It should be settled AEON CC with cheque and it took additional day. Or else it should be less than 10 days for IBG.

Which bank CC u refer? Is it Bank Islam? Bank Islam already stop 0% BT for few month, but that is 6 month 0%.
Or u refer to BSN?

Whn public bank offer balance transfer 0% for 12 months? There is still promotion for balance transfer 0% for 6 months

The 12 month Balance Transfer offerred by Public Bank at 0% is for new approved CC and not for every public bank cc

There is a promotion of 0% balance transfer from hong leong bank.
But, too bad it is for new to bank customer only.

Did i mentioned it is 12 months? U can just stated it is 6 months and not need to highlight it is not 12 months

All 0% interest for 6 months? Mind to share which 4 bank?
Public bank? RHB bank?

Yes

Pls take note that this promotion is applicable for new hong leong card horder only

Are u existing hong leong bank credit card holder for long time? This promotion is only valid for new hong leong bank who apply their hong leong credit card during campaign period.

2.1 apply online at the Organiser's website ringgitplus.com for a NEW Hong Leong Bank
Credit Card as a Principal Cardholder (“Cardholder”) and are approved for any one (1) of
the Hong Leong Bank Credit Cards (“HLB Credit Card”) during the Campaign Period;

AEON will aprove faster. But, credit to credit card, thb may be faster as it use ibg / cheque compared to aeon always use cheque

it will took long if BT from AEON cos RHB will pay to AEON via cheque

Normally rhb will do ibg for other bank except aeon

Credit card payment

This problem may be due to citibank transfer money using ibg and no using cheque.
To settle the amount in AEON, have to use cheque and it might involved courier

Are u sure it asked 132 times? U got count?

BT is balance transfer meaning transfer the outstanding from one or more of your credit card (A) to another bank of your credit card (B).

That means the oustanding in credit card A will be settled and it will show as outstanding amount in credit card B.

Which bank offer 0.5% cash back for balance transfer?

Pls remove affin and rhb - no longer 0% sero percent for balance transfer

Where did u got this info?
Any website?
But, 0.5% is too little compare to interest charged for balance transfer

What type of credit card u use?