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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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AaIto
post Aug 7 2013, 10:28 PM

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QUOTE(ronnie @ Jun 29 2013, 06:57 PM)
Which Insurance policy can charged via Online ?
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Hi Ronnie, did u manage to use RHB CC to pay insurance online to get the 5% rebate?
I just got sms saying my Sig CC just approved....
TSronnie
post Aug 7 2013, 10:47 PM

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QUOTE(AaIto @ Aug 7 2013, 10:28 PM)
Hi Ronnie, did u manage to use RHB CC to pay insurance online to get the 5% rebate?
I just got sms saying my Sig CC just approved....
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Those listed on RHBNow portal does not count as Online Transactions (according to CS)... but they could be wrong
pisang
post Aug 9 2013, 12:01 AM

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Reply from RHB email:
"With regard to your message, regret to inform that bank unable to disclose the reason why your credit card application is unsuccessful....."

Anything that i can do?
TSronnie
post Aug 9 2013, 12:03 AM

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QUOTE(pisang @ Aug 9 2013, 12:01 AM)
Reply from RHB email:
"With regard to your message, regret to inform that bank unable to disclose the reason why your credit card application is unsuccessful....."

Anything that i can do?
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Maybe you can check your CCRIS and appeal smile.gif
guy3288
post Aug 9 2013, 01:01 AM

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THis RHB VS card cash back - i got only RM0.63. Dont know how they calculate, i thought minimum is 0.5%.

I look at online summary and found this:

31.7.2013 CB RM0.63 CREDIT.
I have made 4 transactions prior to that.

1) 21.7.13 RM127.00
2) 27.7.13 RM63.55
3) 28.7.13 online FF tickets RM118.95
4) 28.7.13 online FF ticket RM123.95

Shouldn't the online firefly tickets attract 5% CB?? I plan to call CS Monday.
pisang
post Aug 9 2013, 06:54 AM

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QUOTE(ronnie @ Aug 9 2013, 12:03 AM)
Maybe you can check your CCRIS and appeal smile.gif
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ok.
another option would be just 'forget about it'. tks anyway.
AaIto
post Aug 9 2013, 09:45 AM

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QUOTE(pisang @ Aug 9 2013, 06:54 AM)
ok. 
another option would be just 'forget about it'. tks anyway.
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doh.gif
TSronnie
post Aug 9 2013, 11:36 AM

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QUOTE(guy3288 @ Aug 9 2013, 01:01 AM)
THis RHB VS card cash back - i got only RM0.63. Dont know how they calculate, i thought minimum is 0.5%.

I look at online summary and found this:

31.7.2013  CB RM0.63 CREDIT.
I have made 4 transactions prior to that.

1) 21.7.13 RM127.00
2) 27.7.13 RM63.55
3) 28.7.13 online FF tickets RM118.95
4) 28.7.13 online FF ticket  RM123.95

Shouldn't the online firefly tickets attract 5% CB?? I plan to call CS Monday.
*
Has transaction (2), (3), (4) been posted before 31 July ?
0.5% of RM127 transaction = RM0.63 cash back (0.5%)

Definitely MUST CALL their CS and report back here, ok ?

This post has been edited by ronnie: Aug 9 2013, 11:37 AM
Jason
post Aug 9 2013, 12:05 PM

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Seems like RHB signature is a very good card to get due to the 5% cash back until end of 2013. I want to thank Ronnie and human nature for your info.

Please take note rm150 cash back only applicable too cards approved by RHB by 17 August 2013. Take note!

Quick question: do you earn points with the signature card?

This post has been edited by Jason: Aug 9 2013, 12:16 PM
guy3288
post Aug 9 2013, 02:13 PM

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QUOTE(ronnie @ Aug 9 2013, 11:36 AM)
Has transaction (2), (3), (4) been posted before 31 July ?
0.5% of RM127 transaction = RM0.63 cash back (0.5%)

Definitely MUST CALL their CS and report back here, ok ?
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i see .......so they only counted my RM127 transaction? 0.5% there seems correct....

