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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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cyang
post Jul 3 2014, 09:24 AM

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QUOTE(millenniummonkey @ Jul 2 2014, 07:35 PM)
Email the same form smile.gif
They are quite fast with BT. Email morning they call evening or the next day.

Think most of us here got watami for the 3% cashback.
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I did not spend alot. Mostly 1-1.5k per month. Had been using M2Amex and OCBC.
I don't think I can fully utilize the 3% cashback for watami as they exclude BT from that.
That's why I might be considering normal Aeon Gold card, at least got free access to airport lounge. hahaha..

By the way, I checked my PBB just now. Surprisingly they had already did the BT from my MBB and outstanding balance now become 1666.66. And as expected, they did not even bother to inform me my application had been success. LOL..

But my MBB had not receive any payment. Are PBB using IBG transfer or cheque facility?
millenniummonkey
post Jul 3 2014, 09:39 AM

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QUOTE(cyang @ Jul 3 2014, 09:24 AM)
I did not spend alot. Mostly 1-1.5k per month. Had been using M2Amex and OCBC.
I don't think I can fully utilize the 3% cashback for watami as they exclude BT from that.
That's why I might be considering normal Aeon Gold card, at least got free access to airport lounge. hahaha..

By the way, I checked my PBB just now. Surprisingly they had already did the BT from my MBB and outstanding balance now become 1666.66. And as expected, they did not even bother to inform me my application had been success. LOL..

But my MBB had not receive any payment. Are PBB using IBG transfer or cheque facility?
*
IBG.

See the old posts:-

PBB payment to AEON - Cheque (Total working days: 8)
PBB payment to OCBC - GIRO (Total working days: 5)
PBB payment to MBB - GIRO (Total working days: 5)
cyang
post Jul 3 2014, 09:46 AM

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QUOTE(millenniummonkey @ Jul 3 2014, 09:39 AM)
IBG.

See the old posts:-

PBB payment to AEON - Cheque (Total working days: 8)
PBB payment to OCBC - GIRO (Total working days: 5)
PBB payment to MBB - GIRO (Total working days: 5)
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Thank you smile.gif
yusiang
post Jul 3 2014, 10:58 AM

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QUOTE(personal loan swasta @ Jul 3 2014, 10:34 AM)
hi

-i would advice those who plan to go long tenure for balance transfer better go for alrajhibank , rate 7.89 % 5 years
. some banks offer 0 % but only for 6 month , if you failed to pay within 6 month , your interest back to normal 18 %

further info , can pm me or email

shafawati.abdjalil@gmail.com
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I suggest you don't spam.
cyang
post Jul 3 2014, 01:28 PM

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QUOTE(leo_kiatez @ Jul 2 2014, 11:57 PM)
So is there any RM30 "early settlement" fee imposed as stated in AEON's website- Fees and Charges Information? hmm.gif
" 0% Card Easy Payment Plan Cancellation/ Early Settlement Request
RM30 per request. "
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That is easy payment right?

Balance transfer T&C does not mention anything about early settlement.
https://www.aeonmalaysia.com.my/acs/static/.../BT_TnC_Eng.pdf

I might be wrong smile.gif
bearbear
post Jul 3 2014, 02:58 PM

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Any bank doing 0% other than aeon and pbb?

affin still on-going?
leo_kiatez
post Jul 3 2014, 10:28 PM

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QUOTE(cyang @ Jul 3 2014, 01:28 PM)
That is easy payment right?

Balance transfer T&C does not mention anything about early settlement.
https://www.aeonmalaysia.com.my/acs/static/.../BT_TnC_Eng.pdf

I might be wrong smile.gif
*
I notice my Balance transfer to AEON is reflected as "MALAYAN BANKING BERHAD 0% CEP 01/06" in the statement..That makes me wonder do AEON BT considered as Easy Payment ?? rclxub.gif

This post has been edited by leo_kiatez: Jul 3 2014, 10:29 PM
guy3288
post Jul 3 2014, 10:59 PM

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QUOTE(leo_kiatez @ Jul 2 2014, 11:57 PM)
So is there any RM30 "early settlement" fee imposed as stated in AEON's website- Fees and Charges Information? hmm.gif
" 0% Card Easy Payment Plan Cancellation/ Early Settlement Request
RM30 per request. "
*
No penalty if you pay early or pay extra. no benefit unless you demand for refund of overpayment
cyang
post Jul 4 2014, 09:26 AM

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BT from MBB to PBB
Submit Application to PBB : 30 Jun 2014
Approval : 2/3 Jun 2014 (No email/sms received, just assumption)
Payment received on MBB : 4 Jun 2014

