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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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aeiou228
post Apr 3 2013, 01:23 PM

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Well done.

This post has been edited by aeiou228: Apr 4 2013, 10:27 AM
aeiou228
post Apr 5 2013, 07:44 AM

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QUOTE(ronnie @ Apr 5 2013, 07:41 AM)
It's hye doing the "clean-up" on any GST offset talk.... oops.
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I wonder why not ? hmm.gif
aeiou228
post Apr 5 2013, 10:40 AM

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QUOTE(jkngo2003 @ Apr 5 2013, 10:19 AM)
mobile is free categery.
may i know if i buy the reload card or handphone from digi store online, do i get 10percent rebate= 10percent discount?
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Good question indeed.
If you already have the WISE card in hand, you can try RM10 first to test water. If you don't have one yet, M2U to me and I test it for you. I will share the findings here tongue.gif

Logically speaking, if the mobile prepaid reload payment is made thru the same portal which entitles you to the 10% CB for postpaid payment, I guess you will be entitled to 10% CB too.
aeiou228
post Apr 5 2013, 05:53 PM

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Received my second statement today and confirm that AEON BIG MV gets 10% CB under groceries.
aeiou228
post Apr 6 2013, 12:48 AM

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QUOTE(mletee @ Apr 6 2013, 12:30 AM)
can any1 try to reload touch n go with wise card will entitled 10% rebate? is it mymydin fall under groceries category?
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Which Mymydin still accepting CC for TnG ? I went to taman perindustrian Kinrara outlet, they don't accept CC for TnG.
aeiou228
post Apr 10 2013, 06:35 AM

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QUOTE(clevesterz @ Apr 8 2013, 01:58 PM)
please advice TNB or water bill how to pay online!!thanks!!
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Tnb no way. Water I m not sure coz selangor gives free water.
QUOTE(eddievh @ Apr 9 2013, 11:01 PM)
Senior wise user wanna consult you guys, today i swipe twice at Tesco but 2 different cashier counter. So it is consider 1 transaction or 2 transaction ? The time difference is approx 6 minutes.
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2 tranx.
aeiou228
post Apr 10 2013, 08:35 PM

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QUOTE(jkngo2003 @ Apr 10 2013, 11:11 AM)
if i use at the same counter 3 times, i consider how many times og transition?
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3 transactions.
aeiou228
post Apr 11 2013, 12:18 PM

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QUOTE(eddievh @ Apr 10 2013, 11:47 PM)
Do we need to call up CS to request for card Pin or they will send it automatically if we wanna cash advance this card?
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HLB will send the pin by mail after you activated the card.
aeiou228
post Apr 15 2013, 04:43 PM

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QUOTE(jkngo2003 @ Apr 15 2013, 02:16 PM)
i just call hongleong cs. she tell me that if i want to get 10 percent rebate, i must do FIRST 10 transition more than rm50. if in the first than transition, there are less than rm50, i will not entitled 10 percent rebate even i have done 15 transition(11 transition is more than rm50). is that true?

for the person who receive the 10 percent rebate, pls advise. thanks.
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No not true.
As long as you have 10x >RM50 transactions IN ANY ORDER OR SEQUENT WITHIN A CALENDER MONTH, you are entitle to 10% CB.
aeiou228
post Apr 16 2013, 12:47 PM

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QUOTE(mIssfROGY @ Apr 16 2013, 11:56 AM)
HLB do things...sometimes no head no tail :/
Be4 i just want to change the address because they key in the wrong one....they made me go to the bank 3 more times after that, because even after filling the form and getting their confirmation that the changes will be reflected within 1 day....nothing happened!! Oh btw, they insist they cant change the address over the phone....just at the branch where i opened the acc :/

Maybe u guys need to "TRY" harder to apply.....since changing address itself also such a hassle...@@
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I guess It is due to security reasons and to protect your interest. Although it was their fault in the first place.
aeiou228
post Apr 16 2013, 01:47 PM

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QUOTE(mIssfROGY @ Apr 16 2013, 01:38 PM)
I know .....but dont u think 1 time to go to the branch is not enuf? I had to go 3 times to do it again n again???  shocking.gif
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3 visits to the branch just to change the address is definitely not acceptable. must be an incompetent staff attended to you.
aeiou228
post Apr 21 2013, 01:28 AM

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QUOTE(tbheng @ Apr 21 2013, 12:20 AM)
But there is no e-statement for HL Wise card.  shakehead.gif (Unless I have missed it.)
Hope they adopt e-statement soon.
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Got la. Under manage my account tab. But I never request though.

aeiou228
post Apr 27 2013, 06:56 AM

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QUOTE(eddievh @ Apr 27 2013, 05:19 AM)
My statement is on every 2nd of the month,so the 10X usage thing is reset on 1st or 2nd of every month ? My last statement date is 2nd April. I have already max out the Rm100 cash back wanna know which date it reset back. Hopefully senior user will help me.

