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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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jkngo2003
post Apr 5 2013, 10:19 AM

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mobile is free categery.
may i know if i buy the reload card or handphone from digi store online, do i get 10percent rebate= 10percent discount?
jkngo2003
post Apr 10 2013, 11:11 AM

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QUOTE(aeiou228 @ Apr 10 2013, 06:35 AM)
Tnb no way. Water I m not sure coz selangor gives free water.

2 tranx.
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if i use at the same counter 3 times, i consider how many times og transition?
jkngo2003
post Apr 15 2013, 02:16 PM

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i just call hongleong cs. she tell me that if i want to get 10 percent rebate, i must do FIRST 10 transition more than rm50. if in the first than transition, there are less than rm50, i will not entitled 10 percent rebate even i have done 15 transition(11 transition is more than rm50). is that true?

for the person who receive the 10 percent rebate, pls advise. thanks.
jkngo2003
post Apr 29 2013, 09:27 AM

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i get the reabte from grocery even i use at teh small supermarket. one counter i swipe three times with Wise card oso consider three times.


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jkngo2003
post Apr 29 2013, 12:47 PM

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QUOTE(ronnie @ Apr 29 2013, 09:33 AM)
Which supermarket ?
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i am from sarawak. here got many small supermarket like farley sdn bhd, singkwong sdn bhd, tai kiong supermarket, ngiukee supermarkat. this all are the small local supermarket which accept credit card. i get rebate from this.
jkngo2003
post Apr 29 2013, 12:52 PM

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QUOTE(smsbusiness2u @ Apr 29 2013, 10:14 AM)
You only got RM33 cash back from March? how many time of transaction done? what is the amount for each 1?
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i got 11 transition for that month. however only 6 transition is done at supermarket. other 6 is not. actually i buy a camera which cost rm300 somthings at retail shop. they don want to receive amex maybank. so i ask them to swipe 6 times for one purchase. then i gain 6 times transition for one purchase. hehe.

this month, i choose petrol and grocery. i alr swipe more than one thousand ringgit at supermarket and petrol. next month, i will get rm100 rebate. hehe..
jkngo2003
post Apr 29 2013, 01:23 PM

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QUOTE(ronnie @ Apr 29 2013, 01:19 PM)
But the AF would be an issue in the 2nd year onwards
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don worry, i will cut the card at february 2014. see they want to waive it o not. i don believe other bank wont give any promotion alond the year. hehe.
jkngo2003
post May 6 2013, 02:20 PM

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may i know if i buy digi reload online via https://shop.digi.com.my/Store/reloads.aspx
can i get the rebate for mobile?
anybody try this before?
jkngo2003
post May 6 2013, 02:49 PM

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where can buy reloaad card using credit card?
jkngo2003
post May 22 2013, 11:33 AM

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be careful on departmental category. cs tell me that not all the department store under MCC 5311 get the rebate. only the one mentioned will get the rebate.

for grocery, all mcc 5411 will get rebate. i try it at vy small supermarket and i call cs to check the mcc code. it is under mcc 5411 and i get the rebate last month for my transition at vy small supermarket which accept credit card.

Now, no space for me to use maybank AMex unless i got to departmental store to buy.
jkngo2003
post May 28 2013, 04:29 PM

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today is 28th, do anyone get the cash back alr?
jkngo2003
post Jun 29 2013, 09:23 AM

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gd news. i buy the digi reload card online through digi store last month, i get the 10 percent rebate for that today. hehe.
jkngo2003
post Jul 24 2013, 03:24 PM

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QUOTE(HJebat @ Jul 24 2013, 09:04 AM)
Are you from Sibu?

You received rebates from all those small supermarkets that you mentioned by using HLB Wise credit card?
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i am from mukah. i get the rebate from this small supermarket as long as they accept credit card. however, beware of there departmental store, like daesco, i buy at their deasco supermarket and i get 10 percent rebate even they say egg need 2 percent charge, i oso use creidt card. i alr get the rebate for two month. however, when i use at daesim at market there, no 10 percent rebate due to they register under mcc 5311.
jkngo2003
post Jul 25 2013, 08:43 AM

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QUOTE(HJebat @ Jul 24 2013, 09:10 PM)
Thanks for the reply.

Did you call CS to ask for the MCC of each supermarket before using the card or it's just trial & error?

