Maxis just called and updated my payment accordingly in their system....
Their story: received a memo which mentions about the "system glitch" with Maxis Kiosk and my payment were affected.

Actually BNM requirement is 4 days after due date only can charge late payment, can fight for waiver

BNM rules is applicable to Late Fee Charge not Finance Charges

But the problem is my first statement is 17th july and the due date is 6 august... online banking shown last payment receive 5th august. So how to charge late payment lei? dun tell me approve the card on 2nd july then straight charge gst n straight give statement. Something wrong with their system la...

Card approve /gst charge 2 july
1st statement : 17 july
call to request for change : 30 july. (request to change to 1st of the month and CS claimed effective next month).
interest charge on 1st august???? if back date that they accuse i pay late but then cant tell me which date i should pay in order i nt get charge.

Just wonder can statement date backdated??? maybe im noob but i never heard that i must pay the gst once the cc approve (CS mention interest charge based on the GST charged on 2nd july).

they did waive it after wasting money calling them for 15 minutes. not even worth the time and money spent .

Quick question regarding this Wise. Let's say i've chosen dining and swiped 10x RM50 transaction on dining. Does the 10% CB take effect on the 11th transaction or all my previously 10x transactions are included?

I can guess the problem.
You wanted 1st of every month..... so the RM50 charge became overdue on 2 July 2013

The 10% Rebate will take effect on all transaction (under selected category) in that Calendar Month

yeah thats also the only reason i guess , so my statement is 2nd july

anyhow i will still monitor coming month statement to see whether they really waive it.

Thanks for the info.

Where do HLB states the minimum annual income? I can't seem to find it.

i got one code for rm150. havent redeem though.

same here waiting for the activation credit to come..

Since you called on 30Jul and request for 1st of month, so I guess they gen your next statement on 1Aug. (That is real quick.)
Maybe since your next statement is generated hence your last statement balance become overdue.

So, if you wish to change to 1st of month, you should have call to change after that. (I time my call for my case.)
In your case, call on 2Aug onward. Then your next statement would not be 1Aug and not 17Aug but 1Sep. So you next statement contain transaction from 18Jul until 1Sep (1.5mth), and due on 21Sep (> 2mth since 18Jul!)
The moral of the story, call after the statement day you wish to change to.

P.S. I like my statement due dates to fall a few days after my payday.

This post has been edited by tbheng: Aug 7 2013, 10:29 PM

+1

Hlb website, credit card section. Under faq.

Though i dont think it's that low for wise plat card.

i lost my wise card yesterday. i call to cancel the card. they say will penalty rm50, how can i waive this rm 50?

normally, when i can get the card? i ask them send to HL branchs.

Since you have already report can't do anything la,if you haven't call & report may be you can lie to Hlb saying you accidently gave out your ic number and ccv code to 1 private number caller.

cancel card need to pay?
wow, really? is it in the T&C?

Aiyo, what happened? Awfully sorry to know that. Misplaced the card or was stolen? If I'm not mistaken, there is a HLB branch in Mukah, am I correct? So, at least you don't need to travel all the way to Sibu to collect your replacement card.

A question, as stated in 1st page -
4. Petrol [At all petrol pump only (MCC 5542)

I did swipe a transaction at cashier and MCC for that cashier transaction is 5542. Looked like this transantion is fall within PETROL.

But the T&C did mentioned only dispenser petrol oump will taken into rebate calculation.

My question is....how HLB going to differentiate whether the 5542 is made at pump or cashier?

How did you find out the MCC is 5542 at the cashier ?
Which Petrol station which has "wrongly configure" their MCC codes
HLB WISE will depend on MCC code to give you the 10% rebate... if it's indeed 5542, then you get the 10% cashback rebate

.I also wish to know. Can buy engine oil with 10% discount.