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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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joylay83
post Feb 18 2014, 03:42 PM

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WTA if PBB is still offering 0% BT for 6 months?

If u were to apply a PBB cc, which 1 will you apply? hmm.gif

This post has been edited by joylay83: Feb 18 2014, 04:19 PM
joylay83
post Mar 15 2014, 12:25 AM

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QUOTE(peri peri @ Mar 11 2014, 09:39 AM)
Hi, normally how fast the Aeon dept will issue out the cheuque for BT? I need to plan my BT before due date
*
My statement out 6/3. Downloaded the BT form from their website and handed in at their HQ at Raja Laut. Approved a few days ago. Considered quite fast. BT 12k.
joylay83
post Apr 4 2014, 08:42 PM

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QUOTE
http://www.pbebank.com/en/en_content/personal/promotions/acti.html


Is this up to 80% credit limit? not stated woh... hmm.gif
joylay83
post Apr 4 2014, 11:10 PM

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TQVM biggrin.gif biggrin.gif

joylay83
post Apr 5 2014, 02:29 AM

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QUOTE(carpathia @ Apr 5 2014, 01:35 AM)
i thought they removed the 0% for 12 months. Seems that there is a 2% upfront fee attached
*
QUOTE
Note :
For Balance Transfer and FlexiPay offers, an upfront 2% interest will be charged
upon application of the facilities. The interest will be waived on the 4th month
from card approval date. In the event that cardmember failed to meet any of the
Terms and Conditions stated herein, the current interest rate will be applied.

joylay83
post Apr 7 2014, 08:57 PM

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For existing member i tink there's no 0% BT for 12 months. got another offer on PBB website. iirc 6 months BT 0%
joylay83
post Aug 26 2014, 01:14 AM

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Overpaying shouldn't be a problem. I got my approved sometime earlier this yr also. I did a BT of Aeon BT to PBB and BT MBB (overpay) to PBB.

sequence of events (sorry forgot the dates):

1. charge RM11k to MBB M2card
2, apply aeon watami and BT 11k to aeon watami 6 months 0%
3. apply PBB card
4. Charge another ?RM 4k to MBB M2card
5. BT aeon watami and M2card to PBB 12 months 0%

This way i cut my monthly payments by 30% biggrin.gif

This post has been edited by joylay83: Aug 26 2014, 01:15 AM
joylay83
post Sep 6 2014, 09:01 PM

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wanna ask.. PBB BT now is 6 months 0% but not subject to retail spending of RM1000 like previous offer? smile.gif

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