most of the time annual fee can waive.....

citibank officer said spend 30k and u get it waived.

Spent RM70k and received the 180k (max points) or RM1050 AA vouchers and have stopped using the card coz no more perks!

i using citibank card almost 5 years....never pay a single cent for annual fees....only gst

30k? i not sure i got use that much or not

I had calculate and able to waive off the subscription fee for all categories. Just thinking the benefit isit better then citibank platinum card?

Can Not be Compare, Better or Not is Up to Individuals & Depends on Your Spending Pattern...

hi all, is there any problem if apply 2 cc in same time??

Other than rm50 fee need to pay, I do not see any problem as long as your financial can afford it

if both of them approve, then i'll cancel one of it.....

Actually it depends on the income eligibility.

For cardholders earning RM36,000 per annum and less, cardholders can only hold credit cards from a maximum of two issuers.

Note that it is two issuers, not two cards.

hi, might be a noob question , but does anybody know how the minimum income requirement works? say visa signature generally needs RM100k per annum. If my base salary is RM50k but my bonus is 1 year , hence also Rm50k, with a combined total of RM100k p.a, am i entitled to visa signature, or will they only look at ur base salary. thnx in advance

Yeah, but annual fee for this airasia citibank card is slightly higher than normal. i.e. gold is rm180/platinum is RM380!!! How can you get it waived besides spending RM30K a year! I don't think I will spend that much. Maybe at most also is RM12k a year. Can i still get it waived?

i am having an important issue with pbe online banking

the story is that i changed my hp number and i have already updated my information, but i still cant get the OTP password to my phone when i want to purchase something, and it's very annoying

any sifu can help me with this?

edited

okay, i read some previous posts about otp

do i have to register the otp separately apart from updating information?

This post has been edited by [d]-ky: Aug 3 2013, 10:57 AM

i hold 10 CCs....i dont think i can concentrate spend 1 card to 30k , i never been charged annual fees before, do note previously i holding 3 cc from citibank itself

well if u scare....be4 the the expired date come, call n ask them c can waive or not, cannot waive then cancel it lo

nothing to lose, use 1 year cancel then wait 1/2 year , and apply back

Hello,

Anyone knows about the cimb 250 cashback promo?
The tnc stated require to send a sms with either maxis,celcom or digi to enable the promo. But im not using either one of the service provider listed. Anyone knows whether im entitle for this promo? Couldnt find the detail tnc in cimb site either..

Cannot lah. Only can use cash obtained from ATM or over the counter via cash advance to pay for your car and house installment.

But the cash advance fee would be very high.

Any credit cards good for large overseas spend? Lump sum (tuition fees) every half year.

Depends on the merchant lah. I don't think they would allow it without imposing a surcharge.

hi there.

Im using a maybank visa credit card.

When I open my online statement, it always says,

Statement balance RMXXX
Outstanding balance RMXXX

i always pay the 'outstanding' balance because that is the only figure that keeps changing every time i make a payment using the credit card.

but the statement balance, there has been an amount of RM200 plus, which i dont know what is it about.

If its a balance that i need to pay, then why dont just put it under the same group? like just put it as outstanding balance.

I want to ask what is that statement balance about, and do i need to pay it?

You should ALWAYS PAY Statement Balance BEFORE the Due Date ...
The Outstanding Balance is Statement Balance (Billed Transactions) + Unbilled Transactions (current swipes)

I am new to credit card. If i make a "minimum payment" for my credit card and i still got the balance, will it affect my CCRIS report?