I think you are right because my statement date is 26.7.13 and payment due is only for that RM127. BUt when i checked the online summary all the other transactions are actually posted already before 31.7.2013.
TSronnie
post Aug 9 2013, 07:30 PM

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QUOTE(guy3288 @ Aug 9 2013, 02:13 PM)
i see .......so  they only counted my RM127 transaction? 0.5% there seems correct....

I think you are right because my statement date is 26.7.13 and payment due is only for that RM127. BUt when i checked the online summary all the other transactions are actually posted already before 31.7.2013.
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Did you change your Statement Date to 26th of every month? As I know the Rebates are given at the Statement Date.
guy3288
post Aug 9 2013, 08:47 PM

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QUOTE(ronnie @ Aug 9 2013, 07:30 PM)
Did you change your Statement Date to 26th of every month? As I know the Rebates are given at the Statement Date.
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I did not change statement date.

This is my first statement. Statement date 26.7.13
Card approved 15.7.13
1st spend 22.7.13 RM127 (................. hoping to get CB RM150.........)
25.7.13 GST RM50
No mention about rebate at all on this statement! I only found that out in online account summary.


Total due RM 177
Due date 15.8.2013



Any idea when can i get the GST RM50 or the CB RM150?

This post has been edited by guy3288: Aug 9 2013, 08:49 PM
Human Nature
post Aug 9 2013, 09:13 PM

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QUOTE(guy3288 @ Aug 9 2013, 08:47 PM)
Any idea when can i get the GST RM50 or the CB RM150?
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The RM150 cashback is 6-10 weeks after 17 Aug
MGM
post Aug 13 2013, 08:25 PM

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My application for RHB Signature was rejected eventhough met their criteria (suspect it is becos of BT reflected in CCRIS).
TSronnie
post Aug 13 2013, 10:21 PM

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QUOTE(MGM @ Aug 13 2013, 08:25 PM)
My application for RHB Signature was rejected eventhough met their criteria (suspect it is becos of BT reflected in CCRIS).
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BT amount too high perhaps... I also have some BT (CIMB & SCB) when I applied for RHB Visa Signature smile.gif
MGM
post Aug 14 2013, 12:10 AM

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QUOTE(ronnie @ Aug 13 2013, 10:21 PM)
BT amount too high perhaps... I also have some BT (CIMB & SCB) when I applied for RHB Visa Signature smile.gif
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Looks like I am following your foot step in getting cards except this RHB CC. Next on my list is HLB Wise, Watami and CIMB CB Platinum. Good work Ronnie.
TSronnie
post Aug 14 2013, 12:14 AM

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QUOTE(MGM @ Aug 14 2013, 12:10 AM)
Looks like I am following your foot step in getting cards except this RHB CC. Next on my list is HLB Wise, Watami and CIMB CB Platinum. Good work Ronnie.
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Keep it up.... ensure you pay all your bills before the DUE DATE !!!!
p.s. I don't have the CIMB CashBack Platinum.... maybe I can get it to replace my DA MasterCard Plat (when I cancel it next year) or get upgrade to VS/VI/WMC brows.gif
ubuntu
post Aug 14 2013, 10:22 AM

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Hi guys, I applied for RHB signature card on 1st Aug, but until now status is still under processing, normally how long they need to approve an application? Just worried I'm unable to catch 17th Aug RM150 cash back promo. sad.gif
Human Nature
post Aug 14 2013, 10:28 AM

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QUOTE(ubuntu @ Aug 14 2013, 10:22 AM)
Hi guys, I applied for RHB signature card on 1st Aug, but until now status is still under processing, normally how long they need to approve an application? Just worried I'm unable to catch 17th Aug RM150 cash back promo. sad.gif
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MIne took slightly less than 3 weeks for approval.
Human Nature
post Aug 15 2013, 12:54 PM

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i have successfully set my SMS trigger limit to RM1 smile.gif

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