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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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tbheng
post Aug 19 2014, 12:41 AM

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QUOTE(guy3288 @ Aug 18 2014, 11:42 PM)
cant think of a reason why Aeon declined yours....me i think i need to get another Aeon card to do  this .

Any current promotion for Aeon card for existing card holder namely  No AF and CB RM50?
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I don't think it will work by getting another aeon cc, as the CL is shared across cc for the same card holder name.
What you'll need is to request for CL increase.

I'm doing that right now for my PBMG card.
A bit regret to get the PBMG last May, in which PBB only granted low CL.
Ask why so low, CS says the CL depends on my UT size, if want increase must top up UT. doh.gif
I should have gone for PBVS from day one to grab the new to bank offer. Now cannot liao... cry.gif

This post has been edited by tbheng: Aug 19 2014, 12:41 AM
guy3288
post Aug 19 2014, 08:55 AM

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QUOTE(tbheng @ Aug 19 2014, 12:41 AM)
I don't think it will work by getting another aeon cc, as the CL is shared across cc for the same card holder name.
What you'll need is to request for CL increase.

I'm doing that right now for my PBMG card.
A bit regret to get the PBMG last May, in which PBB only granted low CL.
Ask why so low, CS says the CL depends on my UT size, if want increase must top up UT.  doh.gif
I should have gone for PBVS from day one to grab the new to bank offer. Now cannot liao... cry.gif
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Problem is i still have CR RM14k+ and my BTs were declined.
SO i think it is not so much of CL, more of my account problem - showing too many BTs.
New card new account will be "clean" so i think...

As for now, I have asked for refund, Aeon is quite obliging, hopefully can get back cash 8k.
Kazachok
post Aug 20 2014, 12:14 PM

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Wanna ask. Once approval AEON BT what's next? Approved since last week, but still seeing the balance in my old CC
victorywp
post Aug 20 2014, 01:03 PM

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QUOTE(Kazachok @ Aug 20 2014, 12:14 PM)
Wanna ask. Once approval AEON BT what's next? Approved since last week, but still seeing the balance in my old CC
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sometimes it may be fast but sometimes it also may take some time (up to 15 business days).
tigaxxx
post Aug 20 2014, 05:55 PM

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Just submitted BT application to PB today....
let's see how long they will to process it...
carpathia
post Aug 21 2014, 10:41 AM

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QUOTE(tigaxxx @ Aug 20 2014, 05:55 PM)
Just submitted BT application to PB today....
let's see how long they will to process it...
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PB quite slow in BT process. i submitted at branch, took them about 2 weeks to call me to process my BT
ronnie
post Aug 21 2014, 11:06 AM

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PBB submission via email on 18 August
Posted into my PBB account on 20 August 2014
Now waiting for payment to AEON
peri peri
post Aug 21 2014, 02:14 PM

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QUOTE(tigaxxx @ Aug 20 2014, 05:55 PM)
Just submitted BT application to PB today....
let's see how long they will to process it...
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rm5000 per bank for 6 months 0 interest? which BT package u take? They say less than rm5000 in few banks need charge 1 %, more than rm5000 in few banks need charge 2 %. Is annum interest charges or one time charge?
bee993
post Aug 21 2014, 04:24 PM

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QUOTE(bee993 @ Aug 13 2014, 07:18 PM)
Aeon bt work really fast.

Purposely wait till statement out and submit bt form at 11/8 morning 10.39am ..wait till today nobody call me. Feel something wrong as they wont take more than a day.

Call the branch I submit and they cant comfirm me wether sent or not.ask them sent again but they gv reason like the case belong to ppl who attend me n load crap talk n tak kisah atitude.when I tell her I will make complain and foward our record conversation to aeon her atitude turn 180°. Give her 10min to settle and call me back.End up she ask me go there again to resubmit.GDI!

Make call to aeon cs and told the whole incident.ask me email bt form to them.

10.58am sent

1.41pm received acknowledgement email

3.42pm received call to confirm

5.25pm received sms bt approved.

Will update after payment in to mbb.

End of rant.
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Not yet receive payment to mbb from aeon.

