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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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meee
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 Jul 10 2014, 05:20 PM
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Getting Started
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i have 2 credit cards, UOB and MBB now my UOB bill is Rm3000, if i want to do the balance transfer do i follow this cart? MBB: http://www.maybank2u.com.my/WebBank/BTConvTable_240713.pdfUOB: https://www1.uob.com.my/personal/promotions..._fixedpayBT.htmif i BT with MBB 6 months, 0.5% * 6 months? if i BT with UOB 6 months, 3.3%? is that correct? i saw another link from UOB: http://www1.uob.com.my/personal/cards/feat...eatures_BT.htmlwhich one to follow? BT took how many days? the due date is near tho, just received the bill today.. This post has been edited by meee: Jul 10 2014, 05:25 PM |
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bearbear
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Jul 10 2014, 05:25 PM
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QUOTE(meee @ Jul 10 2014, 05:20 PM) i have 2 credit cards, UOB and MBB now my UOB bill is Rm3000, if i want to do the balance transfer do i follow this cart? MBB: http://www.maybank2u.com.my/WebBank/BTConvTable_240713.pdfUOB: https://www1.uob.com.my/personal/promotions..._fixedpayBT.htmif i BT with MBB 6 months, 0.5% * 6 months? if i BT with UOB 6 months, 3.3%/12*6? is that correct? i saw another link from UOB: http://www1.uob.com.my/personal/cards/feat...eatures_BT.htmlwhich one to follow? BT took how many days? the due date is near tho, just received the bill today.. you can only BT from UOB to Maybank; cannot be same bank. days is really subjective; range from 7 days to 14 days. |
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meee
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Jul 10 2014, 05:29 PM
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Getting Started
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QUOTE(bearbear @ Jul 10 2014, 05:25 PM) you can only BT from UOB to Maybank; cannot be same bank. days is really subjective; range from 7 days to 14 days. thanks for the reply  if i BT Rm3000 to MBB with 0.5% if that mean i pay Rm515/month? |
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cyang
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Jul 10 2014, 10:10 PM
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QUOTE(meee @ Jul 10 2014, 05:29 PM) thanks for the reply if i BT Rm3000 to MBB with 0.5% if that mean i pay Rm515/month? Why don't just BT to aeon? 0% interest.. |
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millenniummonkey
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Jul 11 2014, 06:49 AM
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Getting Started
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QUOTE(cyang @ Jul 10 2014, 10:10 PM) Why don't just BT to aeon? 0% interest.. Maybe annual salary less than rm36k, max 2 cards. |
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tbheng
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Jul 16 2014, 11:24 PM
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ronnie
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Jul 16 2014, 11:40 PM
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QUOTE(tbheng @ Jul 16 2014, 11:24 PM) AEON is getting super fast in BT processing...Just ONE working day.   I know why... cos you are regular BT applicant. They only need to check the 80% limit only... the rest is same-same |
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victorywp
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Jul 17 2014, 02:20 PM
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QUOTE(tbheng @ Jul 16 2014, 11:24 PM) exactly same with me!  |
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wan7075
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Jul 17 2014, 03:43 PM
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QUOTE(tbheng @ Jul 16 2014, 11:24 PM) where i can see this info? i log in aeon but didn't see it.  |
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victorywp
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Jul 17 2014, 04:29 PM
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QUOTE(wan7075 @ Jul 17 2014, 03:43 PM) where i can see this info? i log in aeon but didn't see it. this is a summary of his own bt timing. |
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kenlui
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Jul 17 2014, 09:10 PM
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Submitted BT on 16th July about 11am.
Received verification call 17th July 10am, confirmation SMS received at 4pm. That was really fast..
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ronnie
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Jul 17 2014, 10:40 PM
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I'm surprised I didn't get SMS Approval from AEON BT... second time running.
My CL is running low.... hahahaha
This post has been edited by ronnie: Jul 17 2014, 10:41 PM
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one punch man
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Jul 18 2014, 08:18 AM
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Getting Started
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guys, possible to BT to card under diff name?
i.e i have 3 card under my name total rm30k and i want to BT 30k to aeon card under wife name, possible?
reason is my app for aeon watami been rejected lor for no reason. so plan to app new under wife name
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millenniummonkey
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Jul 18 2014, 09:21 AM
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Getting Started
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QUOTE(one punch man @ Jul 18 2014, 08:18 AM) guys, possible to BT to card under diff name? i.e i have 3 card under my name total rm30k and i want to BT 30k to aeon card under wife name, possible? reason is my app for aeon watami been rejected lor for no reason. so plan to app new under wife name cannot... name must be the same... that's y they need ur statement... |
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RokXIII
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Jul 18 2014, 10:17 AM
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guys, need advice here:
I would like to BT from PBB to AEON, but the statement for PBB will only available on 25/26th, and I will be traveling oversea on 25th for 2 weeks. BT amount is around RM1800. Any idea how I manage to do the BT before i depart?
Did anyone try if PBB can release the statement earlier upon requested?
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bearbear
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Jul 18 2014, 10:24 AM
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QUOTE(RokXIII @ Jul 18 2014, 10:17 AM) guys, need advice here: I would like to BT from PBB to AEON, but the statement for PBB will only available on 25/26th, and I will be traveling oversea on 25th for 2 weeks. BT amount is around RM1800. Any idea how I manage to do the BT before i depart? Did anyone try if PBB can release the statement earlier upon requested? unfortunately Aeon require statement to support. what you can only do is seek help from your family member, pre-sign the BT application form and submit when statement is available. Need international roaming as well since Aeon needs to verify. |
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leo_kiatez
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Jul 18 2014, 02:00 PM
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QUOTE(ronnie @ Jul 17 2014, 10:40 PM) I'm surprised I didn't get SMS Approval from AEON BT... second time running. My CL is running low.... hahahaha It's time for you to full settlement your BTs...haha  |
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millenniummonkey
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Jul 18 2014, 02:05 PM
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Getting Started
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QUOTE(RokXIII @ Jul 18 2014, 10:17 AM) guys, need advice here: I would like to BT from PBB to AEON, but the statement for PBB will only available on 25/26th, and I will be traveling oversea on 25th for 2 weeks. BT amount is around RM1800. Any idea how I manage to do the BT before i depart? Did anyone try if PBB can release the statement earlier upon requested? they accept printscreen of ur internet banking displaying bank logo, name, credit card no. and o/s amount. if you got those, printscreen and send to them. |
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ronnie
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Jul 18 2014, 03:37 PM
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QUOTE(RokXIII @ Jul 18 2014, 10:17 AM) guys, need advice here: I would like to BT from PBB to AEON, but the statement for PBB will only available on 25/26th, and I will be traveling oversea on 25th for 2 weeks. BT amount is around RM1800. Any idea how I manage to do the BT before i depart? Did anyone try if PBB can release the statement earlier upon requested? You can use your PBB Online Statement (Unbilled) to submit to AEON. They will accept it. |
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