ya, based on my understanding as well, the cash back for 5% should be base on transaction date on weekends, but not posting date

sorry everyone, its my mistake.
I go read post at the first page and try to reunderstand again,

btw, i get that understanding from the discussion here too,
seem I'm the one who get a bit wrong understanding.


btw, here are several quote from the first page make me believe on what I mention before;





All info on the quote is correct, just I really need to read it slowly to really understand it espesically on the red color highlight.

Sorry again.

Happy just got my MBB2 yesterday from 1U centre

Btw wanna ask something.. the weekend 5% cashback, is it on ANYTHING?

I planning to purchase a RM2k laptop with it, will i be rebated with the RM50 cap straightaway for this month? And will the shops charge me for the bank interests and is this legal for them?

Also i just research for my Maxis bill.. looks like i can't pay Maxis bill via M2U to use my AMEX nor i can use the Maxis Easy Pay since they don't accept AMEX there.. so my only choices are to go Maxis Centres or make a call to 123 to use my AMEX on weekends?

Advices and feedback are greatly appreciated guys

Yes & yes.

Anything, Everything, So long as the mechant is using Amex.

Makes sense. Yes, I should redeem it. Probably too late because tomorrow is my due date.
Will pay first and redeem it, off-set in my next bill.

I also got it from 1u yesterday
I was there about 12pm and no one. And I got my card at 1.30pm

You can report to the bank if you can provide evidence that they transfer the interest to you.

Anyway, it is up to you. Some might just relent as they are okay to have the 5% and 5TP to cover the extra charge.

Most of the shop did that. And on every transaction.
How can we report to bank ?

That's why most shops are able to get away with it as the receipt will just show the final amount. Also maybe because consumers are not aware of their rights.

For me, if the price is truly amazing, then I will relent too but most of the time, I will keep insisting or just walk away.

This post has been edited by Human Nature: May 13 2013, 12:57 PM

Just went to 1u card center to be requested for replacement new credit card (AMEX) due to current of my card has some scratch. A new card will be release within 3-5 working days.

Besides, has been advice by staff, 1u card center will be process for renovation start from next week (around 23 or 24/5) until July, quite a long time to be renovation, so anything issues about your card, kindly go to fix it early time.

Otherwise, it will take for almost 2 months to be reno.

Luckily I got mine down yesterday

haha, if not, probably you may go to KLCC card center there to be collect your card

Anyone got a rules on where they shouldn't use AMEX.

Here is my case and my calculation. Hopefully, someone can verify it.

I bought a hard disk priced at RM 270, and by using amex, they charge me additional RM4.

RM 270 = 270TP x 5 = 1350TP

10,000TP/RM 50 = 200 = RM1 (based on cc yearly gov. tax)

1350TP/ 200 = RM 6.75


So, here I still profit RM 2.75 (RM6.75-RM4) by using amex with extra charge.

So, the rules here, for every RM200 purchase, the extra charge on amex shouldn't be more than RM5 to stay profit.

Am I right?

If weekend, 5% more on cash rebate

Hi,

I want to ask about Maybank TreatsPoint.

Senheng/SenQ offering cash voucher redeem on the spot for RM1 for 200 TP

So, I am wondering how the exchange works? Show my maybankard visa and they print out the cash voucher or do I have to buy item first and it deduct the cash voucher later from credit card payment?

My wife got a maybankard too (not supplement) and I plan to redeem her TP for cash voucher and use it together with mine for an item.

This post has been edited by Arzwart: May 13 2013, 05:15 PM

Take the item to the cashier and TELL them you want to use Maybank TreatsPoint to redeem and "top-up" the rest with CC/cash

Thank you for the info and the quick reply.

I emailed them yesterday, telling them I would like to go to KLCC and apply there instead because I need the cards urgently. They replied saying that it is already in process and will expedite. Today I can already see the cards in my Maybank2u.

Hopefully I'll get the actual cards soon, I'm going to Perth next week (the only reason I need this card, I don't have any, been using my wife's as supp before).

thats great, you will get the cards in 1-2 business days