Welcome Guest ( Log In | Register )

523 Pages « < 13 14 15 16 17 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

views
     
guy3288
post Aug 22 2013, 11:46 PM

Look at all my stars!!
*******
Senior Member
5,847 posts

Joined: Sep 2009


i am still waiting for my 2nd statement 26.8.13 to see if there is 5% rebate for online flight ticketings.

As usual any credit issued AFTER statement date even though before payment due date, cannot be used to offset statement balance.

I also receive a call from RHB saying i can have the 6months 0% Finance but i am waiting for a black and white confirmation.
Human Nature
post Aug 22 2013, 11:47 PM

- student of human nature -
*********
All Stars
26,519 posts

Joined: Jan 2003
Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?
guy3288
post Aug 22 2013, 11:54 PM

Look at all my stars!!
*******
Senior Member
5,847 posts

Joined: Sep 2009


QUOTE(Human Nature @ Aug 22 2013, 11:47 PM)
Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?
*
if you just pay what the statement balance is, you are safe. Statement balance would have deducted whatever credit/CB/refunds and that is the balance for us to pay.

However if you go deduct CREDITS that appeared AFTER statement date, or you go pay anything less than the statement balance (exlc 0% finance 6 m case) ,then you would likely kena penalty.



aqblood
post Aug 23 2013, 12:05 AM

Enthusiast
*****
Senior Member
704 posts

Joined: May 2010
From: Lion's head


Hmm, for RHB EVO, got any discounts for petrol?
TSronnie
post Aug 23 2013, 12:08 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Human Nature @ Aug 22 2013, 11:47 PM)
Abit confuse here on RHB's method.

Let's say I spent RM1000 and obtained RM50 rebate (same date as statement). So to avoid any penalty, should I pay RM1000 or RM950?

If it is used to offset the next statement, I need to pay RM1000. Am I right?
*
If the Cash-back Rebate posted in the same statement, then you pay RM950 smile.gif
My case is unique.... the Cash-back Rebate was posted after Statement Date, thus cannot use as payment but as an offset only. (Different from Maybankard 2 AMEX)
fly126
post Aug 23 2013, 12:16 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(aqblood @ Aug 23 2013, 12:05 AM)
Hmm, for RHB EVO, got any discounts for petrol?
*
Nope... the Petrol Rebate on RHB Travel Money CC Only

This post has been edited by fly126: Aug 23 2013, 02:37 AM
tAmp0i
post Aug 23 2013, 01:10 PM

The name is Poi
*******
Senior Member
2,825 posts

Joined: Jan 2003
From: Miri



Would like to know whether GSC online booking is entitled for 20% cash back (EVO)?
ubuntu
post Aug 23 2013, 04:50 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
RHB is sucks, I didn't receive sms notification upon card approval and card collection. Call CS they ask me to collect the card by next Tuesday, but just now I went to RHB was surprise that my card has arrived. Mailing address also wrong.
aqblood
post Aug 23 2013, 06:40 PM

Enthusiast
*****
Senior Member
704 posts

Joined: May 2010
From: Lion's head


Just received the card after applying at 1U road fair.

Not planning to use. doh.gif
ubuntu
post Aug 23 2013, 10:24 PM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
Does air fare (online booking) eligible for 5% cash back?
TSronnie
post Aug 23 2013, 11:25 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(ubuntu @ Aug 23 2013, 10:24 PM)
Does air fare (online booking) eligible for 5% cash back?
*
Most probably YES (for RHB Visa Signature)
andromena
post Aug 25 2013, 08:50 PM

New Member
*
Newbie
1 posts

Joined: Jan 2011
hello all,
just apply the RHB travel money but i now feel like dont want that card already.
since the card not yet approved, can i straight away reject when the bank call me for confirmation?
thanks.
Human Nature
post Aug 25 2013, 09:04 PM

- student of human nature -
*********
All Stars
26,519 posts

Joined: Jan 2003
QUOTE(andromena @ Aug 25 2013, 08:50 PM)
hello all,
just apply the RHB travel money but i now feel like dont want that card already.
since the card not yet approved, can i straight away reject when the bank call me for confirmation?
thanks.
*
why don't you take the initiative to call them and cancel it? doh.gif
xjeez
post Aug 26 2013, 09:33 AM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
Just to add : Purchases on Living Social (iPay88) given 5% cash back smile.gif

TSronnie
post Aug 26 2013, 09:50 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(xjeez @ Aug 26 2013, 09:33 AM)
Just to add : Purchases on Living Social (iPay88) given 5% cash back smile.gif
*
Interesting.... to note.
pinksapphire
post Aug 26 2013, 02:06 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(xjeez @ Aug 26 2013, 09:33 AM)
Just to add : Purchases on Living Social (iPay88) given 5% cash back smile.gif
*
Can I assume all payments for Groupon, LivingSocial and etc. should get us 5%?
TSronnie
post Aug 26 2013, 02:47 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(pinksapphire @ Aug 26 2013, 02:06 PM)
Can I assume all payments for Groupon, LivingSocial and etc. should get us 5%?
*
Don't assume.... cos the CS told me otherwise doh.gif hmm.gif
pinksapphire
post Aug 26 2013, 04:14 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(ronnie @ Aug 26 2013, 02:47 PM)
Don't assume.... cos the CS told me otherwise  doh.gif  hmm.gif
*
Adui...is it? Then I better reconfirm with them and share over here what they tell me later.
xjeez
post Aug 26 2013, 04:19 PM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
Yeah, best not to assume. Try it and share smile.gif

I did make a Groupon purchase recently but it'll only reflect in the next statement, their transaction is listed as GROUPON instead of Ipay88.


Jason
post Aug 27 2013, 04:53 PM

Look at all my stars!!
*******
Senior Member
6,354 posts

Joined: Jan 2003
QUOTE(aqblood @ Aug 23 2013, 06:40 PM)
Just received the card after applying at 1U road fair.

Not planning to use. doh.gif
*
Did you get any sign up bonus/rebate?

I submitted my application to branch earlier this month, and they claim it was approved on 23rd, so I miss the RM150 cash back bonus. I also submitted BT along with application, so don't know approved.

Feel like kena cheated. They can say promo period until XX date and only valid upon approval within promo period. Then they just approve all your applications AFTER promo date, settle lah. So unfair, it should be based on application date during promo period.

Also, my card already at the branch but no notification or call. I can foresee RHB is the shittiest bank based on my experience with HLB, Maybank, SCB (also shitty for sign up), OCBC, CIMB.

If you guys plan to use RHB as your only card, you are going to have a bad time.

523 Pages « < 13 14 15 16 17 > » Top
 

Change to:
| Lo-Fi Version
0.0253sec    0.28    6 queries    GZIP Disabled
Time is now: 29th November 2025 - 05:44 AM