Thanks.
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TnC mentioned calendar month basis. Irrespective of your statement date.
aeiou228
post Apr 29 2013, 01:00 PM

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QUOTE(jkngo2003 @ Apr 29 2013, 12:52 PM)
i got 11 transition for that month. however only 6 transition is done at supermarket. other 6 is not. actually i buy a camera which cost rm300 somthings at retail shop. they don want to receive amex maybank. so i ask them to swipe 6 times for one purchase. then i gain 6 times transition for one purchase. hehe.

this month, i choose petrol and grocery. i alr swipe more than one thousand ringgit at supermarket and petrol. next month,  i will get rm100 rebate. hehe..
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Every month get RM100 free money biggrin.gif WISE card will become the hottest card in no time.
aeiou228
post Apr 29 2013, 01:11 PM

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QUOTE(smsbusiness2u @ Apr 29 2013, 10:14 AM)
You only got RM33 cash back from March? how many time of transaction done? what is the amount for each 1?
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You still haven't apply ar ? Go get one la and share your user experience here biggrin.gif
aeiou228
post Apr 29 2013, 01:16 PM

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QUOTE(ronnie @ Apr 29 2013, 01:05 PM)
thumbup.gif  thumbup.gif  thumbup.gif
Totally agree.. with Maybankard 2 AMEX + OCBC Titanium + HLB Wise = RM200 rebates every month
RM3000 spends gets RM200 rebate = 6.67% average cashback (excl TP calculation)
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If include Amex's TP, it would be approx 7.50% cashback thumbup.gif
aeiou228
post Apr 29 2013, 01:34 PM

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QUOTE(ronnie @ Apr 29 2013, 01:19 PM)
But the AF would be an issue in the 2nd year onwards
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Indeed. With an average of RM12k annual spent only, we may not stand on a good ground to bargain for waiver.
Come to think of it, after discounting the AF, the effective CB is approx 8.67% provided that you max up the RM1200 CB.
aeiou228
post Apr 30 2013, 10:34 AM

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QUOTE(tbheng @ Apr 30 2013, 07:23 AM)
Finally got my March CB - RM82.00  thumbup.gif
I have 3 transactions on 30/31 March were not counted as they have posted dates on 1/2 April.
I presume these 3 will be counted as April CB and posted on 28May. Can anyone confirm for cases of transaction at end Feb?

Hence the CB basically just based on posting dates within calendar month. (Similar to Amex)
If this is the case, why only post on 28th of the following month?  shakehead.gif
It is either HLB is far from efficient (Amex post CB on 1st of following month) or they just want to retain customer longer.

It does take additional planning/monitoring if one want to maximise the CB.
Now that my April swipes are done, got to wait for 28May, Oh...  yawn.gif sweat.gif
But, at least it gives a handsome 10% CB up to RM100 per month.  smile.gif
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Month end tranx posted in the following month will be counted in the following month. Confirm.
The only reason to delay CB payment is to curb last month purchases but return goods to the merchant early next month, so that actual CB adjustment can be made before 28th the following month. Most hypermarkets have min 7 days refund policy on non perishable goods.
Mbb Amex omitted this loophole. brows.gif

QUOTE(ronnie @ Apr 30 2013, 08:43 AM)
Anybody knows how does HLB calculates its 10% Wise Rebate ?

Do they add all transactions in the same category x 10% --> Round Down to nearest RM ?
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Each of the three opted category will have its sub-total x10% and rounding to nearest 1 ringgit.

aeiou228
post Apr 30 2013, 11:32 AM

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QUOTE(ronnie @ Apr 30 2013, 10:41 AM)
Round up or Round down ?
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Both ways.
Rounding to the nearest 1.
aeiou228
post Apr 30 2013, 12:14 PM

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QUOTE(ronnie @ Apr 30 2013, 11:34 AM)
How possible to be both ways ?

RM11.80 = RM11 or RM12
RM11.50 = RM11 or RM12
RM11.20 = RM11 or RM12
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Aiyo... U returned all the mathematic terminology to teacher ar blink.gif ?

Rounding to the nearest 1 means
RM11.80 = RM12
RM11.50 = RM12
RM11.20 = RM11

This post has been edited by aeiou228: Apr 30 2013, 12:15 PM

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