I tot error when i receive 1 x rm15 only. Then saw u get 2 in 1st week

Join 4/7 days in 1st week. Haiya. So hard. Most transaction my otp is before 12.01am.

Have to be real fast
And just now 00.00 couldnt receive OTP
Stupid

2 CB for both the tiers? mind to share your spending and at what time?

Spent two days within Week 1 around 00.00am- 00.01am
Shopee (direct buy)

i see, i guess both are from tier 1?

ya just checked back the TnC, it didn't say on the limit of wins per week, only on the max of 10/ for each tier, each type

I received only 2 sms yesterday. 1 stated RM8 cb, another RM15cb.
Log in into RHB portal today. Total 3 cb awarded. 1 x RM8, 2 x RM15.
Maybe if same value cb, they only send 1 sms regardless how much we won.

If I got rejected from my previous application so how long I need to wait in order to reapply again?

Ideally 6 months later.

just to add on, besides 6 months, it is also good not to apply multiple cards at the same time - it will appear like u are desperate for credit facility

Depends. If you got a clean record and the financial muscle, you apply 5 banks one time, all also will approve.

If your CCRIS got no record or koyak, then yes apply 5 at a time might look desperate.

But even then, remember, the CCRIS will be updated one at a time.

well, just saying cus she mentioned rejected.

I think I make a mistake I applied both public bank and RHB bank together. That’s why both didn’t go through because since I got all the document ready then I just submit them at once

it depend on your DSR and ccris report..I am able apply 2 card at same times and approvr

I didn’t activate my ccris but I just bought the update ctos report I can see my score not bad but still didn’t get approved which I suspect because of my Citibank card credit limit a little bit too high 😅😅😅

as if 100k?

even if 100k your utilization of credit is low, other bank will approve too

This post has been edited by sjz: May 8 2021, 10:42 AM

More than that because they keep raising my credit limit which I got no use at all

i think can try call them to reduce unused limit and reapply again..
but utilisation of credit is quite important factor when they approve card

NOTICE: RHB CUSTOMER CALL CENTRE – LONGER WAITING TIMES

Dear Valued Customers

As we are currently operating in the MCO 3.0 environment, RHB Banking Group is supporting the Government directive to reduce staff force in the office to help curb the spread of COVID-19.

During this period, our Customer Contact Centre will continue to be operational 24 hours a day, 7 days a week to serve you, but with reduced Customer Contact agents present in the office. We appreciate your understanding for longer waiting times during this period.

Alternatively, you may reach us at customer.service@rhbgroup.com for any enquiry or assistance that you may need.

For your convenience, we would also encourage you to utilise the RHB Now Internet Banking or our Mobile Banking channels for your transactional needs.

Even without MCO also still one of the worst call centre.

Shopee Friday discount was still available in the morning at 9am (170 pax). Lazada Sunday all gone by 1am (200 pax).

Lazada that much more popular vs Shopee?