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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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zr125
post Feb 13 2014, 06:21 PM

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0% Balance Transfer in front page still valid?
zr125
post Apr 16 2014, 09:51 AM

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possible to BT 3K eventhough statement only 1.5K?
zr125
post Apr 30 2014, 08:17 AM

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We need to have that bank cc if want to do BT with them right?
zr125
post May 5 2014, 08:17 AM

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Noobs question.
If we want to pay BT via other banks, is it consider as cc payment or loan payment?
zr125
post Jun 20 2014, 08:18 AM

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QUOTE(ronnie @ Jun 19 2014, 10:33 PM)
This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
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received mine on 19/6..
zr125
post Jun 25 2014, 10:24 AM

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Guys, is this possible for AEON BT?

Done 1st BT with Bank A June Statement

I want to do 2nd BT with the same Bank A June Statement (as in 1st BT)..

Do you get what i mean?
zr125
post Jun 25 2014, 10:46 AM

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QUOTE(bearbear @ Jun 25 2014, 10:36 AM)
Purpose of so?

I've done this before due to complication of credit limit but the total amount is less or equal to outstanding in the same statement. They even called me to asked if it is ok to pay all in one.
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Because i need to BT from Bank A + Bank B to meet min 1k per BT.
Bank B statement (<RM1K) not yet out when I've done the 1st BT..
zr125
post Jun 25 2014, 01:48 PM

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QUOTE(ronnie @ Jun 25 2014, 01:44 PM)
Just to add... the CC Statement is used for a few verification by AEON BT
1. Name on the Statement must be your name
2. CC number must be same as application form
3. Amount on the statement (cannot exceed statement amount)
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What if we use the same statement twice to apply for 2 BT?
zr125
post Jun 30 2014, 09:53 AM

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Anyone BT from HLB To AEON before?

My AEON BT approved on 19/6.
Cheque send out on 23/6
HLB supposed to received on 24/6.

But until now, HLB does not reflect any amount cry.gif
zr125
post Jun 30 2014, 11:46 AM

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QUOTE(millenniummonkey @ Jun 30 2014, 10:41 AM)
Chill ~ The BT form itself stated 15 days.
If you're anxious, call AEON ask them check for you did HLB banked-in the cheque or not.
They can provide you with the cheque no. etc so you can liase with HLB yourself if you want...
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AEON ask me to call HLB to check.
But HLB said they did not receive any cheque from AEON rclxub.gif
zr125
post Jul 1 2014, 08:29 AM

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QUOTE(millenniummonkey @ Jun 30 2014, 10:41 AM)
Chill ~ The BT form itself stated 15 days.
If you're anxious, call AEON ask them check for you did HLB banked-in the cheque or not.
They can provide you with the cheque no. etc so you can liase with HLB yourself if you want...
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QUOTE(victorywp @ Jun 30 2014, 11:47 AM)
at least wait 2-3 days for the delivery of the cheque then only call to check.
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The payment reflected yesterday(30/6). Total ~12 days from my BT approved date (19/6).

Will i kena interest? My due date is on 27/6.. sad.gif
zr125
post Jul 1 2014, 10:35 AM

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QUOTE(millenniummonkey @ Jul 1 2014, 10:13 AM)
sure will kena late payment interest ~
the golden thumb is u r sure that the bt is unable to go thru before due date, pay the minimum urself first.
at least won't kena ccris and late payment interest.

u may call hlb asking them to waive off the late payment interest by giving reason they took long time time to clear the cheque so it's not ur problem but theirs. so they cannot penalty u for their fault.
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how to know if i kena interest? check HLB connect or wait for statement?

late payment maybe i will not kena because on the due date, i pay the min amount using CDM.
zr125
post Jul 2 2014, 11:45 AM

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QUOTE(guy3288 @ Jun 28 2014, 12:15 AM)
1)yes RHB needs statement
2)Yes you need to provide details, even the date the cheque was banked in and the location as well!

Once you know how to get the details of that BT payment, you can get interest free Cash Advance  with a RM2.00 IBG fee. But must have money ready in case your plan back fires.
i see ... that could be the reason why my own estimate was wrong, not mistake from Aeon , that BT approval was proper. Now, no point  we try to estimate or even ask the CS whether we can continue to apply the BT or not, just simply send in and see...  just BTed my RHB oustanding back to Aeon Watami.
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Bro, how many days after BT approved payment reflected in RHB?
zr125
post Jul 2 2014, 02:58 PM

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QUOTE(guy3288 @ Jul 2 2014, 02:03 PM)
bt from aen to rhb
emailed 27.5.14 , rec call/verification 27.5.14, apprved 28.5.14, money in 3.6.14
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confused already. haha.
this one AEON pay RHB right?

QUOTE(guy3288 @ Jul 2 2014, 02:03 PM)
oh yes i oso bt fr RHB to aeon back,
emailed 28.6.14Sat, rec call 30.6.14 Mon, apprved 30.6.14, money in dont know when yet.
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& this one. RHB pay AEON right?
zr125
post Jul 4 2014, 03:51 PM

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Anyone use Maybank BT before?
How fast they process the application?
zr125
post Jul 20 2014, 12:03 AM

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QUOTE(bingozero @ Jul 19 2014, 07:16 PM)
1st time being reject BT application from Maybank, phone them unable to told the reason.
Plan to apply BT from OCBC, it takes how many days to processing?
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How did you apply maybank BT?
zr125
post Aug 6 2014, 05:13 PM

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QUOTE(brotan @ Aug 6 2014, 04:37 PM)
affin has attractive long term BT. pls check post #1
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this one?

9) Affin - 24 mths, 6% fee, 0% interest / yr, Min - RM 2k per bank. Valid until : NA
10) Affin - 36 mths, 7% fee, 0% interest / yr, Min - RM 3k per bank. Valid until : NA
zr125
post Aug 6 2014, 05:41 PM

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QUOTE(brotan @ Aug 6 2014, 05:20 PM)
yup
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Which 1 is the best you think?

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