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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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sj0217
post Aug 22 2016, 03:34 PM

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QUOTE(repusez @ Aug 22 2016, 03:17 PM)
the cashback capped at rm 50 (3% cashback) for maximum spending of rm1500 , cannot use for petrol and insurance
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To be accuracy, apart of RM500 from RM1500 spending, we still can use in petrol & insurance.

Since the rebate is only max RM50 which is equivalent to RM1000 spending.

However, in order to entitled for max rebate, we need to spend at least RM1500 & above, therefore, RM500 can spend on anything including Petrol & insurance.


SUSMNet
post Aug 22 2016, 07:25 PM

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I think this is not valid anymore
dh13
post Aug 22 2016, 11:07 PM

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QUOTE(Duckies @ Aug 22 2016, 09:49 AM)
Eh what's Price Solution Agents?  hmm.gif Hmmm can apply to get the 300 bucks rebate and then cancel it laugh.gif
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Price Solutions Sdn Bhd, a wholly owned subsidiary of Standard Chartered Bank UK is also located in Malaysia. The company promotes and markets Standard Chartered’s financial products in Malaysia through a network of direct sales agents.



QUOTE(Duckies @ Aug 22 2016, 09:58 AM)
Yep for the sake of 300 cause don't seem I can use much from this card hmm.gif Coincidentally I wanna buy something so it's good for the rebate laugh.gif

The SCB Cash back card needs quite high retail spending to get the 50 max cap. Same to JustOne. Overall the effective cash bate is much lower than 5% sweat.gif So I don't think I am going to keep this card for long time. Just gonna get the rebate and cancel.
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Actually this card is good for spending besides Groceries and Petrol. Most of the card entitile for points but thier point still not even worth 2% of rebates.. not matter it is 2x or 5x .. I did calculate and survey on it. Some offer 0.2% rebates only.. so this card is quite worth if not need pay for annual fees...
Anyway. The best spending amount would be RM833 for 3% rebate rather than RM1500 for RM50 of rebate..


QUOTE(MNet @ Aug 22 2016, 07:25 PM)
I think this is not valid anymore
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what you mean not valid any more.
SUSMNet
post Aug 23 2016, 07:15 AM

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Try to look at this 2004?
I dont think SC IT department will careless until didnt notice the wording.

user posted image
dh13
post Aug 23 2016, 08:26 AM

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QUOTE(MNet @ Aug 23 2016, 07:15 AM)
Try to look at this 2004?
I dont think SC IT department will careless until didnt notice the wording.

user posted image
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That is the template.. Well the one i received in email is correct naming.

kelvinlzy
post Aug 23 2016, 11:03 AM

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QUOTE(dh13 @ Aug 22 2016, 11:07 PM)
The best spending amount would be RM833 for 3% rebate rather than RM1500 for RM50 of rebate..
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Spend RM833 get RM25 rebate = 3%
Spend RM1500 get RM50 rebate = 3.33%

Which is better you tell me?
chrischiang
post Aug 23 2016, 11:48 AM

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hello.. any 1 here get annual fee waived for Standard Chartered JustOne Platinum MasterCard for the 1st year???
dh13
post Aug 23 2016, 03:40 PM

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QUOTE(kelvinlzy @ Aug 23 2016, 11:03 AM)
Spend RM833 get RM25 rebate = 3%
Spend RM1500 get RM50 rebate = 3.33%

Which is better you tell me?
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haha.. that is why I mentioned spending RM833 is better than spending RM1500. Depending on what other CC you have, if you have the CC that entitled better rebates for certain categories, then you that cards lo


I give some examples,
Maybank Islamic MasterCard Ikhwan Gold Card
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)


CIMB Cash Rebate Platinum MasterCard
http://www.cimbbank.com.my/en/personal/pro...mastercard.html

user posted image

But those Reward Points-based CC are actually 1 point worth around RM 0.02 -RM 0.025. , or equal to 0.2% Cash Rebate.

For those categories not under the stated above, it is worth to swipe them using the SCB Gold Cash Rebate Card, for example, Dining, purchase from physical shops, bills payment (TM, Celcom, Maxis, TNB) that is not thru Bank's SI , air tickets, movie tickets, gym membership fees or even paying PTPTN loan. Getting 2%-3% is still worth than getting 0.2% right.

This post has been edited by dh13: Aug 23 2016, 03:42 PM
kelvinlzy
post Aug 23 2016, 03:50 PM

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QUOTE(dh13 @ Aug 23 2016, 03:40 PM)
haha.. that is why I mentioned spending RM833 is better than spending RM1500. Depending on what other CC you have, if you have the CC that entitled better rebates for certain categories, then you that cards lo
I give some examples,
Maybank Islamic MasterCard Ikhwan Gold Card
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)
CIMB Cash Rebate Platinum MasterCard
http://www.cimbbank.com.my/en/personal/pro...mastercard.html

user posted image

But those Reward Points-based CC are actually 1 point worth around RM 0.02 -RM 0.025.  , or equal to 0.2% Cash Rebate.