I think min 10 days.
tigaxxx
post Aug 21 2014, 10:04 PM

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QUOTE(peri peri @ Aug 21 2014, 02:14 PM)
rm5000 per bank for 6 months 0 interest? which BT package u take? They say less than rm5000 in few banks need charge 1 %, more than rm5000 in few banks need charge 2 %. Is annum interest charges or one time charge?
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30k for 6 month...0% smile.gif
Also 0% upront interest

This post has been edited by tigaxxx: Aug 21 2014, 10:06 PM
codeiki
post Aug 22 2014, 09:21 PM

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@lamode, @guy3288.. Mine also get rejected... for 2 cc under different name. Both cards has less than 10 BT each.
Both of my card was overpaid.. It's started since last month..
So if both of you are overpaid too, I think the reason is overpaid will get BT application rejected?
bee993
post Aug 23 2014, 09:46 AM

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QUOTE(bee993 @ Aug 21 2014, 04:24 PM)
Not yet receive payment to mbb from aeon.

I think min 10 days.
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Payment reach 22 aug.

Submit and approved 13 aug.


Approval is fast but payment is kinda ok ok only.so muz do at beginning of statement date to avoid payment late than due date.

This post has been edited by bee993: Aug 23 2014, 09:47 AM
tigaxxx
post Aug 23 2014, 01:01 PM

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QUOTE(tigaxxx @ Aug 20 2014, 05:55 PM)
Just submitted BT application to PB today (Aug 20th)....
let's see how long they will to process it...
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BT approved on Aug 22 and CS said the money will be transferred on Aug 25th ...
save me the interest and the hassle of paying full amount smile.gif rclxms.gif
victorywp
post Aug 23 2014, 02:11 PM

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QUOTE(tigaxxx @ Aug 23 2014, 01:01 PM)
BT approved on Aug 22 and CS said the money will be transferred on Aug 25th ...
save me the interest and the hassle of paying full amount  smile.gif  rclxms.gif
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congrats, you saved a lot from the rm30k bt! rclxms.gif
tigaxxx
post Aug 23 2014, 09:55 PM

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QUOTE(victorywp @ Aug 23 2014, 02:11 PM)
congrats, you saved a lot from the rm30k bt! rclxms.gif
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thanks... looks like they're pretty fast with BT coz they don't use check i think..
sms2u
post Aug 24 2014, 07:09 PM

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QUOTE(codeiki @ Aug 22 2014, 09:21 PM)
@lamode, @guy3288.. Mine also get rejected... for 2 cc under different name. Both cards has less than 10 BT each.
Both of my card was overpaid.. It's started since last month..
So if both of you are overpaid too, I think the reason is overpaid will get BT application rejected?
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BT only to transfer outstanding balance for same card holder name. U should nooveerpaid to get morecredit for BT
guy3288
post Aug 24 2014, 09:54 PM

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QUOTE(codeiki @ Aug 22 2014, 09:21 PM)
@lamode, @guy3288.. Mine also get rejected... for 2 cc under different name. Both cards has less than 10 BT each.
Both of my card was overpaid.. It's started since last month..
So if both of you are overpaid too, I think the reason is overpaid will get BT application rejected?
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Are you sure lamode's rejection was becos overpaid?

I had quite many BTs approved using CR from my over payment long before the current rejection.
i just tried again yesterday, no harm trying.
.


lamode
post Aug 24 2014, 11:30 PM

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QUOTE(guy3288 @ Aug 24 2014, 09:54 PM)
Are you sure lamode's rejection was  becos overpaid?

I had quite many BTs approved using CR from my over payment long before the current rejection.
i just tried again yesterday, no harm trying.
.
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keep us posted on the outcome ya thumbup.gif
guy3288
post Aug 25 2014, 07:04 PM

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QUOTE(lamode @ Aug 24 2014, 11:30 PM)
keep us posted on the outcome ya  thumbup.gif
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my latest BT approved!

13.8.14 balance CR 14k+, applied for BT OCBC1854 + CIMB 1200 - declined.
16.8.14 Tried again BT for only OCBC RM1854 - again declined
fed up, i called and demanded refund of overpayment (own est RM8k).

24.8.14 checked at Aeon Credit Branch - balance Cr now RM7547 , RM7028 refund? nothing received yet
simply tried Bt again MBB Amex RM4308 - this time approved! doh.gif

stars: just simply try only you would never know why they decline or reject your BT...






joylay83
post Aug 26 2014, 01:14 AM

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Overpaying shouldn't be a problem. I got my approved sometime earlier this yr also. I did a BT of Aeon BT to PBB and BT MBB (overpay) to PBB.

sequence of events (sorry forgot the dates):

1. charge RM11k to MBB M2card
2, apply aeon watami and BT 11k to aeon watami 6 months 0%
3. apply PBB card
4. Charge another ?RM 4k to MBB M2card
5. BT aeon watami and M2card to PBB 12 months 0%

This way i cut my monthly payments by 30% biggrin.gif

This post has been edited by joylay83: Aug 26 2014, 01:15 AM

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