SC is badly need the customer i call once before to cancel card, but my case is i dont use it and i really mean to cancel..

they wan help me waive government tax and AF as well, but i refuse i just wan to cancel my card haha

p/s: the card no rewards point on local currency transation, the only benefit i could get is pay iTunes (in USD) give me 3x points

Anyone here has got the RM50 cashback for "Pay your bills & get up to RM50 rebate with a cumulative total of RM350 paid Campaign"?

Terms & Conditions Excerpts

1. 10% Cash Rebate on Guardian 2014 Campaign ("Campaign") commences on 23rd August 2014 and ends on 9th November 2014, inclusive of both dates ("Campaign Period").

2. Eligible Customers who spend a minimum of RM100 in a single receipt or accumulated receipts in the same weekend (Saturday and Sunday) at any Guardian outlet or Guardian online ("Qualified Transactions") will be entitled to receive a cash rebate equivalent to 10% of the amount transacted ("cash rebate"). One (1) Weekend Cycle starts from a Saturday and ends on the next day which is Sunday.

3. Transactions must be posted to the Eligible Customer’s credit card account(s) by 21st November 2014 to be entitled for the cash rebate.

4. The following retail transactions are EXCLUDED from the cash rebate: Charges which are subsequently voided, disputed or charged-back to the card; and Cash advances, cash withdrawals, balance transfers, disputed transactions and any fees charged by the Bank, including but not limited to charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payment fees, and such other charges.

5. A total cash rebate amount of RM 10,000 per week ("Weekend Cap" is allocated to each Weekend Cycle. Cash rebate will be awarded on a first-come, first-served basis per Weekend Cycle to Eligible Customers until the Weekend Cap is met, subject to a maximum cash rebate of RM 20 per Weekend Cycle per Eligible Customer ("Individual Weekend Cap").

6. If an Eligible Customer holds more than one principal SCB Card, Qualified Transactions made using each SCB Card will be included in the computation for cash rebate, subject to the Individual Weekend Cap. Qualified Transactions made by supplementary cardholders will be deemed as made by the Qualified Customer and is also subject to the Individual Weekend Cap. There will be no separate cash rebate paid on Qualified Transactions made by supplementary cardholders.

7. The total amount of cash rebate for this Campaign is capped at RM 120,000 only.

Which is better, Standchart 10% CB ( first-come-first-serve ) or MBB2Amex 7% (guranteed)?
For me I prefer using Amex.

A smart person would go for guaranteed 7% on the weekend on any spend amount.

I'm gonna cancel this card of mine. I find it useless for most occasion. Those once in a while promotion of 10% cash back has many T&Cs and not guaranteed, so I don't see the point of having an extra crappy card.

Finally someone saw the light. This is the lousiest card in town. And, the card retention centre uses all sorts of tricks to maintain card membership.

I went through all the promo emails I received this month. Seriously damn a lot! Very tedious work to research and confirm all the terms.

There’s actually a lot more promo in the link attached in the header of each category, but I’ve picked up the stuff I would use.

Shopping (https://www.sc.com/my/credit-cards/privileg...ml?cat=shopping)
1. Guardian 10% rebate when you spend RM100 on weekends. I normally stocking up on the usual supplements, meds, contacts solutions and toiletries at Guardian so will ONLY do so during the weekend.
2. Tesco online free delivery for min RM80 spend. I wouldn’t buy fish or veggies (cos I’m picky), but poultry, milk, bread, canned and boxed goods are the have been good so far. I have had some delivery with wrong order but they will just minus it off the bill manually using calculator! LOLOL...

Dining (https://www.sc.com/my/credit-cards/privileg...html?cat=dining)
1. 15% off at Coffea Coffee. I like the coffee here. Here’s the branches https://www.sc.com/my/credit-cards/privileg...ning&id=0000261
2. 20% off at Rama V located next to Mercedes showroom on U-Thant. Pretty good thai food if you want to bring your chicks out https://www.sc.com/my/credit-cards/privileg...ning&id=0000209
3. 15% off New Shanghai in Pavi opposite Mercato or at publika. Dim Sum is so so in my opnion BUT the porridge is superb. https://www.sc.com/my/credit-cards/privileg...ning&id=0000233
4. 30% off just the FOOD in Backyard Pub in Hartamas. Go for big breakfast on weekends. https://www.sc.com/my/credit-cards/privileg...ning&id=0000162
5. 20% off at Burger King. Straight forward deal.

Entertainment
1. RM8 per ticket at Cathay Cineplex (formerly Cineleisure) + RM5 for small popcorn set. The catch is that it’s max 2 tix and set per customer per day. I just buy 2 per day.

Travel https://www.sc.com/my/traveldeals/index.html
Destinations for 20k BIG points this month. It’s the usual 2x return tix excluding all the fuel, food, surcharge and etc.
1. Colombo
2. Osaka
3. Hangzhou
4. Nagoya
5. Taipei
6. Syd, Melb, Perth, Adelaide

Please note!
Booking starts 1-14 Sept.
Travel period Sep 17 to Nov 30 2014
Login and book ONLY here!! http://www.airasiabig.com/promos/scb-travel-deal/index.html

If you have 360 reward points and want to fly, there is a conversion promo of 3k rewards points to 1k BIG points. I cleared off all my old points in the useless platinum card and will use my WorldMiles moving forward. https://ibanklite.standardchartered.com/nfs...20a20057bc57284

When we can get the 10% rebate?

I called to terminate my SCB Plat on Wednesday's night but until today nobody calls me to verify. How long does it take? The reason I ask is because I'll be travelling to overseas soon and though my phone will be roaming, I don't want to pick up calls to avoid expensive charges. I'll be back only a month later...

This post has been edited by fruitie: Sep 8 2014, 11:29 PM

guardian 10% rebate is tempting, will restock my rubber

I just cancelled my scb plat card this week (switched to worldmiles) . I didnt have to receive any additional calls to cancel. I did however key in by T-pin and answered some verification questions by call center.

Before i cancelled it though, i changed all my points to BIG points due to the low interchange! https://ibanklite.standardchartered.com/nfs...20a20057bc57284

I'm about to call them now to check if it is really cancelled.
My one and only SCB.

Updated: Called and they said received my cancellation request but it is still "active". I said I cannot tolerate a week without action and if you need any verification call, call me by today.

Somebody just called me and said I have "cancelled" once in June and I have somehow promised to retain it until next year's January because they waived my GST, annual fees and gave me RM 50 cashback. OK lo, I will keep in my drawer.

This post has been edited by fruitie: Sep 10 2014, 11:12 AM

thats why, dont simply promise, just firm with ur cancellation, cut the card to half and send it back to CC centre, next time call to cancel again, they will beg beg u to continue retain. what will u do?

Well, it is not a big issue for me. I also don't want to make them miserable, I can just keep it without using.
Why not when I get free money to use? But I will not entertain for the second retention though.

This post has been edited by fruitie: Sep 10 2014, 02:21 PM

i did not get any free money to continue to retain, just waiver for GST and AF. quite standard

To be honest, if they just waive AF and GST, I will not bother.
That time, on top of these, they even credited RM 50 into my account, I cannot say no to free money.

Not bad, i would tap that as well

I have a SCB mortgage but i can't even get a credit card from them? nonsesne bank!

Anyone know why?

This post has been edited by darthsaverstrikes: Sep 13 2014, 11:21 AM

guys, for some reason i signed up for a standard chartered latinum card around a year back.

never used it, and just kept it for emergency purposes. now ive got my first statement with the rm50 annual fee.

my question now, can i waive the rm50 within this 2 weeks before the payment deadline on 29th this month?