I would say pretty fast smile.gif
leo_kiatez
post Jul 4 2014, 10:30 AM

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QUOTE(guy3288 @ Jul 3 2014, 10:59 PM)
No penalty if you pay early or pay extra. no benefit unless you demand for refund of overpayment
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For my case, AEON gave me a low credit limit, only 10k. Currently nearing the Max credit limit due to heavy spending and BT on this card. biggrin.gif Maybe no choice, need to do early settlement d to continue use the card.
For BT early settlement, can we decide which BT to settle first? Or must settle ALL the BT together? tongue.gif
yusiang
post Jul 4 2014, 12:13 PM

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QUOTE(Jason @ Jun 30 2014, 02:38 PM)
PBB's current offer will be ending at 31st July 2014. No news of renewal yet.
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They have renewed it to 31 December 2014, refer to https://www.pbebank.com/pdf/Promotions/form_bt.aspx
zr125
post Jul 4 2014, 03:51 PM

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Anyone use Maybank BT before?
How fast they process the application?
lucas114
post Jul 4 2014, 10:01 PM

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New to BT.

Lets say swiped RM1k with MBB Amex during weekend (Got RM50 cash rebate + 5k treatspoints). After the statement date, BT the RM1k from MBB to Aeon Watami. Will MBB reverse the RM50 cash rebate + 5k treatspoints?
victorywp
post Jul 4 2014, 10:14 PM

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QUOTE(lucas114 @ Jul 4 2014, 10:01 PM)
New to BT.

Lets say swiped RM1k with MBB Amex during weekend (Got RM50 cash rebate + 5k treatspoints). After the statement date, BT the RM1k from MBB to Aeon Watami. Will MBB reverse the RM50 cash rebate + 5k treatspoints?
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after you bt to aeon watami, not only mbb will not reverse the rm50 + 5k tp, but you further earn yourself 1k aeon points. thumbup.gif
lucas114
post Jul 4 2014, 10:23 PM

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QUOTE(victorywp @ Jul 4 2014, 10:14 PM)
after you bt to aeon watami, not only mbb will not reverse the rm50 + 5k tp, but you further earn yourself 1k aeon points.  thumbup.gif
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That sounds interesting. brows.gif thumbup.gif
victorywp
post Jul 4 2014, 11:05 PM

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QUOTE(lucas114 @ Jul 4 2014, 10:23 PM)
That sounds interesting.  brows.gif  thumbup.gif
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yeah, not many cc banks will give points for bt..
iamWill
post Jul 4 2014, 11:11 PM

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QUOTE(cyang @ Jul 4 2014, 09:26 AM)
BT from MBB to PBB
Submit Application to PBB : 30 Jun 2014
Approval : 2/3 Jun 2014 (No email/sms received, just assumption)
Payment received on MBB : 4 Jun 2014

I would say pretty fast smile.gif
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very geng. you submitted on 30 june. received on 4 JUNE notworthy.gif

here's mine:
BT from MBB to PBB
Submit Application to PBB (custsvc@publicbank.com.my): 30 June 2014
Approval : 3 July 2014
Payment received on MBB : 4 July 2014
guy3288
post Jul 4 2014, 11:51 PM

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QUOTE(leo_kiatez @ Jul 4 2014, 10:30 AM)
For my case, AEON gave me a low credit limit, only 10k. Currently nearing the Max credit limit due to heavy spending and BT on this card.  biggrin.gif  Maybe no choice, need to do early settlement d to continue use the card.
For BT early settlement, can we decide which BT to settle first? Or must settle ALL the BT together? tongue.gif
*
your over payment will just park there, waiting to clear your dues on statement date. you cant clear all the 6 instalments in 1 month.
cyang
post Jul 5 2014, 12:19 AM

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QUOTE(iamWill @ Jul 4 2014, 11:11 PM)
very geng. you submitted on 30 june. received on 4 JUNE  notworthy.gif

here's mine:
BT from MBB to PBB
Submit Application to PBB (custsvc@publicbank.com.my): 30 June 2014
Approval : 3 July 2014
Payment received on MBB : 4 July 2014
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hahaha..

My mistake.. tongue.gif
tbheng
post Jul 5 2014, 02:06 AM

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QUOTE(yusiang @ Jul 4 2014, 12:13 PM)
They have renewed it to 31 December 2014, refer to https://www.pbebank.com/pdf/Promotions/form_bt.aspx
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Great news! thumbup.gif rclxms.gif Thanks.
More BT... drool.gif

This post has been edited by tbheng: Jul 5 2014, 02:06 AM

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