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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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TSbrotan
post Jul 5 2014, 10:13 PM

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whenever i BT to Aeon, the CS will call for verification

and always will ask this "when is the last aeon cc transaction you did?"

i always malu to answer that . haha tongue.gif
tbheng
post Jul 5 2014, 10:46 PM

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QUOTE(brotan @ Jul 5 2014, 10:13 PM)
whenever i BT to Aeon, the CS will call for verification

and always will ask this "when is the last aeon cc transaction you did?"

i always malu to answer that . haha  tongue.gif
*
Why malu?? hmm.gif

What my experience was when they ask how did I pay for my last statement.
I answered "Err, via BT payment from PBB." sweat.gif
Because every month, I BT from other banks to AEON and then BT from AEON to PBB...
And I don't have the details of the cheques issued by PBB... sweat.gif
TSbrotan
post Jul 5 2014, 10:50 PM

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QUOTE(tbheng @ Jul 5 2014, 10:46 PM)
Why malu??  hmm.gif

What my experience was when they ask how did I pay for my last statement.
I answered "Err, via BT payment from PBB."  sweat.gif
Because every month, I BT from other banks to AEON and then BT from AEON to PBB...
And I don't have the details of the cheques issued by PBB... sweat.gif
*
how you make last payment ok lah

but they ask "when is your last cc transaction?". that means when you last swipe to buy something
tbheng
post Jul 5 2014, 11:10 PM

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QUOTE(brotan @ Jul 5 2014, 10:50 PM)
how you make last payment ok lah

but they ask "when is your last cc transaction?". that means when you last swipe to buy something
*
My case (and some BT regulars here too) just basically telling them that I am BT-ing back and forth (if you get what I mean).

But what's wrong with your "last transaction"? You mean you do not use your cc besides BT?
TSbrotan
post Jul 5 2014, 11:12 PM

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QUOTE(tbheng @ Jul 5 2014, 11:10 PM)
My case (and some BT regulars here too) just basically telling them that I am BT-ing back and forth (if you get what I mean).

But what's wrong with your "last transaction"? You mean you do not use your cc besides BT?
*
yeah blush.gif
Jason
post Jul 5 2014, 11:44 PM

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QUOTE(tbheng @ Jul 5 2014, 11:10 PM)
My case (and some BT regulars here too) just basically telling them that I am BT-ing back and forth (if you get what I mean).

But what's wrong with your "last transaction"? You mean you do not use your cc besides BT?
*
Yup. 0 transactions on AEON so far...
Come to think of it.. need 12 transactions to waive annual fee.. hmm. better go buy small small items 12 times.
DarReNz
post Jul 6 2014, 01:49 AM

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QUOTE(Jason @ Jul 5 2014, 11:44 PM)
Yup. 0 transactions on AEON so far...
Come to think of it.. need 12 transactions to waive annual fee.. hmm. better go buy small small items 12 times.
*
RM1 x 12 times ? even if you are overseas can use it to swipe as well since it gives the best overseas rates nod.gif

This post has been edited by DarReNz: Jul 6 2014, 01:50 AM
victorywp
post Jul 6 2014, 03:58 AM

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QUOTE(Jason @ Jul 5 2014, 11:44 PM)
Yup. 0 transactions on AEON so far...
Come to think of it.. need 12 transactions to waive annual fee.. hmm. better go buy small small items 12 times.
*
even if without any cashback or points to pump petrol using your cc, it is still better than having to pay for annual fee. so, the easiest and non-paiseh way is to pump rm1 petrol 12 times (pay at the pump).

tips: if you want, you can even go for 10sen x 12 = rm1.20 only for pumping petrol at the pump.
speedhunter
post Jul 6 2014, 09:13 AM

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Hi. Want to know between PBB & Aeon, which do you mostly recommended? TQ

This post has been edited by speedhunter: Jul 6 2014, 10:05 AM
tbheng
post Jul 6 2014, 09:40 AM

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QUOTE(victorywp @ Jul 6 2014, 03:58 AM)
even if without any cashback or points to pump petrol using your cc, it is still better than having to pay for annual fee. so, the easiest and non-paiseh way is to pump rm1 petrol 12 times (pay at the pump).

tips: if you want, you can even go for 10sen x 12 = rm1.20 only for pumping petrol at the pump.
*
Need a few visits to petrol station then as I believe you can't pump 12x one shot due to limit set per day.
And total visits will consume > RM1.20 petrol liao. laugh.gif

Then the previous forumer will face really "malu" situation when being asked "What was your last transaction?". Answer "A-hem... Pump RM0.10 petrol at BHP..." laugh.gif laugh.gif
millenniummonkey
post Jul 6 2014, 09:49 AM

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QUOTE(tbheng @ Jul 6 2014, 09:40 AM)
Need a few visits to petrol station then as I believe you can't pump 12x one shot due to limit set per day.
And total visits will consume > RM1.20 petrol liao.  laugh.gif

