My BT application to Aeon has been declined. No reason stated.
So my overpayment there is stuck again. May need to request for refund again, all the trouble to find out the PBB cheque details.......

Has anyone 's BT application to Aeon been rejected despite adequate CR balance?

Never been rejected before, play right to the limit of 80% CL.

Yesterday collect my watami card 6pm at ioi mall, on the spot active it and fill in the bt form.

This morning 11am receive call for verification, now 4pm just received SMS inform me that BT has been approved.

By the way, because of late approval of the watami card, my HSBC cc due date ady reach and I've paid the balance already. Can i request the bt money to transfer straight to my HSBC current account?

Or need to wait the bt money reach my credit card account then only call HSBC to transfer the extra balance to current account? Can we do that?

This post has been edited by onnying88: Aug 15 2014, 04:20 PM

Ya, would like to know also..

or just withdraw the balance money without being considered as "cash advance" (no charge) ?

This post has been edited by tigaxxx: Aug 16 2014, 04:04 PM

once the payment of your bt from your aeon to hsbc success, just call hsbc and said that you have double paid it (once from hsbc and another bt to aeon). then call hsbc cs and ask them to refund back either of the payment back to your hsbc current account. i have done this with mbb and i believe it's the same with hsbc.

Will try it put once payment from aeon in. Better put at my HSBC flexi loan current account to save my mortgage interest.

Guys, which bank offer 0 upfront n 0 interest rate? Mininum 1k n mininum 6 months. With points that can offset rm50 or cb.

Will this harm our ccris or ctos record?

Aeon bt. Best will be aeon watami with free rm50 with 2 swipe in 60days and 3% quarterly cash rebate.

Bt will not affect criss record as long you pay in time. But bt will affect your commitment calculation if you plan to get a mortgage loan.

This post has been edited by onnying88: Aug 16 2014, 11:33 PM

thanks, another question, because im using maybank2card. can I bt both cards or only choose either 1? What question should I need to ask when I go for bt? I will visit aeon tomolo

You can bt 2 or 3 card's total balance with no problem as long it's under 80% of your Aeon credit limit.

Just apply the Aeon card first. Then just fill in the Aeon BT form and email to them along with your others card statement. As you can see in the form you may fill up up to 3 card's for BT.

I see an amount filing. I only understand bt mean aeon will pay on behalf of us n we pay aeon in terms.. Does it mean we can put higher amount so we can have excess credit in our cc.?

I did fill up higher amount as the staff that help me fill say can do so. But when verification call the staff say cannot so i just follow back the statement amount. Maybe it will depend on the staff wan to proceed or not.

mine was rejected before, it was MBB2C AMEX to AEON, i doubt its because of 80% CL thingy.
didn't call to find out, just pay with own money.

The following mth from RHB to AEON was approved, the amount was 4 times more than the initial MBB2C, and yes, all them of met the min 1k requirement.

Need advice from experienced BT'ers here:
I want to bt about 30k from alliance to PB ..due date for my Alliance VI is sept 1 but my application for PB VS still in process. .
assuming my application will be approved, should I pay min. first or pay the whole amount and ask for refund later?
Expect will get my card 2 weeks from now if approved. 
if pay min, the interest will be a lot...

i personally think aeon is bad finance co

usually someone from aeon will call to verify your bt. you can know whether your bt will be approved or rejected.

if you have enough cash flow, i would suggest you to pay full amount and claim back later (call for refund on double payment).

i would also suggest that you pay the same amount with your bt amount. in this way, it will be easier for you to ask for refund on double payment.

never got call for the rejected BT.
i submitted and then few days later received SMS saying BT application rejected.

Thanks..I think I'll do that
my 30k transaction was posted on 1st aug..they will calculate 18% annual interest for the 95% balance starting 1 aug , which is enormous. ..

did you attach together the statement of the cc which you want to bt from?