QUOTE(penang23 @ Oct 13 2013, 01:16 PM)
As high as your available Credit Limit Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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Oct 13 2013, 01:31 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Oct 13 2013, 01:53 PM
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Senior Member
4,093 posts Joined: Jan 2003 From: USJ |
QUOTE(Gen-X @ Oct 12 2013, 03:26 AM) Bro, good thing you got discipline in controlling your spending yea, dangerous if no self-disciplineIt is good BNM came out with strict guidelines for credit cards so that banks are not so generous in giving high CL as before (maybe except for Citibank, keep wanting to increase my wife's CL). Previously, one can easily be made a bankrupt with credit cards unsecured credit provided by banks, example my case. Except for CIMB when I wanted their WMC and Visa Infinite, I have never submitted any documents to proof my income for any of my credit cards. My first two cards in Malaysia where "transferred" from my US AMEX charged card and Citibank credit card which I had when I was an undergraduate (click here to see some of them).. As of Jan 2012, I had credit cards from 10 different banks (click here to see them) and my total combined CL = 10 years salary (when I was a salaryman). Now my CL is like equal to infinity of my last monthly salary haha. Since then I have cancelled my SCB VI, HLB (Ex EON) VS and reduced my HLB CL to 1/5 (since I hardly use the card) to what it was; and, now my combined CL less than 7 figures. But if I add my unemployed wife's 4 principal cards CL too (total combine 6 figures) to mine, it's 7 figures again. And the card I use most (in terms of monetary value) is my MBB VI and nowadays they won't even entertain my request for increase in CL because I got no pay slip wow, 7 figures cl in total, wonder when i can reach that stage if u keep maxing out your mbb VI cl, maybe MBB will auto increase for u |
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Oct 14 2013, 12:11 AM
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Junior Member
170 posts Joined: Jan 2011 |
am planing to get tis card..few question
hw much annual fee and can it be waived? i gt car loan under RHB.. can auto pay from this card? max rebate oni rm50? if pay car loan no rebate? |
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Oct 14 2013, 12:40 AM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(GGSC27 @ Oct 14 2013, 12:11 AM) It used to be:- free for the first year - RM68 from the second year onwards, but will be automatically waived provided you use the card at least 12 times a year However, the latest information from OCBC seems to suggest that this card has become a true annual fee free credit card. QUOTE(GGSC27 @ Oct 14 2013, 12:11 AM) i gt car loan under RHB.. can auto pay from this card? You can't pay your car loan with credit card.max rebate oni rm50? if pay car loan no rebate? |
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Oct 14 2013, 12:44 AM
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Junior Member
170 posts Joined: Jan 2011 |
QUOTE(MilesAndMore @ Oct 14 2013, 12:40 AM) It used to be: thk fr the info...- free for the first year - RM68 from the second year onwards, but will be automatically waived provided you use the card at least 12 times a year However, the latest information from OCBC seems to suggest that this card has become a true annual fee free credit card. You can't pay your car loan with credit card. how bout other bills like digi o tm? subject to rebate? why cant pay car loan w cc? compile all payment into CC..i tot can wan that the reason why ppl get cc, auto debit all debt into cc |
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Oct 14 2013, 01:01 AM
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Senior Member
4,404 posts Joined: Jun 2012 |
QUOTE(GGSC27 @ Oct 14 2013, 12:44 AM) thk fr the info... Because Bank Forbid It... how bout other bills like digi o tm? subject to rebate? why cant pay car loan w cc? compile all payment into CC..i tot can wan that the reason why ppl get cc, auto debit all debt into cc You X Use Credit Card on Loan Related Payment ie, Housing Loan, Personal Loan, Car Loan & etc... |
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Oct 14 2013, 01:10 AM
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Staff
72,801 posts Joined: Sep 2005 From: KUL |
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Oct 14 2013, 01:25 AM
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Junior Member
170 posts Joined: Jan 2011 |
QUOTE(fruitie @ Oct 14 2013, 01:10 AM) im paying my car loan every month anyway whtis just my CC help me pay it before due date of every month so i dun nd to go RHB bank... go OCBC can pay all my loan d for convenience purpose...no mer no such thing mer.... i wan my cc help me pay all my loan lo..then i pay cc every month...no nd go so many bank every month |
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Oct 14 2013, 01:39 AM
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Staff
72,801 posts Joined: Sep 2005 From: KUL |
QUOTE(GGSC27 @ Oct 14 2013, 01:25 AM) im paying my car loan every month anyway wht Short answer: no such thing. is just my CC help me pay it before due date of every month so i dun nd to go RHB bank... go OCBC can pay all my loan d for convenience purpose...no mer no such thing mer.... i wan my cc help me pay all my loan lo..then i pay cc every month...no nd go so many bank every month I pay all my loans and credit card to other banks using GIRO, RM 0.10 from Maybank. |
