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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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onnying88
post Apr 14 2014, 11:52 PM

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QUOTE(Andrew G @ Apr 12 2014, 12:52 PM)
Applied SCB JustOne Platinum through Groupon promo on 13rd February 2014, and been approved on 17th February 2014. Groupon promo was Free gift of Philips Shoqbox (first 200th approved applicants), Or Free RM250 Groupon credit (GUARANTEED for 201st approved applicants onwards, until 26th February 2014).

However, only after numerous complaints via email sent, thus been informed by Groupon on 11st April 2014 that they just received the first batch of the approved applicants by SCB which did not got my name in the list?

Hence, can we put any trust on SCB again on any current or future promotions with Groupon?

For your information, the current SCB promo with the Groupon's free gift of Casio watch or cameras, were ONLY applicable for the FIRST 200th approved applicants. How do you know-clarify whether you are really in that FIRST 200th approved applicants? IF not, you will get none of the free gifts here but IMMEDIATELY charges of RM50 GST tax into your card statement to be paid only.

Is this worth for try?
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You will still get your rm250 groupon credit, no?

onnying88
post Jun 5 2014, 09:50 AM

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QUOTE(nothingz @ Jun 5 2014, 09:46 AM)
if you have insurance to pay every month and not getting attractive rebates, this cash back gold MasterCard is actually quite good. Petrol wise, you may go for other cards
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Exclude insurance mean insurance payment is not included.
onnying88
post Jul 16 2014, 07:16 PM

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QUOTE(Human Nature @ Jul 16 2014, 04:58 PM)
got so good? RM100 per week? if it is too good and you cant find the info online, better be careful
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Maybe Rm100 per week but limit to 1 week only. LPPL biggrin.gif
onnying88
post Jul 22 2014, 02:40 PM

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https://www.sc.com/my/campaign/deposit/bill...ment/index.html

Rebate Rm50 with Rm350 total spend for all bill.
onnying88
post Sep 18 2014, 08:21 AM

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QUOTE(aztechx @ Sep 17 2014, 08:12 PM)
guys, for some reason i signed up for a standard chartered latinum card around a year back.

never used it, and just kept it for emergency purposes. now ive got my first statement with the rm50 annual fee.

my question now, can i waive the rm50 within this 2 weeks before the payment deadline on 29th this month?
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Just call CS and try. Should be no problem for std chard card.
onnying88
post Oct 15 2014, 03:47 PM

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10% petrol now still have?
onnying88
post Nov 18 2014, 06:50 PM

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Call in to cancel my 2 card (1 mastercard and 1 visa platinum) as GST charged to me. They say only can cancel one card and need to remain another card to waive both GST and AF charge. Feel weird.

Just waive GST and AF, no more free cash to retain me like last time. >.<


onnying88
post Nov 24 2014, 12:33 PM

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QUOTE(yorae9 @ Nov 24 2014, 11:36 AM)
just found out this bank really hunger for new customer.
I have high debt ratio, at least 2/3 of salary go to housing loan,bt,
but they still approved my credit card application. smile.gif
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Bank like high debt but good payment customer. That's mean they can earn more interest from you.
onnying88
post Nov 24 2014, 05:59 PM

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QUOTE(rockstar81 @ Nov 24 2014, 05:41 PM)
last month my worldmiles card also got cashback for some spending.

Last month hopefully qualify for the RM200 if i am the first 300 to spend RM5k. I pay for company flight and hotel earlier this month. So fingers crossed.
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You should get hlb wise looking from your spending. Get 10% for TNB, groceries and phone.
onnying88
post Nov 25 2014, 12:47 PM

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QUOTE(rockstar81 @ Nov 25 2014, 12:12 PM)
I cancelled my wise card this year after holding it for 1 year++. I agree with you that the cashback 10% is good with possibility to save up to rm1200 per year.

BUT, it's not so easy FOR ME to reach the full cashback every month due to a couple of reasons:-
- must have 10x rm50 swipe so always have to keep track of transaction count, split my grocery bills just to meet the 10x swipe. Go shopping almost one hour, then wait in line for anothert 15-20mins at Jusco, then have to split the bill. Sometimes see a lot of black face behind me when i split the bill 2-3 transaction.
- not all groceries got 10% cashback, if you see my transaction, if possible i try to stay away from jusco, giant and etc because really packed on weekend. So I like BIG grocer in publika and hero market in ttdi. No parking problem and got plastic bag on saturday with no extra charge. Go one utama on weekend is asking for suicide to me. lolol....
- Must also take note of your due date because the 10x must happen from the time payment cycle happen and not within calender month. So once payment for month made on due date, that is day 1 of the when they start counting the 10x swipe.
- not all bill payment can be done online pay from credit card - i cant quite remember if TM, syabas, astro and etc can be paid via online banking. With scb, i just go to one website, select all my biller and pay straight. Every month pay bill take me like 5 mins. Can download the estatement and file for safe keeping.
- i have to register to direct debit to credit card at maxis to enable payment via credit card.
So to me, the best card must be the one that is easiest to achieve based on your preference. So i reserve my comment to my preference and not for all ppl here.
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You may easily split your tnb Bill to rm50x7 = rm350, then maxis rm100x4= rm400 using uobpayonline. Already 11 transaction done with only 2 of your bill. And it's just took me extra 5min to split into multiple bill payment using uobpayonline.

Well it's good move also to cancel before next AF charge by wise. Just apply again later. smile.gif

This post has been edited by onnying88: Nov 25 2014, 12:49 PM
onnying88
post Nov 26 2014, 03:17 PM

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QUOTE(norman05051984 @ Nov 26 2014, 12:55 PM)
+1, thats the reason im cancelling my SCB gold card. to much hassle to earn CB
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He is referring to the hassle of cash back from Hlb wise card.

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