i also got my 10% rebate already, total of almost RM400 mostly foreign currency transactions

they also offered me to waive the gst with just 3 transactions then give them a call

This post has been edited by nothingz: Oct 27 2014, 01:40 PM

do we need to call to waive the annual fee?
a customer of CashBack Gold MasterCard here

i not sure if can waive the fee, best to call find out. however everybody can get 400 bucks airasia voucher with the world miles at ringgitplus.com. Gold card only get rm200 shopping gift or rm300 petrol for just one plat.

check out here.

https://ringgitplus.com/en/credit-card/Stan...MasterCard.html

This post has been edited by darthsaverstrikes: Oct 30 2014, 11:42 PM

Ouch. WorldMiles annual income requirement now increased to 100,000. (8333 per month).
Else this would be fantastic offer to take up.

Seriously SC card cancellation is so troublesome..

I have to settle my balance before cancellation.. WTH.. Is not even the statement date yet ~ PBB and CIMB never ask me to settle the balance before cancel..

After settle need to call up again to cancel.. Now ask me to wait for their call back to cancel..

This would be my 1st and last time applying SC card.

This post has been edited by rapple: Nov 7 2014, 02:16 PM

this week called to cancel my worldmiles, but they called offer gold cashback

Seems like a growing trend in many banks/cards... offer to retain by downgrade to gold card. Had same experience with and HLB over the past few months.

manage to get GST waiver after calling in, requirement = need to swipe 3 time after GST listed in statement. Worldmiles user here

seriously? i mean... can cancel before settling? i live in a world where rule #1 to cancel cc is to settle outstanding balance.

yes, the 2nd part is annoying... but my understanding is... all the banks that way.

atleast the cashback is more applicable than worldmile

i think quite standard.
we can call to ask outstanding balance and then pay for it

How many days it takes to cancel SC card? 1 week or should I say 5 working days..

Funds Transfer from SC SAVINGS to Settle SC CARD- One Day to clear - I did call and ask, said must wait the transaction to clear.. Zzz

Call and submit request - one day

Wait them to call back - another 3 days..

My experience with PBB and CIMB -- ONE SINGLE DAY.. . And yea CIMB cancel without me settling first..

Citi also cancelled without me settling first. In the end I have to call back to confirm zeroed balance, coz online access has been disabled.

https://ringgitplus.com/en/credit-card/Stan...MasterCard.html

This post has been edited by beyond86: Nov 9 2014, 09:58 PM

maximum cb can get with this cc is just 3.33333% only...

now temporary no have other card use for visa/master

as cancelled ocbc titanium half year ago...
didn't apply for wise card ......

scb offered this to me....temporary use first..

if you check this link: https://www.sc.com/my/campaign/cashBackGold...ipal/index.html

don't fully trust the table on how to maximise your cashback... especially when it suggested you to use rm1k to get cb 5% cap at rm50 (that is a lie).

if you use only rm1k, you actually fall under the category of 3% (not 5%) and so your effective cb will drop to 2.5% only.

true, need spend RM1500 only entitled 5%

today received 1 sms from sc stated that swipe 3 times to get RM50 cash back.
But after checked the tnc(https://www.sc.com/my/_documents/TnC-SpendnGet-Campaign2-RM50-CashBack.pdf), just only first 1k customer will entitled for this RM50 cash back...SCB, u fool us is it? campaign already started since 1st Nov, now already middle of month, chance to entitled is very low already..

This post has been edited by red_scorpion: Nov 13 2014, 02:07 PM

Got that yesterday.... Since it's low risk of winning, I participated with 3 small spends using SCB Online Banking Bill Payment