I got charged RM21 for retail interest. I don't really like how HLB rip you off.

My OCBC statement came way earlier before 15th each month (billing cycle on 10th) and due on end of the month. HLB billing cycle on 15th, received on 20th or later with end of month due date. Worse if you didn't received or received it too late.

I'm getting RM50 cash rebate. What's that for? GST offset?

guys just a quick question whats the pin for i got by mail ?

Calendar month means Jan feb mar ......
Statement date means the date of a statement from 1st to 31st in a calendar month where the system generate the statement and mail it to you.

10x >rm50 transactions must be posted in a calendar month in order to earn the monthly CB, irrespective of your statement date.

Bro Ronnie.. i think is better to put and highlight in bold on 10 swipe with min of RM50 per transaction on your selected cash back categories to activate the 10% cash back in the CONs... i miss out to read the FAQ and get "CONs" and didnt get any rebate....

anybody has used Wise Card for celcom prepaid reload and get 10%CB?

hi guys

i just got my card only, lazy want to call CS

so how the 10 transactions per month count?

until every month end or billing cycle?

the rebate give to u by billing cycle?

Refer the above revised message.

Aren't Malaysians speak that way, are we?

Lol.. Sorry if I made you confused about what I was trying to convey.

i just got my wise card today
should i start using it only on 1st of july?
i dont think i can swipe 10x within these 2 days
thank u

also..when will they give me the rm100 cash back for signing up (groupon)?

pub n bistro under dining?

my maxis bill is around rm100
if I pay via maxis center 'atm machine' rm50 twice separately...will it be counted as 2 swipes out of the min 10 swipes?
thanks

everyone pls take note that the 10% cash back calculation period is based on calendar month instead of your billing cycle. the 10 swiping per month is based on posting date by vendor. NOT your swiping date.

for example, I already swipe 9 times in the month of June and i did my 10th swipe on 30 June. However, the vendor posted it to HLB on 1st July. in this situation, you got RM0 cash back for month of June just because you didn't met the requirement of 10 swipes..

wanna ask right...how they calculate the rebate when the statement date was mid of the month.... got my card early july then the statement date is 17th july....??? rebate suppose based on calender month rite?

I also had a transaction posted into the NEXT month... which totally screwed my July Spend.
So next time need to really "take care" of month-end transactions.

Just like Maybankard 2 AMEX calculation of rebate.... if your June swipe is posted in July, it will be calculated under July's quota of RM100

i lost my wise card yesterday. i call to cancel the card. they say will penalty rm50, how can i waive this rm 50?

normally, when i can get the card? i ask them send to HL branchs.

A question, as stated in 1st page -
4. Petrol [At all petrol pump only (MCC 5542)

I did swipe a transaction at cashier and MCC for that cashier transaction is 5542. Looked like this transantion is fall within PETROL.

But the T&C did mentioned only dispenser petrol oump will taken into rebate calculation.

My question is....how HLB going to differentiate whether the 5542 is made at pump or cashier?