end of the Campaign Period
.


This post has been edited by lahm: Oct 1 2014, 11:13 PM
Wongchoy
post Oct 3 2014, 09:07 PM

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Guys. Check out SC new Cashback Gold Mastercard.

https://www.sc.com/my/credit-cards/goldcard/gold-card.html
SUSMNet
post Oct 4 2014, 12:31 PM

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今天凌晨12.34到12.36 AM之间我的电话突然传来几封信息告诉我的ST银行信用卡被刷了。我大吃一惊,没想到听了那么多的信用卡盗用事件,最终自己也中招了。我赶快找出我的信用卡然后打给服务员,其间的信息响个不停,在通知我又有新的交易了,真是快得惊人。电话打通后我告诉服务员我的情况,他也帮我BLOCK了卡。他说要我耐心等5到7个工作天,然后再打电话给服务员检查我的TRANSACTION报告,如果被盗用的数额被记录在TRANSACTION里面就要到他们的网站下载DISPUTE FORM然后FAX给他们,到时他们再发多一张新卡给我。我也顺便问他需要报警吗?他说你喜欢报也可以,不报也可以。盖了电话我查看信息,竟然在短短的三分钟里面被盗刷16次, 共RM7000++ ,我快贼更快, 真是防不胜防。 其实回想起来前一天我曾经到马航网站购买机票,但来到最后等了很久OTP密码都没有寄信息来我手机,我只好用其他的卡过账了,OTP直到过了两个小时才寄来,不知这是不是出事情的前奏呢?

请问各位有过这样的经验的大大,我还需要报警吗?我还没有拿到银行的TRANSACTION REPORT可以先去报案吗?就拿信息给警察看可以吗?

后话:经过自己亲身体验不禁感叹现今科技一夜千里,唯人心不变,就此造就了一些网络奇才犯罪。希望大家谨慎使用信用卡,我不想有人步我后尘了。我一直很佩服佛教里财为五家所共有,出处:《大智度論》:「富貴雖樂,一切無常,五家所共,令人心散輕躁不定。」此處所言之「五家」,為王、賊、火、水、惡子。牢骚发完了,共勉之。
victorywp
post Oct 4 2014, 12:58 PM

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QUOTE(Wongchoy @ Oct 3 2014, 09:07 PM)
Guys. Check out SC new Cashback Gold Mastercard.

https://www.sc.com/my/credit-cards/goldcard/gold-card.html
*
huh... excluding petrol and insurance.
also af rm175...
fly126
post Oct 7 2014, 01:53 AM

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user posted image
user posted image
user posted image
Terms & Conditions
1. All offers are valid from 1 September 2014 till 31 August 2015 inclusive of both dates, unless otherwise stated.
2. The 5% discount for all FLEXIROAM products offer is made applicable for payment via all Standard Chartered Bank Malaysia Berhad’s Credit and Debit Cards.
3. For payment via Standard Chartered Bank Malaysia Berhad’s WorldMiles MasterCard World Credit Card, cardholders will be entitled for a complimentary RM30 International Roaming Credit in addition to the above-mentioned 5% discount on every purchase.
4. The complimentary RM30 International Roaming Credit will be stored in cardholders’ FLEXIROAM account and can only be utilised to offset from their next purchase of FLEXIROAM product.
5. The offers are not exchangeable for cash and cannot be used in conjunction with any other promotions/offers.
6. The offers are valued in Ringgit Malaysia and only applicable for registered Malaysian mobile numbers.
7. The offers are subject to service and/or government tax, unless otherwise stated.
8. The offer are subject to the terms and conditions listed on www.flexiroam.com/terms where applicable.



This post has been edited by fly126: Oct 7 2014, 01:59 AM
adele123
post Oct 8 2014, 08:16 PM

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not sure how efficient iMoney is but seem like a good deal to share

Cash back for new applicants and more cash via referral

» Click to show Spoiler - click again to hide... «


Link | T&C

This post has been edited by adele123: Oct 8 2014, 08:17 PM
Without
post Oct 8 2014, 11:50 PM

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QUOTE(adele123 @ Oct 8 2014, 09:16 PM)
not sure how efficient iMoney is but seem like a good deal to share

Cash back for new applicants and more cash via referral

» Click to show Spoiler - click again to hide... «


Link | T&C
*
How about Annual Fee & GST? Seems there is a catch there.
adele123
post Oct 9 2014, 09:01 AM

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QUOTE(Without @ Oct 8 2014, 11:50 PM)
How about Annual Fee & GST? Seems there is a catch there.
*
No idea. I just saw this on facebook and wanted to share. i think you can post your questions at iMoney Facebook page.

Doesn't seem like a catch to me but then, it's good to be careful i supposed.
mitodna
post Oct 13 2014, 11:42 AM

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is it normal for SC card that don't credit any point for petrol spending? i don't know what type of card, it is not my card, i just feel so weird
fly126
post Oct 13 2014, 12:58 PM

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QUOTE(mitodna @ Oct 13 2014, 11:42 AM)
is it normal for SC card that don't credit any point for petrol spending? i don't know what type of card, it is not my card, i just feel so weird
*
Yeah, If the Card is Just One Platinum Mastercard- a Petrol CB Card (No Reward Point), with min an Accumulate Petrol Spending RM500/month baru Dapat 4% Cashback... sweat.gif

What a Lousy Card... doh.gif

This post has been edited by fly126: Oct 13 2014, 01:24 PM
rockstar81
post Oct 13 2014, 03:36 PM

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QUOTE(fly126 @ Oct 13 2014, 12:58 PM)
Yeah, If the Card is Just One Platinum Mastercard- a Petrol CB Card (No Reward Point), with min an Accumulate Petrol Spending  RM500/month baru Dapat 4% Cashback... sweat.gif

What a Lousy Card... doh.gif
*
Actually, aside from the SCB WorldMiles i'm using, which is essentially a points/miles card, I am no longer using any other card from any other bank that reward based on points. I have really lost faith in collecting points.

