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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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beLIEve
post Jun 30 2023, 04:39 PM

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QUOTE(effectz @ Jun 30 2023, 03:35 PM)
In RHB shell cc t&c

'Online Spend
Online Spend MCCs under e-Commerce mode. E-Commerce transaction definition means ‘Transaction Mode = M, D, S and U''

What is MDSU mode?
*
https://forum.lowyat.net/index.php?showtopi...post&p=81655569

QUOTE
https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

*These are the transaction categories that would be define as eCommerce spend if they fulfil either
one of the criteria
a. Merchant (card acceptor) city is indicated as eCommerce (Merchant City = eCommerce)

b. Electronic order though e-commerce / online ( POS Entry Mode = E-Commerce AND Card
Holder Presence = Electronic Order)

c. Cards details are manually entered /not swiped AND transaction order is executed through
secure code authorization (Pos Entry Mode = Manual Entry AND eCommerce indicator =
Ecommerce)

d. Card details are manually entered / not swiped AND transaction is a standing order /
recurring transaction ( POS Entry Mode = Manual Entry AND Card Holder = Standing Order /
Recurring Transaction AND Pos Terminal Location = No Terminal Used)

e. Bill Payment through Standard Chartered Internet Banking  <<<<< Replace with RHB
This post has been edited by beLIEve: Jun 30 2023, 04:41 PM
effectz
post Jul 2 2023, 10:00 PM

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QUOTE(beLIEve @ Jun 30 2023, 04:39 PM)
Quite vague ya
victorian
post Jul 3 2023, 06:57 PM

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Anyone know where to get credit card pin? There is no insurrection at all in the mailer.
cybpsych
post Jul 3 2023, 07:04 PM

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QUOTE(victorian @ Jul 3 2023, 06:57 PM)
Anyone know where to get credit card pin? There is no insurrection at all in the mailer.
*
RHB portal
call rhb cs

not sure ATM can set or not, I remember setup pin at ATM when collecting the cards at branch (not yet setup RHB online yet) ++ I think it was using debit card as I was opening BSA too

This post has been edited by cybpsych: Jul 3 2023, 07:05 PM
Helpisgood
post Jul 3 2023, 09:09 PM

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What documents needed to apply rhb credit card?
Checked the website but didn't really find an answer.
cybpsych
post Jul 3 2023, 09:20 PM

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QUOTE(Helpisgood @ Jul 3 2023, 09:09 PM)
What documents needed to apply rhb credit card?
Checked the website but didn't really find an answer.
*
RHB staff will contact you via email with instructions to fill up form and submit supporting documentation
beLIEve
post Jul 3 2023, 09:26 PM

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QUOTE(victorian @ Jul 3 2023, 06:57 PM)
Anyone know where to get credit card pin? There is no insurrection at all in the mailer.
*
PIN is snailmailed to you separately. Usually calling their hotline and set the PIN on your own is way faster than waiting for snailmail. Don't need to talk to human to set PIN.
victorian
post Jul 3 2023, 09:28 PM

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QUOTE(beLIEve @ Jul 3 2023, 09:26 PM)
PIN is snailmailed to you separately. Usually calling their hotline and set the PIN on your own is way faster than waiting for snailmail. Don't need to talk to human to set PIN.
*
No wonder I haven't get the snail mail. Already called and changed my pin. All good!
talexeh
post Jul 4 2023, 10:26 AM

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Just got my RHB Shell Visa not too long ago but when I checked the app, it didn't tell me my statement date; just shows the due date on 12-JUL.

IIRC, the due date is 21 days before due date right? So does that mean my statement date is on the 22nd?
rojakwhacker
post Jul 4 2023, 10:34 AM

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QUOTE(talexeh @ Jul 4 2023, 10:26 AM)
Just got my RHB Shell Visa not too long ago but when I checked the app, it didn't tell me my statement date; just shows the due date on 12-JUL.

IIRC, the due date is 21 days before due date right? So does that mean my statement date is on the 22nd?
*
Yes, correct.
SUPERMAN FLYING
post Jul 6 2023, 02:54 PM

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Hi all, wish to ask,
is RHB shell visa can get RHB loyalty points?