Then the previous forumer will face really "malu" situation when being asked "What was your last transaction?". Answer "A-hem... Pump RM0.10 petrol at BHP..."  laugh.gif  laugh.gif
*
No need reply. I always kena but just tell them can't remember and they will ask another question instead.
topearn
post Jul 6 2014, 09:51 AM

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QUOTE(Jason @ Jul 5 2014, 11:44 PM)
Yup. 0 transactions on AEON so far...
Come to think of it.. need 12 transactions to waive annual fee.. hmm. better go buy small small items 12 times.
*

Can pump petrol RM3 each time for 12X, totalling RM36 petrol...if U not malu people stare at U for doing such weird things or if got Q after U to pump petrol, they are silently cursing U for talking 20 min just to pump petrol, haha.

victorywp
post Jul 6 2014, 10:56 AM

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QUOTE(tbheng @ Jul 6 2014, 09:40 AM)
Need a few visits to petrol station then as I believe you can't pump 12x one shot due to limit set per day.
And total visits will consume > RM1.20 petrol liao.  laugh.gif

Then the previous forumer will face really "malu" situation when being asked "What was your last transaction?". Answer "A-hem... Pump RM0.10 petrol at BHP..."  laugh.gif  laugh.gif
*
QUOTE(topearn @ Jul 6 2014, 09:51 AM)
Can pump petrol RM3 each time for 12X, totalling RM36 petrol...if U not malu people stare at U for doing such weird things or if got Q after U to pump petrol, they are silently cursing U for talking 20 min just to pump petrol, haha.
*
12x swipes to free af is to be done within 1year.. don't have to rush swiping all in 1day.
bearbear
post Jul 6 2014, 03:25 PM

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lol u guys really go to the extreme.

for me just use it la, give and take don't need to utilize till the maximum everytime. biggrin.gif
Jason
post Jul 6 2014, 04:29 PM

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QUOTE(victorywp @ Jul 6 2014, 03:58 AM)
even if without any cashback or points to pump petrol using your cc, it is still better than having to pay for annual fee. so, the easiest and non-paiseh way is to pump rm1 petrol 12 times (pay at the pump).

tips: if you want, you can even go for 10sen x 12 = rm1.20 only for pumping petrol at the pump.
*
QUOTE(topearn @ Jul 6 2014, 09:51 AM)
Can pump petrol RM3 each time for 12X, totalling RM36 petrol...if U not malu people stare at U for doing such weird things or if got Q after U to pump petrol, they are silently cursing U for talking 20 min just to pump petrol, haha.
*
QUOTE(victorywp @ Jul 6 2014, 10:56 AM)
12x swipes to free af is to be done within 1year.. don't have to rush swiping all in 1day.
*
Hahaha, you guys damn funny. Come to think of it, final Sunday of every month got 5% rebate for petrol. Maybe pump RM20 x 2.

I didn't get that 10% SMS promo deal for AEON. Sad.

QUOTE(bearbear @ Jul 6 2014, 03:25 PM)
lol u guys really go to the extreme.

for me just use it la, give and take don't need to utilize till the maximum everytime. biggrin.gif
*
I guess when we are all playing with BT and then FD the cash.. we are kiasu to a certain degree. As for those BT cause cannot pay back, good luck digging yourself out of that hole.
bearbear
post Jul 6 2014, 05:23 PM

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QUOTE(Jason @ Jul 6 2014, 04:29 PM)

I guess when we are all playing with BT and then FD the cash.. we are kiasu to a certain degree. As for those BT cause cannot pay back, good luck digging yourself out of that hole.
*
true but for me also have to be considerate, a non-money making product simply means the company will find way to cut cost. This include terminating the BT offer biggrin.gif
Jason
post Jul 8 2014, 01:55 PM

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QUOTE(bearbear @ Jul 6 2014, 05:23 PM)
true but for me also have to be considerate, a non-money making product simply means the company will find way to cut cost. This include terminating the BT offer biggrin.gif
*
Don't worry there will be people who cannot pay back and dig grave with BT..then serve outstanding interest charged, AEON make big money drool.gif
millenniummonkey
post Jul 8 2014, 02:35 PM

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QUOTE(Jason @ Jul 8 2014, 01:55 PM)
Don't worry there will be people who cannot pay back and dig grave with BT..then serve outstanding interest charged, AEON make big money  drool.gif
*
+1
if bt must have self-control... else old debt + new debt = jumpa akpk...
one punch man
post Jul 9 2014, 12:28 PM

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anyone using the NEW Aeon visa/master card for BT and entitle for points also?
because this card do not give aeon rewards points like other aeon card but it give aeon member points
bearbear
post Jul 9 2014, 02:41 PM

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QUOTE(one punch man @ Jul 9 2014, 12:28 PM)
anyone using the NEW Aeon visa/master card for BT and entitle for points also?
because this card do not give aeon rewards points like other aeon card but it give aeon member points
*
Yes

RM2 = 1 pts

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