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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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lamode
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 Aug 26 2014, 06:40 PM
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QUOTE(guy3288 @ Aug 25 2014, 07:04 PM) my latest BT approved! 13.8.14 balance CR 14k+, applied for BT OCBC1854 + CIMB 1200 - declined. 16.8.14 Tried again BT for only OCBC RM1854 - again declined fed up, i called and demanded refund of overpayment (own est RM8k). 24.8.14 checked at Aeon Credit Branch - balance Cr now RM7547 , RM7028 refund? nothing received yet simply tried Bt again MBB Amex RM4308 - this time approved!  stars: just simply try only you would never know why they decline or reject your BT... submitted at BT to AEON on 25th morning and received an acknowledgement email in the afternoon. But until now also no call from them yet, i got a bad feeling about this   |
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tifosi
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Aug 26 2014, 06:52 PM
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Soon AEON will retract the 0% balance transfer after so many people overpaying and BT to take advantage of it.
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bearbear
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Aug 26 2014, 09:47 PM
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same submitted monday and no call yet. no i did not overpay to BT. oi stop abusing  |
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tigaxxx
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Aug 27 2014, 09:52 AM
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QUOTE(tigaxxx @ Aug 20 2014, 05:55 PM) Just submitted BT application to PB today (Aug 20)... let's see how long they will take to process it... QUOTE(tigaxxx @ Aug 23 2014, 01:01 PM) BT approved on Aug 22 and CS said the money will be transferred on Aug 25th ... save me the interest and the hassle of paying full amount   Just to update.... money received by Alliance bank on 26 Aug...  Public Bank is very fast for BT |
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lamode
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Aug 27 2014, 09:43 PM
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QUOTE(bearbear @ Aug 26 2014, 09:47 PM) same submitted monday and no call yet. no i did not overpay to BT. oi stop abusing for me, still no call yet... how abt u?  |
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guy3288
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Aug 28 2014, 12:03 AM
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QUOTE(lamode @ Aug 27 2014, 09:43 PM) 3 days still no call and no sms declined? may be they did not receive your application? I BT from Aeon to PBB on 26.8.14, today approved already (see fr PBB online CR deducted oredi) - very efficient! |
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RokXIII
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Aug 28 2014, 10:44 AM
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submitted another BT from MBB to AEON on Tuesday, received call just now.
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DarReNz
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Aug 28 2014, 10:47 AM
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just found out that if u have existing BT with Aeon need to settle first before starting new one, thought can do both at the same time This post has been edited by DarReNz: Aug 28 2014, 10:47 AM |
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victorywp
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Aug 28 2014, 10:51 AM
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QUOTE(DarReNz @ Aug 28 2014, 10:47 AM) just found out that if u have existing BT with Aeon need to settle first before starting new one, thought can do both at the same time unless your credit limit is not enough for the second bt, you can actually have many bt together. |
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bearbear
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Aug 28 2014, 11:01 AM
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QUOTE(lamode @ Aug 27 2014, 09:43 PM) sent an email earlier to day to them, just received verification call. |
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wan7075
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Aug 28 2014, 12:53 PM
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except aeon & public, which bank still offer 0% interest?
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DarReNz
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Aug 28 2014, 04:13 PM
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QUOTE(victorywp @ Aug 28 2014, 10:51 AM) unless your credit limit is not enough for the second bt, you can actually have many bt together. ya i don't, that's why the BT team called me to call the CS to settle the current BT before the BT team approve the 2nd one |
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lamode
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Aug 28 2014, 09:11 PM
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QUOTE(bearbear @ Aug 28 2014, 11:01 AM) sent an email earlier to day to them, just received verification call. just dropped them an email, hopefully i get a call tml. |
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codeiki
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Aug 30 2014, 09:33 AM
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Getting Started
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QUOTE(sms2u @ Aug 24 2014, 07:09 PM) BT only to transfer outstanding balance for same card holder name. U should nooveerpaid to get morecredit for BT I'm of course BT to the same account lar... Just I managing 2 seperate accounts. There is no problem overpaid previously (did it earlier this year). Not overpaid to increase credit limit. Just pay in advance (few months advance, almost 3 months I didn't need to pay AEON for now). I don't know the exact reason of course, i just want to share my experience to frens here lor. |
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SUSMNet
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Aug 30 2014, 12:49 PM
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which bank offered lowest rate?
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DarReNz
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Aug 30 2014, 01:23 PM
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QUOTE(MNet @ Aug 30 2014, 12:49 PM) which bank offered lowest rate? aeon and public bank 0% This post has been edited by DarReNz: Aug 30 2014, 01:23 PM |
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lamode
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Aug 30 2014, 06:20 PM
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25 AUG - emailed BT form and other bank's statement to AEON.
28 AUG - send an email to ask them follow up as i got no call yet.
29 AUG - received verification call + SMS approval + appeared on AEON website.
Expected it to cleared on 9th Sept due to nation day.
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sms2u
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Aug 31 2014, 11:56 AM
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QUOTE(DarReNz @ Aug 30 2014, 01:23 PM) bsn offer 6 months 0 percent interest for 12 months balance transfer |
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wan7075
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Sep 1 2014, 02:59 PM
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QUOTE(sms2u @ Aug 31 2014, 11:56 AM) bsn offer 6 months 0 percent interest for 12 months balance transfer it is so confusing. what is the meaning if 6 months 0% for 12 months? 6 month or 12 month?  |
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carpathia
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Sep 2 2014, 09:50 AM
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QUOTE(wan7075 @ Sep 1 2014, 02:59 PM) it is so confusing. what is the meaning if 6 months 0% for 12 months? 6 month or 12 month? So simple also you tak paham means you dont have to pay interest for 6 months out of a 12 months balance transfer la |
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