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Oct 14 2013, 08:46 AM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(GGSC27 @ Oct 14 2013, 12:44 AM) Yes. 5% cash rebate for that.QUOTE(GGSC27 @ Oct 14 2013, 12:44 AM) fly126 and fruitie already have this covered...QUOTE(GGSC27 @ Oct 14 2013, 12:44 AM) Different people get credit card for different reason. There are many credit card users whom have not enrolled in any auto debit facility.QUOTE(GGSC27 @ Oct 14 2013, 01:25 AM) im paying my car loan every month anyway wht For bills like phone bills, utility bills (water, electricity etc.), then yes. For car loan or house loan, no.is just my CC help me pay it before due date of every month QUOTE(GGSC27 @ Oct 14 2013, 01:25 AM) Who told you you must go to RHB Bank to pay your car loan ? And who told you that you have to go to OCBC Bank to pay your credit card bill, assuming you have an OCBC Bank credit card ? Everything can be done online these days. It is time saving, convenient and probably the most cost effective way to settle your car loan/house loan/credit card bills etc. every month. Each transfer only cost 10 cents! Yeah, just 10 cents! And there are even banks that offer unlimited fee-free interbank Giro such as Standard Chartered Bank and HSBC (Advance and Premier account only). Please refer to THIS thread on this subject.QUOTE(GGSC27 @ Oct 14 2013, 01:25 AM) no such thing mer.... i wan my cc help me pay all my loan lo..then i pay cc every month...no nd go so many bank every month No. There is no such thing.This post has been edited by MilesAndMore: Oct 14 2013, 08:48 AM |
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Oct 14 2013, 09:22 AM
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Junior Member
170 posts Joined: Jan 2011 |
QUOTE(MilesAndMore @ Oct 14 2013, 08:46 AM) Yes. 5% cash rebate for that. thk for the info...indeed provided me w lots info..fly126 and fruitie already have this covered... Different people get credit card for different reason. There are many credit card users whom have not enrolled in any auto debit facility. For bills like phone bills, utility bills (water, electricity etc.), then yes. For car loan or house loan, no. Who told you you must go to RHB Bank to pay your car loan ? And who told you that you have to go to OCBC Bank to pay your credit card bill, assuming you have an OCBC Bank credit card ? Everything can be done online these days. It is time saving, convenient and probably the most cost effective way to settle your car loan/house loan/credit card bills etc. every month. Each transfer only cost 10 cents! Yeah, just 10 cents! And there are even banks that offer unlimited fee-free interbank Giro such as Standard Chartered Bank and HSBC (Advance and Premier account only). Please refer to THIS thread on this subject. No. There is no such thing. thk a lots bro |
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Oct 14 2013, 03:38 PM
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Senior Member
931 posts Joined: Feb 2011 |
pay saman through myEG got 5% discount or not?
if not which credit card got? thank you... |
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Oct 14 2013, 03:48 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach |
Just got my first rebate from OCBC titanium. Mainly dining and petrol.
Have already stop autopayment for my utility bills and will start paying them with OCBC from this month onwards. |
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Oct 14 2013, 03:51 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
Received SMS from 63660
OCBC: Dear Valued Customer, Joshua Research may contact you for a phone survey this week on satisfaction with our services. TQ in advance for feedback. |
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Oct 14 2013, 09:12 PM
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Senior Member
965 posts Joined: Mar 2008 |
any special promo upon signing up for this card?
oline rebate or etc |
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Oct 15 2013, 09:37 AM
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Senior Member
1,311 posts Joined: Apr 2010 |
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Oct 15 2013, 12:21 PM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
QUOTE(GGSC27 @ Oct 14 2013, 01:25 AM) im paying my car loan every month anyway wht U can't pay a debt with another "debt".is just my CC help me pay it before due date of every month so i dun nd to go RHB bank... go OCBC can pay all my loan d for convenience purpose...no mer no such thing mer.... i wan my cc help me pay all my loan lo..then i pay cc every month...no nd go so many bank every month |
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Oct 15 2013, 07:41 PM
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Senior Member
1,987 posts Joined: Sep 2004 From: Kepong |
Big C Supermarket (Bangkok) - 5% rebate
This post has been edited by kuai_chai: Oct 15 2013, 07:42 PM |
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Oct 15 2013, 08:02 PM
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Senior Member
749 posts Joined: Nov 2004 |
Good to note!! It seems the 5% not only limited to Malaysia and that's what I thought earlier. Thanks for sharing the info.
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Oct 15 2013, 08:09 PM
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Junior Member
385 posts Joined: Jan 2003 From: Wellington, NZ |
If i'm not wrong, the current promotion on the website is:
RM50 Big Bad Wolf voucher* RM50 rebate when you swipe the OCBC Credit Card 3 times within 45 days upon card activation* Additional 5% discount on all items purchased using OCBC Credit Card during the sale I would like to apply for this card, please advice the best hassle free method to apply, online or at ocbc branch? |
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