dining cash back, I received it for June spent.
July spent, end Sept.. hoo ray

Revision on your Standard Chartered JustOne Platinum MasterCard Credit Card wef 20 September 2016



Now with Better Cashback Benefits, you will get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol. (except
government & charities )

Spend (RM) per month	Rebate on Petrol, eCommerce & Auto bill	Other spend	Capping per month (RM)
1,000 to 1,499.99	5%	0.2%	12
1,500 to 2,499.99	10%	0.2%	28
Above 2,500	15%	0.2%	85

* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories.

The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:

a) Petrol MCC: 5541, 5542

b) Auto Billing:
I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional

c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U”

* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via http://www.sc.com/my.

https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

This post has been edited by fly126: Sep 1 2016, 10:58 AM

not attractive at all by reading their t&c

Why, mind to Elaborate more ...???

This post has been edited by fly126: Sep 1 2016, 11:06 AM

Agreed, average only, optimum use is to spend rm540 on CB transactions (=rm81 CB), balance of rm1960 non-CB trans gives rm3.92.

this is more or less like rhb smart value cc if im not mistaken

if we are all given choice, surely will get cashback gold

for big spender every cards of course are good for them hehe...

Anyway, It still a Good card if compare to RHB Smart Value Cards's CB tier, as You Spend >RM 2,501 on Petrol, Grocery, Online, Utilities can earn Only 5% CB.

This post has been edited by fly126: Sep 1 2016, 11:55 AM

Agree.. CIMB Cash Rebate Card - 5 % Cash Rebate for eCommerce also cap at RM30 aka RM600 of spending..

thats true. better get cashback gold without any hassle haha..

can use to pay posonline to earn 15% cash back?

Yes. I'd believe you can.

want apply another cc.
any cc recommended? annual fee waived is wanted.

Yup that is better..haha.. it complement with my CIMB Cash Rebate Card, those 0.2% Cash Rebates goes to this Cash Rebate Card. XD

CIMB Cash Rebate Card


This post has been edited by dh13: Sep 3 2016, 01:13 AM

Can't get 15%, cos of the cap. Effective cash back is 3.4%.

Can't get 15%, cos of the cap. Effective cash back is 3.4%.

For the spend 833, how much of it needs to be retail transactions, as I know we need to spend 1000 out of the 1500 total spend to get rm50 rebate

AFAIK, retail trans are either CB trans or non-CB trans(NCB, like insurance n petrol etc).
When CB+NCB is 500-799.99 , u got CB*2%(capped at rm10)
When CB+NCB is 800-1499.99, u got CB*3%(capped at rm25)
When CB+NCB >=1500, u got CB*5%(capped at rm50)

Hope I am right.

This post has been edited by MGM: Sep 4 2016, 07:58 PM

effective cb = 3.333% still a good card i'd say

sorry got few question here.

I already accumulate around RM600 cb in my account. Can I use all in one shot?

Any tnc applied to redeem in cash? (mean minus my credit card spending)

How long the effective?

*never redeem any before, don't think to exchange with gifts because seems not worth

This post has been edited by cx2531: Sep 5 2016, 04:33 PM

Any agent with nice gift to recommend for this SCB card?