I holding RHB shell 1 credit card only, and i have 2000 loyalty point in my app, wondering where i get this
beLIEve
post Jul 6 2023, 03:16 PM

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QUOTE(SUPERMAN FLYING @ Jul 6 2023, 02:54 PM)
Hi all, wish to ask,
is RHB shell visa can get RHB loyalty points?

I holding RHB shell 1 credit card only, and i have 2000 loyalty point in my app, wondering where i get this
*
Points usually given in campaigns. Could be from new sign up also but 2000 is equivalent to about $5 only.
contestchris
post Jul 6 2023, 03:27 PM

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QUOTE(beLIEve @ Jul 6 2023, 03:16 PM)
Points usually given in campaigns. Could be from new sign up also but 2000 is equivalent to about $5 only.
*
Can you get from the current campaign? 10k points per transaction, is it really true or gimmick?
beLIEve
post Jul 6 2023, 03:33 PM

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QUOTE(contestchris @ Jul 6 2023, 03:27 PM)
Can you get from the current campaign? 10k points per transaction, is it really true or gimmick?
*
Didn't join any recently. The last I joined was real. Usually they have to inflate the reward points to attract people to join their campaign. I already delete the T&C, but if I don't have memory leak, there was one that rewards 10x loyalty points. LP6. Let me dig and see if I still have the SMS.

Edit : RM0 RHB: Earn 25,000 Loyalty Points when you spend RM500 in a single receipt with Visa Credit or Debit Card/-i by 31Aug22. T&C apply at rhbgroup.com/s/LP1.

25k is equivalent to about $50, so it's 10%.

This post has been edited by beLIEve: Jul 6 2023, 03:36 PM
contestchris
post Jul 6 2023, 04:19 PM

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QUOTE(beLIEve @ Jul 6 2023, 03:33 PM)
Didn't join any recently. The last I joined was real. Usually they have to inflate the reward points to attract people to join their campaign. I already delete the T&C, but if I don't have memory leak, there was one that rewards 10x loyalty points. LP6. Let me dig and see if I still have the SMS.

Edit : RM0 RHB: Earn 25,000 Loyalty Points when you spend RM500 in a single receipt with Visa Credit or Debit Card/-i by 31Aug22. T&C apply at rhbgroup.com/s/LP1.

25k is equivalent to about $50, so it's 10%.
*
Okay but Shell Visa also applicable?

Currently it is 10,000 LP for RM200 spend, so similar ratio.
poweredbydiscuz
post Jul 6 2023, 04:21 PM

 
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Received SMS for this

RHB Tactical 0% p.a. Balance Conversion Programme For Group A

Mine is spend RM7900 to be eligible.
TSronnie
post Jul 6 2023, 04:26 PM

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How come I still cannot download the Statement from the RHB website ?
But receive the email statement (which is password protected)

Statement Date 26-June
cybpsych
post Jul 6 2023, 04:27 PM

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QUOTE(ronnie @ Jul 6 2023, 04:26 PM)
How come I still cannot download the Statement from the RHB website ?
But receive the email statement (which is password protected)

Statement Date 26-June
*
you can only choose 1 channel
beLIEve
post Jul 6 2023, 04:38 PM

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QUOTE(contestchris @ Jul 6 2023, 04:19 PM)
Okay but Shell Visa also applicable?

Currently it is 10,000 LP for RM200 spend, so similar ratio.
*
I didn't receive that campaign woh. Have to looky see T&C. I assume eligible if it's a Visa campaign.

Edit : Interesting. Totally not aware of this campaign. This also clash with the non-ewallet part of Everyday Deal. The last time a clash happened, I didnt get double reward. And if they award pointback instead of cashback for Everyday Deal, I 賠了夫人又折兵. Better stick with ewallet next time.

Jeng jeng jeng

The following shall be considered as “Eligible Spend” for the purpose of the Campaign:
a) The retail transactions (exclude E-Wallet transactions) (“Eligible Spend”).

This post has been edited by beLIEve: Jul 6 2023, 05:01 PM
TSronnie
post Jul 6 2023, 04:47 PM

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QUOTE(cybpsych @ Jul 6 2023, 04:27 PM)
you can only choose 1 channel
*
Got like dat one ???
would the statement downloaded from the RHB website also password protected too ?

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