For those categories not under the stated above, it is worth to swipe them using the SCB Gold Cash Rebate Card, for example, Dining,  purchase from physical shops, bills payment (TM, Celcom, Maxis, TNB) that is not thru Bank's SI , air tickets, movie tickets, gym membership fees or even paying PTPTN loan. Getting 2%-3% is still worth than getting 0.2% right.
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It's all about your total spending. If your spending is already allocated to other cards and you cant hit RM1500 for this card, then it makes sense for you to hit RM833 only. For me, I will certainly hit RM1500 every month, so it will be 3.3% for me thumbup.gif
mitodna
post Aug 24 2016, 11:41 PM

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QUOTE(chrischiang @ Aug 23 2016, 11:48 AM)
hello.. any 1 here get annual fee waived for Standard Chartered JustOne Platinum MasterCard for the 1st year???
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Try call to waive, or is it 1st year always waived? It is not written anywhere but all officer verbal say it waived

Anyone has number to check credit card application status? Thanks
rdevil33
post Aug 27 2016, 11:46 AM

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Cash back is ready for redemption for CB Master gold card.
edwardccg
post Aug 27 2016, 02:56 PM

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QUOTE(rdevil33 @ Aug 27 2016, 11:46 AM)
Cash back is ready for redemption for CB Master gold card.
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Got it too, redeemed smile.gif
kawteem
post Aug 27 2016, 09:58 PM

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QUOTE(rdevil33 @ Aug 27 2016, 11:46 AM)
Cash back is ready for redemption for CB Master gold card.
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QUOTE(edwardccg @ Aug 27 2016, 02:56 PM)
Got it too, redeemed smile.gif
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Thanks guys for letting us know. Got my very first ever scb cb too. thumbup.gif
pirantos
post Aug 28 2016, 01:50 PM

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QUOTE(kawteem @ Aug 27 2016, 09:58 PM)
Thanks guys for letting us know. Got my very first ever scb cb too.  thumbup.gif
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How many days after the card activation u get the rm150 cash back ?
kawteem
post Aug 28 2016, 02:27 PM

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QUOTE(pirantos @ Aug 28 2016, 01:50 PM)
How many days after the card activation u get the rm150 cash back ?
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You got me wrong. I was referring to the usual monthly cb.
sj0217
post Aug 28 2016, 08:57 PM

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My monthly statement date on 28th, and today only 28th but I have received the latest statement by email this afternoon. This is really fast!!!

I thought the statement will be released after the next day of statement date ??
choongyouqi
post Aug 28 2016, 10:24 PM

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suddenly receive a RM100 cashback in this month bill. have not been actively using this card for months. any idea what random campaign is this?
aromachong
post Aug 29 2016, 09:06 AM

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QUOTE(choongyouqi @ Aug 28 2016, 10:24 PM)
suddenly receive a RM100 cashback in this month bill. have not been actively using this card for months. any idea what random campaign is this?
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never heard of such promotion

dining cb , perhaps?
fly126
post Aug 30 2016, 09:19 PM

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At Last, Some Freebies Offer from SCB JustOne Plat. , Everyday's a Movie Day... rclxms.gif thumbup.gif rclxms.gif

user posted image

FLAT 7 MOVIES *EVERYDAY

user posted image

Terms & Conditions:

1. Offers are valid at all GSC NATIONWIDE except GSC Signature from Monday to Sunday except Wednesday.
2. Ticket must be purchased via GSC website or GSC mobile app only. Not valid for ticket purchase made via Box Office.
3. Offers are applicable for NORMAL Adult tickets only.
4. Offers are VALID for Dolby Atmos and 2D movies (surcharge for Dolby Atmos and booking fee for every ticket is to be paid by customer).
5. Not valid for 3D movies, Gold Class, Premiere Class, Twin Seats, Premium Leather Seats, GSC Maxx and D-BOX seats.
6. Advance ticket purchases are not eligible for this promotion. Transaction day must be the same as movie screening day.
7. Each JustOne Platinum Credit Card is only entitled to 2 (TWO) Flat RM7 tickets per card per day.
8. JustOne Platinum Credit Card Flat RM7 is only valid with ticket purchase via Credit Card payment method only.
9. Offers are limited and on a first come first serve basis.
10. GSC & Standard Chartered reserves the right to amend the above terms and conditions without prior notice.

Note: This offer is NOT valid for all Film Festival titles.

http://www.gsc.com.my/html/promotion_detai...&PID=74&NID=492

This post has been edited by fly126: Aug 30 2016, 10:03 PM
aromachong
post Aug 30 2016, 10:11 PM

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QUOTE(fly126 @ Aug 30 2016, 09:19 PM)
At Last, Some Freebies Offer from SCB JustOne Plat. , Everyday's a Movie Day... rclxms.gif  thumbup.gif  rclxms.gif

user posted image

FLAT 7 MOVIES *EVERYDAY

user posted image

Terms & Conditions:

1. Offers are valid at all GSC NATIONWIDE except GSC Signature from Monday to Sunday except Wednesday.
2. Ticket must be purchased via GSC website or GSC mobile app only. Not valid for ticket purchase made via Box Office.
3. Offers are applicable for NORMAL Adult tickets only.
4. Offers are VALID for Dolby Atmos and 2D movies (surcharge for Dolby Atmos and booking fee for every ticket is to be paid by customer).
5. Not valid for 3D movies, Gold Class, Premiere Class, Twin Seats, Premium Leather Seats, GSC Maxx and D-BOX seats.
6. Advance ticket purchases are not eligible for this promotion. Transaction day must be the same as movie screening day.
7. Each JustOne Platinum Credit Card is only entitled to 2 (TWO) Flat RM7 tickets per card per day.
8. JustOne Platinum Credit Card Flat RM7 is only valid with ticket purchase via Credit Card payment method only.
9. Offers are limited and on a first come first serve basis.
10. GSC & Standard Chartered reserves the right to amend the above terms and conditions without prior notice.

Note: This offer is NOT valid for all Film Festival titles.

http://www.gsc.com.my/html/promotion_detai...&PID=74&NID=492
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walao.. worldmiles and invititation cc dont have this offer? bangwall.gif bangwall.gif

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