I'm more inclined towards this card since it's widely accepted here than mbb2 amex.
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you cannot ask for the mcc code before you use the card. after i swipe the card, i confirm with hongleong cs that singkwong, farley, tai kiong, nguiekee mukah, daesco hypermarket, gaint super/hypermarket, medan mall supermarket, delta mall underground supermarket is under groccery mcc code and i get the rebate for it since i get the rebate for three month alr. i didnt try at everwin supermarket since they need speng rm100 for using credit card.

since you r using mbb amex also, i share with you that the place at sibu, sarawak which can use AMEX.
1. digital camera shop at the entrance of sanyan,
2. toy and baby equipment shop besides ngiukee or yamyam cafe,
3.water dispenser and acceceries shop at bus station,
4. gaint,
5. all petrol station,
6. parkson,
7. premier departmental store,
8. tanamas hotel and restaurant,
9. wetrac auto service in front of farley food court(2 percent charge and u may ask him to offset it),
10. sengheng, court, guardian besides tai kiong and medan mall only(gaint and sanyan guardian didnt accept it), all watson
11. some brand shop like vincci,


sorry RONNIE to post mbb 2 card here. just want to share something with my sibu sarawak guy. can you pls update it at you mbb website for sibu sarawak. thanks.
jkngo2003
post Aug 10 2013, 10:23 AM

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i lost my wise card yesterday. i call to cancel the card. they say will penalty rm50, how can i waive this rm 50?

normally, when i can get the card? i ask them send to HL branchs.
jkngo2003
post Aug 12 2013, 08:56 AM

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thanks for your advice eddievh. i will do also if i lost the card again. this month, i think i cant do 10 transition to get 10 percent rebate. nw only can use my ocbc and amex.

Hjebat, sibu open a new kedai 1 malaysia, it under grocery i check alr. i think they also accept amex but i didnt use it yet.

This post has been edited by jkngo2003: Aug 12 2013, 08:56 AM
jkngo2003
post Aug 19 2013, 04:34 PM

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damn hongleong service. i lost my wise card at 8th august. i request the card replacement on that day. however, until today, i call the cs, they still say that the card is in progress. this month, no hope for me to get 10 percent rebate liao. i only swipe three times this month.

the SLOWEST card replacement among the bank.
jkngo2003
post Aug 23 2013, 01:53 PM

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can somebody answer me when i can get my credit card replacement. i report my card lost at 8 august 2013 and request for credit card replacemnt on that day. last week, i call hongleong cs, they say i need to wait for 3 to 7 working day to get the card. today, i call again, the cs still tell me that i need to waiting for 3 to 5 days to get the card. why the cs always say the same thing and cannot tell me what date i can get the card? actually, how long it need for a card replacement, is there any any hongleong employee to answer this question?
jkngo2003
post Oct 2 2013, 10:02 AM

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just wan to confirm. if i buy the thing rm 1000 on 29th september 2013, the transition date is on 29th september, and posting date is on 1st october. this 10 percent rebate will credit on 28th october o november? i consider the rebate for month of septmber or october. thanks.
jkngo2003
post Oct 23 2013, 02:05 PM

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QUOTE(HJebat @ Oct 22 2013, 09:38 PM)
jkngo2003 Do you earn 10% cash back when you use wise cc on the upper floor (departmental store) of ngiu kee & everrise? (I'm assuming that you have opted groceries as one of your cash back category).
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take care on the departmental store. sorry, i never go to departmental store at supermarket like ngiu kee & everrise. normally i go parkson and sibu priemer for departmental store and use maybank amex to pay it. it will be entitled 5 percent and 5x point.

dont choose departmental store category, i use at medan mall supermarket departmental store once and it didnt get rebate under groccery. i call cs and it mention it is under departmental store. even i choose departmental store category, it oso no use. departmental store category onli for big company like jusco , parkson and so on, not rebate according merchant code.

So, wise person use the wise card. in sarawak, the best category is petrol and groccery plus mobile. you can buy at any supermarket which accept credit card, pump petrol at automated petrol pump to get rebate. for mobile, i use digi line, i pay bill and reload my prepaid line at digi website before and get 10 percent rebate. if you buy the phone at digi website, u will get 10 percent rebate oso.

hope this info can help all sarawakian.

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