Take for example, I have been citi plat loyal customer many years and accumulated quite a lot of points. I eventually used those points for shopping vouchers or electronic items for my home. But after doing some calculations, really not worth it. 25k points converts only to RM100 aeon, jusco, giant voucher. I need to spend RM25k before accumulate 25k points (excluding the rare times i get some merchant with 5x points). So on average, the points value is only RM0.004!! If you're into points, better to use MBB Amex or Citi Rewards. But then again, the financial value is still quite small. I am no longer wasting time collect these type of points. Citi is now my back up card which i use if my other card spoil or cannot read chip.

The Justone petrol card give you value of 4% OR RM12 capped for RM500 spend (assuming u spent on petrol to the limit). That is still valued at RM0.024 per dollar spent. If you drive Euro car and use RON97, this card is quite good value if you can reach the 10% RM70 cap for RM2,500 spend which returns RM0.028 per dollar spent.

There are other ways of getting more cashback with lower criteria like HLB Wise (but must swipe 10x RM50 and later pay for benefits if u select more than 3) for 10% cashback, or cashback + points (MBB amex but weekends only and it's so bloody hard to get people to take my amex!).

See whichever makes sense to you. But my 2 cents is the Justone petrol card is not too bad.





fly126
post Oct 13 2014, 03:59 PM

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QUOTE(rockstar81 @ Oct 13 2014, 03:36 PM)
Actually, aside from the SCB WorldMiles i'm using, which is essentially a points/miles card, I am no longer using any other card from any other bank that reward based on points. I have really lost faith in collecting points.

Take for example, I have been citi plat loyal customer many years and accumulated quite a lot of points. I eventually used those points for shopping vouchers or electronic items for my home. But after doing some calculations, really not worth it. 25k points converts only to RM100 aeon, jusco, giant voucher. I need to spend RM25k before accumulate 25k points (excluding the rare times i get some merchant with 5x points). So on average, the points value is only RM0.004!! If you're into points, better to use MBB Amex or Citi Rewards. But then again, the financial value is still quite small. I am no longer wasting time collect these type of points. Citi is now my back up card which i use if my other card spoil or cannot read chip.

The Justone petrol card give you value of 4% OR RM12 capped for RM500 spend (assuming u spent on petrol to the limit). That is still valued at RM0.024 per dollar spent. If you drive Euro car and use RON97, this card is quite good value if you can reach the 10% RM70 cap for RM2,500 spend which returns RM0.028 per dollar spent.

There are other ways of getting more cashback with lower criteria like HLB Wise (but must swipe 10x RM50 and later pay for benefits if u select more than 3) for 10% cashback, or cashback + points (MBB amex but weekends only and it's so bloody hard to get people to take my amex!).

See whichever makes sense to you. But my 2 cents is the Justone petrol card is not too bad.
*
The problem is I took Public Transport or Motorbike go to Work Never Used that much of Petrol... whistling.gif
fly126
post Oct 13 2014, 10:13 PM

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QUOTE(Sikit2JadiBukit @ Oct 13 2014, 10:07 PM)
Just wait at pump ask around "En mau isi petrol?"
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a very Good Idea... laugh.gif
mingyew
post Oct 14 2014, 09:59 AM

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who got the 10% rebate already?
rapple
post Oct 15 2014, 11:31 AM

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QUOTE(mingyew @ Oct 14 2014, 09:59 AM)
who got the 10% rebate already?
*
just got it today ~ don't quite remember which transaction is entitled to that 10% cash back.

14/10/2014 30 10% Cash Back Campaign MYR 7.90 CR

14/10/2014 30 10% Cash Back Campaign MYR 5.74 CR

14/10/2014 30 10% Cash Back Campaign MYR 2.45 CR

mingyew
post Oct 15 2014, 12:01 PM

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QUOTE(rapple @ Oct 15 2014, 11:31 AM)
just got it today ~ don't quite remember which transaction is entitled to that 10% cash back.

14/10/2014  30 10% Cash Back Campaign    MYR 7.90 CR

14/10/2014  30 10% Cash Back Campaign    MYR 5.74 CR

14/10/2014  30 10% Cash Back Campaign    MYR 2.45 CR
*
Good. thumbup.gif
mingyew
post Oct 15 2014, 12:03 PM

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Checked.

14/10/2014 30 10% Cash Back Campaign
MYR 10.08 CR

14/10/2014 30 10% Cash Back Campaign
MYR 9.44 CR

14/10/2014 30 10% Cash Back Campaign
MYR 9.04 CR

14/10/2014 30 10% Cash Back Campaign
MYR 7.88 CR

14/10/2014 30 10% Cash Back Campaign
MYR 7.47 CR

14/10/2014 30 10% Cash Back Campaign
MYR 6.45 CR

14/10/2014 30 10% Cash Back Campaign
MYR 5.00 CR

14/10/2014 30 10% Cash Back Campaign
MYR 5.00 CR

Wonder how they calculated. SO LESSSSSSSSSSSS ONE

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