my friend is a nurse here. dunno which hospital though. what's up?

hello all, suddenly my friend at JB there cant be reach, i will go today but dont know to stay where, for 1 day maybe i can stay at hotel, but for the others im still looking for a room to rent, anyone here looking for a roommate?please let me know ASAP,thanks..haih,my friends also wanna play with me

Looks interesting....

How do one get into ETF, bank bonds or the NTUC fixed income thingy ? Need to register with SGX (like CDS in Malaysia ?) and put a minimum sum or something before you can invest ?

For everything like REITs, ETFs and bank bonds listed on SGX, they work exactly like normal shares. You need a CDS account and some means to trade shares like an actual stockbroker or an online stockbroking account. When I first came to SG, I simply got my colleague to refer me to his stockbroker and that guy helped me fill in all the forms and open all the accounts. You can go to any stockbroking firm website and the faqs there will tell you everything you need to know.

For NTUC instruments, you need to go through a financial planner, personal banker, insurance agent etc. I simply went through my housing loan officer. So happened that NTUC pays a higher interest on my cash vs the interest I am paying on my housing loan.

Cool. UOB Sg's One Credit card now earns an additional 2% cash rebate on overseas spending on top of the normal 3.33% on $300, 800, 1500. Best of all, there is no minimum spend to qualify, meaning you always get 2% on overseas spending no matter what. That effectively makes overseas transactions a little bit more than free of the normal 1.5% forex surcharge/fee. There is however a cap of $5000 annual overseas spending, and the normal crappy bank TT forex rates apply. Now... if you buy something overseas and pay in S$, you basically get a straight 5.33% cash rebate... (assuming you spend the minimum spend on the 3.33% portion).

O nice. But One card I always miss the target, 2 month can reach, 3rd month cannot then 3.33% boil soup, or get the lower level rebate.

I using another one, not bad but got limit and condition, Stan chart Manhattan card, but have to pump above 3k then can get 5% rebate, but cap at 200 per quarter. Good if can swipe till around 4k one month for a quarter.

For the UOBOne, just need to plan your spending a bit. Buy your new mobile one month before your overseas trip and buy that new pair of shoes the month after that.

I like it because 300 a month is an easy target for any given month and 800/1500 is not too difficult when I charge my air tickets too. Now my Firefly tickets should get the 5.33%.

pm Lester1987 a.k.a JB King. He could help if it's in jb

Hello, wish to share my experience working in SG so far to help others like what my seniors did. Second generation PR but spent most of my time in Malaysia until A-level. Studied here for four years and working in bank, still prefer the lifestyle in Malaysia .

Work Pass Administrative Fee Changes

Changes aimed at recovering costs for work pass operations and services. New fees to take effect from 1 April 2013.
10 January 2013

1.The Ministry of Manpower (MOM) has reviewed the administrative fees for all work passes. The administrative fees for most work passes will increase on 1 April 2013.
2.This is in line with the Government's financial principle that the full cost of providing a public service should be borne by users of the service, rather than taxpayers in general.

Background
3.Employers have been paying administrative fees for the application and issuance of work passes since 2005. When the fees were first introduced, they were set at a level that was substantially below cost recovery. The fees were first revised in 2011. This helped increase the proportion of costs borne by employers who use work pass services, but it still fell short of full cost recovery.
4.The new administrative fees, to be implemented on 1 Apr 2013, will bring the fees closer to the full costs of providing work pass services. These include new service initiatives which lead to better customer convenience and experience (for example, a new card courier service that will save employers one additional trip to MOM, and remove the need for those with renewal cases to visit MOM at all, as well as additional electronic services for the reinstatement of work permits). Customers can also look forward to the opening of the new Work Pass Card Registration Centre at the MOM Services Centre in early 2013.

Key Features of the Changes
5.The key features of the changes are:

Employment Pass, S Pass, Work Permit

i. Application fees for Employment Pass, S Pass and Work Permit will increase from the current $20 for all passes to $70, $60 and $30 respectively, to reflect the greater complexity involved in processing the higher-end work passes.

ii. Issuance/Renewal fees for Employment Pass, S Pass and Work Permit will increase from the current $120, $70 and $20 to $150, $80 and $30 respectively.






Just wondering is that any applicant is affected by this policy that start on today onwards???

pls share...

Up till last Friday I bring in cigarette from Malaysia to Singapore I dun have any issue.. I think this only applies to Singaporean..

Since generally the company pays the work pass-related fees, it would more likely affect the employers (only) and not the employee, no?

i am curious. if buy a car need 50% down-payment,

what about motorcycle? why i don't see much motorcyclist on the street?

I read page one again just now, I find it hard to keep my transportation fee below 60bucks.

IZzit because I take too much mrt and bus? More than any average singaporean?

Below sgd60? once you board bus already >50cent. go and come back already cost you at least 1 dollar.one month at least sgd20++. this is the non accurate minimum fee d. and only take one time bus. haven't include sat and sun.

It will affect the employee a bit as the employers will consider the fact that they will now have to pay xtra to bring you in.

Well, not that much but still a factor to consider.

I think Singapore Gomen dun encourage motorcycles...
it's really hard to find motorcycles parking. Even at the MRT, you can see bicycle parking, but no Motorcycle parking.
My friend rides a bike, he always have to risk getting summons from illegal parking. But he's got no choice...

dont think it's a big contrinbute instead of the food
but food is necesssiti

Maybe only cost of transportation to work? 60 / 20 working day = 3 per day for return trip MRT/Bus, about there already.