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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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bee993
post May 28 2014, 02:15 PM

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got few question to ask regarding BT,

1.is BT only applicable for new application for affin bank?

2.can we BT as many time as we can after the BT finish pay up?

3.current bank offering 6month 0% aeon,rhb,affin?

any bank i miss out?

4.for this scenario, is it possible,

mbb2 swipe 15k - BT to affin 6month 0%,2500 x 6.
then can i BT the 2500 1st payment to aeon ?
BT 2500 2nd payment to rhb?
and so on to other cc, with <3% ?

like swipe on jan and spread all the payment across 1year?


bee993
post May 28 2014, 02:30 PM

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QUOTE(bearbear @ May 28 2014, 02:20 PM)
1. Check with affin

2. Yes as long as the amount is within 80% of your available CL. Some bank impose minimum amount so you need to be within the parameter.

3. AEON 6 months min 1k, RHB 6 months min 3k ending June, PBB various promo for new sign up i think for normal is 6 months min 5k ending July.

4. is possible as long as you fulfill minimum amt to BT and the amt is within 80% of your available CL, suggest Aeon as last since they accept 1k per bank.

What is the 3%?
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juz realise rhb is min 3k not 1k,..if it so.

can a statement 10K SWIPE spilt to 2 BT?
bee993
post May 28 2014, 02:44 PM

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QUOTE(bearbear @ May 28 2014, 02:41 PM)
I think islamic 1 is 1k, someone posted before but for normal 1 it is 3k min.

split to 2 bank? no problem i don't think bank is so free to check even if you BT 2x10k to different bank.
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i think the islamic 1 end d...now got 4% fees.


r u serious? to do bt need statement attach right?

if really can 2 time then they pay to mbb x2??? rclxub.gif
bee993
post May 28 2014, 03:09 PM

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QUOTE(bearbear @ May 28 2014, 02:48 PM)
depends on bank bro, like the guys shared public bank don't need statement to apply. Probably because the min. amount is too high?

Lol they pay to MBB X 2, you also need to pay back X 2.
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they pay to mbb no knagtao...become debit only..hehe...

wan to swipe x amount out of mbb then throw to home loan ...spread across a year for liquidity laugh.gif
bee993
post Jun 4 2014, 12:33 PM

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Say This month mbb2 statement I do BT to aeon.

Aeon paid mbb this month then when do I start pay to aeon BT? The next month? Tq.


Is the BT payment date same with the cc due date too?

Thx again

This post has been edited by bee993: Jun 4 2014, 12:42 PM
bee993
post Jun 4 2014, 04:27 PM

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QUOTE(sj0217 @ Jun 4 2014, 01:29 PM)
MBB BT to Aeon before.

MBB = Due date 3 every month

After get the MBB statement (Jan), apply for BT to Aeon.

The first BT payment was appear in the latest Aeon statement (10th Feb)

BT payment will be same according to the Aeon CC statement and due date.
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thx notworthy.gif
bee993
post Jun 5 2014, 10:08 PM

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QUOTE(brotan @ Jun 5 2014, 09:01 PM)
in principle, u can do infinite cc as long as your credit allows
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how about this.


mbb jan bt 5k to aeon

then the next month mbb bt 3k to aeon




can? notworthy.gif
bee993
post Jun 6 2014, 12:39 AM

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QUOTE(Jason @ Jun 5 2014, 10:41 PM)
Yes as long as you have sufficient credit in aeon
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thx....do u know the aeon 15 working day for BT is include the cheque issuance too? hmm.gif
bee993
post Jun 6 2014, 10:04 AM

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QUOTE(tbheng @ Jun 6 2014, 07:10 AM)
According to the CS, not just include issuance, also include cheque clearance, i.e. credited/posted in the target cc account.
You can read back this thread, there are no less than 10 cases shared by all members here on AEON BT timelines for your reference.
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Thx alot "BT king" haha
bee993
post Jun 6 2014, 02:23 PM

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Mbb2 amex bt to aeon..


At the member since section my amex onli show since year 11. Valid thru 10/16

Does this mean 09/11 or 10/11?

How to solve this?pls help urgent....
bee993
post Jun 6 2014, 04:40 PM

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QUOTE(tifosi @ Jun 6 2014, 02:32 PM)
Aiyooooo. 2011 lah
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No need the month rite?tq
bee993
post Jun 10 2014, 11:20 AM

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Is aeon call using private number to verify BT?

Coz after I submited the BT receive 2 missed call from private num..


Thanks.
bee993
post Jun 10 2014, 11:48 AM

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QUOTE(Jason @ Jun 10 2014, 11:44 AM)
Yes
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Yup juz receive the call..ask to verify..and tell me under process d.

Anyway to check or how to know they approved / paid d?

Thanks
bee993
post Jun 10 2014, 11:54 AM

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QUOTE(bearbear @ Jun 10 2014, 11:50 AM)
they will send u a sms, usually within a day.
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Oic...thx
bee993
post Jun 10 2014, 06:50 PM

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wow so fast approved.

yesterday 4pm submited at aeon tebrau today receive call n now approved d.

by the way the statement date for watami is 10th right?

so my 1st installmemt will be next month 10th onward ?

thx for help answer my question.thx again
bee993
post Jun 17 2014, 05:50 PM

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Apply 9 june ..received sms approval 10 june.

But havent see any payment made to mine mbb2.

Shud I call to enquire? Due date nearing d.
bee993
post Jun 17 2014, 11:04 PM

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QUOTE(ronnie @ Jun 17 2014, 10:40 PM)
Are we suppose to know which bank you did the BT with ?
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Aeon.

Receive 1st aeon statement. ..and with it the 1st installmwnt of BT ..lol....

Card approved 5th june if I not wrong. Apply bt 9june. Approved 10 june. Till today not yet paid to mbb but statement come for 1st installment to BT.lolx.
bee993
post Jun 17 2014, 11:43 PM

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QUOTE(ronnie @ Jun 17 2014, 11:14 PM)
AEON sends a cheque to Maybank for payment....
Approved on 10 June
[ASSUMPTION] Cheque prepared on 11 June
[ASSUMPTION] Cheque send on 12 June

So we can "assume" payment should complete by this week, if you are lucky  sweat.gif  sweat.gif
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I 'assuming' the worst d.....eg cheque hilang mid way of delivery..if tomolo still dint see payment need call to verify d.


Sweat..tot can use the 1st installment money elsewhere..
bee993
post Jun 18 2014, 11:56 AM

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finally done.


apply 9 june sms approve 10 jun, payment 18 jun.

6/7working day
bee993
post Jun 18 2014, 09:43 PM

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QUOTE(codeiki @ Jun 18 2014, 08:48 PM)
RHB CS said the RHB bank BT 6 months 0% is applicable to RHB islamic CC as well. Not sure have discuss here before.. However, it will end in 30/6/14. According to the CS, you can transfer any amount higher than stated on statement.
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If they extend the 0% BT for another year sure will apply the it .

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