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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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hkboey
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Sep 27 2013, 04:40 PM
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This card got annual fees or not? The features says " Zero annual feeSign up today and enjoy free-for-life annual fees for both principal and supplementary cardholders" but on top somemore says "Principal card: RM68 a year Supplementary card: RM28 a year No annual fee for the first year" So contradicting and confused. Source: http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
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hkboey
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Sep 27 2013, 05:07 PM
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QUOTE(taitianhin @ Sep 27 2013, 04:48 PM) they called it fishing tactic. so long u use their card, they willing to wave for u. U call u got wave, no call no wave... they are fishing on those did not call...  OMG...  Oke...
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hkboey
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Sep 27 2013, 05:23 PM
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QUOTE(shortleg88 @ Sep 27 2013, 05:16 PM) OCBC now is zero annual fees already, they haven't update the old TnC. Even with the old annual fees TnC, it's auto waivable with 12 swipes a year. Easily meet when using OCBC Titanium. Oh great to know!
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hkboey
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Oct 2 2013, 05:10 PM
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No one will care what bank is it. As long as they accept Mastercard, they will accept ur OCBC TITANIUM. Make sure u call to inform ocbc that u r going overseas n will have some overseas transaction.
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hkboey
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Oct 2 2013, 05:23 PM
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QUOTE(munkeyflo @ Oct 2 2013, 05:21 PM) So if my statement date is on the 6th of this month, I have to pay on the 26th of this month? Or following month? What about the 11th and the 15th? If statement date is on 11th this month, amount due on the 26th of following month? Or is there another date? Just got my card approved less than a month ago so still haven't got my first statement yet. Might want to change the billing date for my card as well.  Due date = Statement date + 20 days.
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hkboey
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Oct 4 2013, 05:52 PM
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QUOTE(DT8 @ Oct 4 2013, 03:39 PM) I was told to go to the branch that I had selected to collect my card. What should I do from there? Bring your ic and body to show them and they will pass you the card.
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hkboey
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Oct 10 2013, 12:19 AM
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QUOTE(DT8 @ Oct 10 2013, 12:10 AM) I just activated my OCBC card. When I tried to purchase things online, I didn't receive the SMS password thingy but it directed me to a site showing "System is temporarily unavailable, please try again later." What's wrong? Normally 23:45 to 00:45 is bank system maintenance hours and no transaction can be performed. So maybe u can try after 1am.
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hkboey
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Oct 15 2013, 08:02 PM
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Good to note!! It seems the 5% not only limited to Malaysia and that's what I thought earlier. Thanks for sharing the info.
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hkboey
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Oct 21 2013, 11:12 PM
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Darn.... was planning to apply the titanium card this week..... looks like too late to regret now.
The direct link to the GE card is still there but when you click the apply button, there was only 2 options left.
Sigh.
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hkboey
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Oct 21 2013, 11:16 PM
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QUOTE(spikey2506 @ Oct 21 2013, 09:19 PM) I have a bad feeling about this..  Their Platinum Card page is also a bit weird now. No more listed free entry into the PPL. The income requirement is also only at RM24K.  Standard Chartered Platinum also 24k only. Haha.. Plat card nowadays are the qualification of Classic card in the old days. Im still holding a HSBC Classic. Haha.. where does it stand now?
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hkboey
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Oct 22 2013, 12:41 AM
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QUOTE(fly126 @ Oct 21 2013, 11:19 PM) HSBC X Upgrade Your Classic to Gold Card, meh...???  Got but I gave back and retained Classic... haha... Anyway, tomorrow will go OCBC branch to see if still can apply titanium or not. Hopefully they still do the last bite.
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hkboey
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Oct 22 2013, 12:48 AM
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QUOTE(spikey2506 @ Oct 21 2013, 11:51 PM) Well the thing is, minimum for Titanium is RM36K. Plat was RM60K before this, IIRC. So they removed Titanium and lowered the requirements for Plat. Are they getting rid of Titanium altogether?? Or am I overthinking things and that they are just doing some housekeeping on their website? Speculations speculations... But whatever it is, OCBC is surely up to something this time. In a few days we might know what it is.. Last few days many banks are doing some updates and maintenance. OCBC online was having difficulties, Citibank online was down too and now have new interface while they have updated their mobile apps too, UOB was down for 26 hrs. Im thinking they all might have something to do with the Budget 2014 that's gonna announced this Friday. QUOTE(fruitie @ Oct 21 2013, 11:55 PM) I don't understand if they have plan the plan to revise OCBC Ti. It is one of the most difficult cards to get in the market, yet still so stingy.  At least I got mine since last year's May, been using for more than a year and got many benefits.  Why you said it is one of the most difficult card to get? Any specific reason?
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hkboey
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Oct 22 2013, 12:57 AM
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QUOTE(fly126 @ Oct 22 2013, 12:55 AM) ME got Tendang 2X... Although I got CCs from Citi, HSBC, MBB, UOB, etc.... Ouch..... ok... hopefully wont kena tendang. Haha. Tmr go apply.
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hkboey
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Oct 22 2013, 10:46 AM
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QUOTE(spikey2506 @ Oct 22 2013, 10:15 AM) An update on this. My agent has no info abt the 5% cancellation. But he told me that they will be doing no more new sign ups for the Titanium card after 25/10. So I speculate that Budget 2014 could have something to do with credit card.
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hkboey
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Oct 22 2013, 11:52 AM
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QUOTE(Human Nature @ Oct 22 2013, 11:00 AM) OT: It will be very sucky if the RM50 GST is increased further, on the pretext of reducing personal debt OT: Possible  StarBiz today quoted that, Najib's brother Nazir Razak says, Govt is looking ways to increase Govt revenues while asking us not to expect anymore incentives or handouts.
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hkboey
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Oct 22 2013, 01:47 PM
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Have just called up the call centre and the CS says yes, the card still available for new application. However, submission through branch will have the GST compulsory to be paid, while application through phone will enjoy the 3 swipes within certain period to get GST offset. Now anxiously waiting for the application dept to call. EDIT: The CS called, new application until this Friday only. After that they will be focusing on their Platinum card and no more Titanium card. Bout the Titanium benefits, she also has no news if its gonna end soon. This post has been edited by hkboey: Oct 22 2013, 02:16 PM
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