I'm sure you could just open a $1 million saving or current account with the bank and they wil waiver the pay slip requirement.

ETFs and REITs listed on the SGX are a much better alternative compared to unit trusts. The management fees are much lower, and because they are listed, they are much more transparent & liquid and the transaction fees/commissions are also lower. Unless there's a very specific exposure you're looking for, there's really no good reason to go with unit trusts just to earn a reasonably stable higher return.

Can also consider bank bonds listed on SGX like the Big 3 banks' fixed dividend notes. For example OCBC's 5.1% $100 notes pay $5.10 per year (actually $2.55 every 6 months, so the effective return is slightly higher due to compounding).

You can also take advantage of NTUC fixed income guaranteed capital policies but those only pay 1.4% per annum ie. about 0.5% more than bank FD rates. But quite safe and a viable option if you like the security of FDs.

This post has been edited by seantang: Mar 28 2013, 10:40 PM

Hi guys,

If i take bus from KUALA LUMPUR(TBS) to SINGAPORE WOODLANDS.
It need took how long to reach thr?

I have an interview session on 3.30pm, and i will depart at 7.30am at KUALA LUMPUR(TBS). Will it be too rush?

Ya, just surf there also can. Cool and nice in the airport ma

more than enough. weekdays normally took 4-5 hours to reach.

Hey guys i know this is out of place but this thread is very active so hope ur dont mind i ask here. How much does a night out clubbing cost in Singapore?I'm sure after a long working week some of your go clubbing?

you are talking about cover charge ? Not too sure about cover charge but normally a bottle of liquor like whiskey, vodka or VSOP cost around S$300 in top clubbing place, which let you admit 3 people/bottle.

How about cover charge bro? lol sgd 300 thats about all my ringgit gone.

I dunno bout cover charge coz I never club alone, ever. Also never drink beer during clubbing. Maybe S$30-$50 + 1 free drink ? SGD$300/3 = S$100 per person bro. Where you wanna go ? St James or Clarke Quay ?

Oic. Thanks will be going to Sentosa, Tanjong Beach Club???

some info just in case u guys want...

1. on sg properties / office


 Property___Office__A_new_dawn.pdf ( 1.1mb ) Number of downloads: 22


2. on iskandar

 Property_Sector___Iskandar_Malaysia__Unveiling_the_curtain_of_opportunities.pdf ( 1.53mb ) Number of downloads: 25

Alert for those that smoke and bring cigarette going into Singapore, even 1 stick.

http://www.facebook.com/photo.php?fbid=484...8&type=1&ref=nf

Personally I am skeptical of the story. The photo shows a customs $500 fine, but for what? 1 stick? 19? 1 carton? Could even be a crate of liquor for all we know. Whoever took the picture, in my opinion, covered up the customs letter on purpose and just anyhow bullsh*t a story only.

Having said that, I don't smoke so it doesn't affect me

Don't know what he did, but I used to bring in left over cigarette from Malaysia last time when I still smoking, took it out from pocket and place with on the tray with wallet and hand phone. Urban legend say that if the pack has been opened, the custom don't care you. Friend brought in a new pack, fine 200 sgd.

Doesnt really affect anything ,I keep seeing ppl bringing it in to the extent of putting it on the tray and the officer just continue watching the x-ray computer screen.

Sg custom got no problem if you wanna bring in cigarettes, as long as you declare and pay the duties due. If you wanna smuggle, then prepare to take the stick.

very long never go edi, and the prices have probably risen, but last i rem cover charge for men at Zouk was SGD35 with 1-2 free drinks.... Drinks (shots, cocktail) about $10-20 depending on what you order, whole jar about $40-60....

pls correct me if i'm wrong, I haven't been there for ages... too expensive!

Hi. If im renting 1 small room at hdb, can i stay 2 or 3 person in that room?

check wif owner ...

anyone here work in a hospital or in healthcare industry?.....

This post has been edited by nikita zuleica: Mar 31 2013, 02:24 AM