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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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tbheng
post Apr 4 2013, 07:28 AM

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@aeiou228
Thanks for your reply. smile.gif
QUOTE
Yes I do. I had 1 tranx on 27th Feb not posted in Feb statement. The said tranx was subsequently posted on 1st of March and counted as Posted Transaction in March statement and entitle to CB.

So, it is actually based on transaction date, but must be posted before they calculate CB (28 of the following month).
Just curious, your statement date is on 28 of month?
I'll share my case after 28 April.
tbheng
post Apr 21 2013, 12:20 AM

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QUOTE(eddievh @ Apr 20 2013, 11:48 PM)
Subscribe internet banking to monitor your account la,still depend on snail mail meh ?
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But there is no e-statement for HL Wise card. shakehead.gif (Unless I have missed it.)
Hope they adopt e-statement soon.
tbheng
post Apr 21 2013, 10:21 AM

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QUOTE(aeiou228 @ Apr 21 2013, 01:28 AM)
Got la. Under manage my account tab. But I never request though.
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Hmmm....I have tried that option, it is basically list out the statement transactions, but not in the statement format. blink.gif
Don't think they have e-statement yet.
Will ask HL the next time call up their CS.
tbheng
post Apr 23 2013, 12:35 AM

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QUOTE(ronnie @ Apr 22 2013, 09:20 PM)
I submitted my HLB WISE Card application on 5 April via HLB branch....
It was approved in 11 working days..... Now can plan for May spending
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Yo, Ronnie bro... what took you so long to get on this? tongue.gif
Thought you had applied for this much earlier.
Congrats on getting your new card.
Enjoy your 10x RM50 spending planning and reap the 10% CB thumbup.gif
5 more days for me to see the 1st results... laugh.gif

This post has been edited by tbheng: Apr 23 2013, 12:39 AM
tbheng
post Apr 27 2013, 08:32 AM

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QUOTE(ronnie @ Apr 26 2013, 10:27 PM)
I collected my HLB WISE Card at the branch today. Nice matte look with gold embossed lettering  cool2.gif  drool.gif
Called in to activate via IVR at 1.25PM
Received Activation SMS at 1.27PM

doh.gif  doh.gif  Achieved my 10 swipes for April 2013 in a single day !!!!
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QUOTE(ronnie @ Apr 26 2013, 11:34 PM)
All around Midvalley & The Gardens ....

Departmental Store : Isetan, Robinsons, AEON
Mobile : Maxis Self-Service Kiosk
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Wow, you are the champion, man. notworthy.gif
So, nothing on petrol category...can keep your petrol swipes back to MB2Amex... laugh.gif
One more day for me to see how much CB I received for March spendings. yawn.gif tongue.gif
tbheng
post Apr 30 2013, 07:23 AM

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Finally got my March CB - RM82.00 thumbup.gif
I have 3 transactions on 30/31 March were not counted as they have posted dates on 1/2 April.
I presume these 3 will be counted as April CB and posted on 28May. Can anyone confirm for cases of transaction at end Feb?

Hence the CB basically just based on posting dates within calendar month. (Similar to Amex)
If this is the case, why only post on 28th of the following month? shakehead.gif
It is either HLB is far from efficient (Amex post CB on 1st of following month) or they just want to retain customer longer.

It does take additional planning/monitoring if one want to maximise the CB.
Now that my April swipes are done, got to wait for 28May, Oh... yawn.gif sweat.gif
But, at least it gives a handsome 10% CB up to RM100 per month. smile.gif
tbheng
post May 1 2013, 05:24 PM

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QUOTE(andrekua2 @ Apr 30 2013, 10:43 PM)
I haven't got anything back so far... I really wonder if I'm missing anything.
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Should be in by now. Suggest you to call HLB to find out the reason.
tbheng
post May 16 2013, 12:33 AM

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QUOTE(aeiou228 @ May 15 2013, 09:46 PM)
QUOTE(one leg kicking @ May 15 2013 @  09:31 PM)

previously maxis online payment via Wise card can get 10% CB but now maxis already removed the credit card payment option in Maxis Online Account and left Paypal only

anyone tried maxis bill payment via paypal? is it going to get 10% CB?
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I can use WISE card to pay Maxis bill at Maxis easy pay. No problemo.
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Yes, I paid via Maxis Easy Pay too using Wise cc.
tbheng
post May 17 2013, 07:39 AM

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QUOTE(kornflakekid @ May 16 2013, 09:19 PM)
i use credit card for only petrol and tesco/giant
which category should i choose?
in order to get the 10% cash back..i just need to accumulate 10 swipes per month, not limited to only the category i have choosen right?
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Category=PETROL and GROCERY.
The 10x swipes can be from any category, but only swipes on selected category entitle for 10% CB.
But be sure you have > 10x min RM50 swipes every month, just in case some swipes were not posted or posted in the following month.
tbheng
post May 17 2013, 07:47 AM

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QUOTE(andyfriends @ May 16 2013, 10:26 AM)
http://www.groupon.my/deals/klang-valley-k...136&a=715827975

1.  this promo sounds cool!  what say u?

2. just to ask (if this has been ans so many times), is it worth to hold this on top of OCBC tit and MBB duo?

3. if i choose utilities, my monthly electricity is RM400.  Can i swipe 8 times, RM50 each. then just have to spend another RM100 (2 times) on petrol then can kao kao bungkus 10% already?
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QUOTE(andyfriends @ May 16 2013, 12:25 PM)
Can anyone of you try?  If it is not working, then I will not apply for the card.  tongue.gif
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QUOTE(andyfriends @ May 16 2013, 05:39 PM)
online payment doesnot accept AMEX
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Wow, > RM900 welcome gift! shocking.gif HLB is all out to promote this. Too bad, I have the card already.

I have added Wise cc in maybank2u. But can't use it to pay TNB bill. Seems none of my bill has the option to choose Wise cc.

Yes, can pay TNB bill by Amex via maybank2u. You can find many have done that in the MBkard2 thread.
tbheng
post May 22 2013, 07:02 AM

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QUOTE(ronnie @ May 21 2013, 08:07 PM)
Just receive my 1st paper statement for HLB Wise.
It puts the Category type for the transactions which is entitled to 10% cash rebate.

Bad news: AEON Supermarket swipes is NOT under Departmental Stores category.
I assume it under AEON sad.gif
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QUOTE(ronnie @ May 21 2013, 09:49 PM)
My May 2013 spend has been screwed.... Now onwards, I will buy AEON vouchers to spend at AEON Supermarket.
Even I spend to get maximum RM100 rebate, actual cash-back is only 6.89%  mad.gif  vmad.gif

AEON receipts states : DEPT & SMKT.
That's how HLB is "smart" enought to identify..... Chinese bank are very calculative indeed.
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QUOTE(ronnie @ May 21 2013, 10:12 PM)
I believe HLB Wise categorisation based on Merchant Name, then followed by MCC
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Did you call to find out the MCC for AEON Supermarket?
Just curious as it was not accepted as Grocery by OCBC Ti and now not accepted as Department Store by HL Wise. So what is the MCC rclxub.gif
The attached screenshot is what was posted from HL website for reference.


Attached thumbnail(s)
Attached Image
tbheng
post May 27 2013, 02:23 PM

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QUOTE(ronnie @ May 27 2013, 08:06 AM)
Let's say we swipe on 31 May 2013, and posted on 2 June 2013.
Is the 10% Rebate calculation meant for May or June ?
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Definitely not for May.
I have a couple of swipes on 31Mar, were not counted in March CB (which was posted on 28April) and awaiting to see if they are counted in April CB (to be posted tomorrow, 28May.) It is almost a good 2 months wait. doh.gif (Swipe on 31 March, receive CB on 28 May).
I have now learnt to wrap up my monthly swipes by 27 or 28 of month.
May do one Maxis easy pay tonite to maximise this month CB. wink.gif

This post has been edited by tbheng: May 27 2013, 02:23 PM
tbheng
post May 27 2013, 11:54 PM

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Got an sms today "RM0.00 HLB Wise Card: For Aeon, only Aeon Big is classified as Groceries Category. Visit FAQ at www.hlb.com.my/wise for details. Swipe more to earn rebate!"
tbheng
post May 28 2013, 09:57 AM

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QUOTE(ronnie @ May 28 2013, 09:13 AM)
If that's the case, HLB WISE cannot use for AEON Supermarket already doh.gif doh.gif
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So, if like that even one has chosen both Departmental and Grocery categories also can't get CB for AEON Supermarket. Keep that for Amex and OCBC Ti then.
tbheng
post May 28 2013, 11:44 AM

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QUOTE(ronnie @ May 28 2013, 10:23 AM)
Best "utopian" Combo: Mobile + Petrol + Departmental + Grocery
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Since AEON Supermarket is not categorised as Grocery (per sms), neither does it consider as Departmental (from your experience), then no point to swipe Wise cc there.
tbheng
post May 28 2013, 04:36 PM

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QUOTE(jkngo2003 @ May 28 2013, 04:29 PM)
today is 28th, do anyone get the cash back alr?
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I've just checked the HL Connect, CB still not posted yet. yawn.gif

This post has been edited by tbheng: May 28 2013, 04:37 PM
tbheng
post May 29 2013, 07:02 AM

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Guys, April CB has been posted. I got RM87 CB in total from 3 categories. thumbup.gif
It does include my 3 swipes on 30/31Mar, but excluded 1 swipe on 29Apr.
Still not maximising the CB yet as was not familiar with the month end calculation. Should get more CB in May. brows.gif
tbheng
post Jun 1 2013, 02:21 AM

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QUOTE(bluelion @ May 31 2013, 09:21 PM)
last mth statement i swipe more than 10times >RM50 but only 8 times on my selected category. This mth statement came, i didnt get any cash rebate.

So i called customer service. he told me i didnt get it coz i didnt swipe 10times >rm50 "on my selected cash back categories" so i wont get any cash rebate.

He say its stated in the internet that you have to "swipe 10 times with min of RM50 per transaction on your selected cash back categories to activate the 10% cash back"

I've double confirm with the sales exe before i sign up and called to customer service before to check too... that time they say any transaction as long as its 10 times and >Rm50. and i've called 2nd time to check is it >RM50 or =>RM50 the answer i get is RM50 also consider valid.. but now they say different...really feel like kena CONs

correct me if i'm wrong, but if i'm right, why i didnt get my cash rebate...
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Could it be some of your 10x swipes posted after month end date?
Bear in mind, the 10x swipes is based on calendar month (posting dates), and not by statement cycle.
tbheng
post Jun 29 2013, 09:41 AM

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Hi guys, the May 10% CB is in. Total RM99. rclxms.gif
=======================
Posting Date Transaction Date Description Transaction Amount (RM)
28-Jun-2013 28-Jun-2013 16MOBILE _CASH REBATE_Earn:RM23 23.00
28-Jun-2013 28-Jun-2013 16PETROL _CASH REBATE_Earn:RM30 30.00
28-Jun-2013 28-Jun-2013 16GROCERIES_CASH REBATE_Earn:RM46 46.00
========================
tbheng
post Jul 12 2013, 06:54 AM

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QUOTE(vinvon23 @ Jul 11 2013, 12:49 PM)
anyone apply for the supplementary card? if yes , is the annual fees waive also for 1st year?
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I have supp card, no AF charged. nod.gif

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