Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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 Jul 22 2013, 10:11 AM
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All Stars
26,533 posts Joined: Jan 2003 
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QUOTE(R80 @ Jul 22 2013, 10:08 AM) guys any charges if i want to downgrade my citibank platinum to clear card? I don't think that is considered a card upgrade or downgrade. Regardless of that, the RM50 GST will be charged. |
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Jul 22 2013, 10:22 AM
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Junior Member
186 posts Joined: Jan 2009
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QUOTE(Human Nature @ Jul 22 2013, 10:11 AM) I don't think that is considered a card upgrade or downgrade. Regardless of that, the RM50 GST will be charged. thanks for ur reply.....this card doesn't suit my need......should've gotten the one with points reward |
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Jul 23 2013, 10:05 AM
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Senior Member
691 posts Joined: Jul 2011 
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guys, lets say i want to buy phone using credit card, maybank specifically. lets say the shop do not have installment option. so i bought it anyway, lets say rm2000. then can i ask the bank to charge the rm2000 as installment? whats the charge etc, dun know these things at all.
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Jul 23 2013, 12:46 PM
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Senior Member
1,422 posts Joined: Jan 2003 From: 192.168.0.100 
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QUOTE(akib_mullen @ Jul 23 2013, 10:05 AM) guys, lets say i want to buy phone using credit card, maybank specifically. lets say the shop do not have installment option. so i bought it anyway, lets say rm2000. then can i ask the bank to charge the rm2000 as installment? whats the charge etc, dun know these things at all. You can ask the bank to make it into installment, using Maybank EzyPay Plus.. their promo now charge 3% for 10 months installment.. find more details here --> Maybankard EzyPay Plus |
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Jul 23 2013, 12:51 PM
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Junior Member
43 posts Joined: Nov 2011
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hi all...if i received the sms said that my CC approval..how long did i will received the CC?
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Jul 23 2013, 01:05 PM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(veejin @ Jul 23 2013, 12:51 PM) hi all...if i received the sms said that my CC approval..how long did i will received the CC? At least 5 Working Days to Delivery & Receive |
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Jul 23 2013, 01:07 PM
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All Stars
26,533 posts Joined: Jan 2003
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QUOTE(veejin @ Jul 23 2013, 12:51 PM) hi all...if i received the sms said that my CC approval..how long did i will received the CC? It depends on the bank, some the next day, some 1 week. |
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Jul 23 2013, 01:10 PM
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Junior Member
43 posts Joined: Nov 2011
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QUOTE(Human Nature @ Jul 23 2013, 01:07 PM) It depends on the bank, some the next day, some 1 week. okay, thank you. i received 4 msg and 2 email on last 4 working days. |
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Jul 23 2013, 01:17 PM
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Senior Member
691 posts Joined: Jul 2011
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QUOTE(namh @ Jul 23 2013, 12:46 PM) You can ask the bank to make it into installment, using Maybank EzyPay Plus.. their promo now charge 3% for 10 months installment.. find more details here --> Maybankard EzyPay Plus thanks  |
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Jul 23 2013, 01:39 PM
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Senior Member
691 posts Joined: Jul 2011
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QUOTE(namh @ Jul 23 2013, 12:46 PM) You can ask the bank to make it into installment, using Maybank EzyPay Plus.. their promo now charge 3% for 10 months installment.. find more details here --> Maybankard EzyPay Plus ah one more question, how long their promo last? ok lets say i do it under promo period if promo period ends will i be charged the usual interest? |
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Jul 23 2013, 02:02 PM
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Senior Member
1,604 posts Joined: Oct 2005 From: Penang
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QUOTE(namh @ Jul 23 2013, 12:46 PM) You can ask the bank to make it into installment, using Maybank EzyPay Plus.. their promo now charge 3% for 10 months installment.. find more details here --> Maybankard EzyPay Plus from my understanding, correct me if im wrong, this promo is also valid for shop who didn't provide the ezypay plan? that means we can buy from any shop and call the bank to convert it?  |
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Jul 23 2013, 02:07 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(akib_mullen @ Jul 23 2013, 01:39 PM) ah one more question, how long their promo last? ok lets say i do it under promo period if promo period ends will i be charged the usual interest? The Rates Remain Same as When U SignupQUOTE(MaGNiFiCo @ Jul 23 2013, 02:02 PM) from my understanding, correct me if im wrong, this promo is also valid for shop who didn't provide the ezypay plan? that means we can buy from any shop and call the bank to convert it? Yes...  T&C's: http://www.maybank2u.com.my/WebBank/EzyPPlus071011_TnC.pdf This post has been edited by fly126: Jul 23 2013, 02:13 PM |
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Jul 23 2013, 05:41 PM
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Senior Member
691 posts Joined: Jul 2011
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how if cc limit oredi? still can use the ezypay?
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Jul 23 2013, 06:32 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(akib_mullen @ Jul 23 2013, 05:41 PM) how if cc limit oredi? still can use the ezypay? KECUALI, U Max-Up Your CL on EZ-Pay or Not You still can Use the Remainder CL...  |
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Jul 23 2013, 07:18 PM
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Senior Member
691 posts Joined: Jul 2011
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QUOTE(fly126 @ Jul 23 2013, 06:32 PM) KECUALI, U Max-Up Your CL on EZ-Pay or Not You still can Use the Remainder CL... haha, 50-50 understand. anyway thanks for the feedback |
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Jul 23 2013, 09:50 PM
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Junior Member
18 posts Joined: Oct 2010
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hi guys, let say for example i have a cc with limit of 5k and i bought 1 item worth rm4.8k with 0% easy installment for 24 months. meaning i used 96% of my credit card limit, would this reflect badly to the bank when i want to apply for loan? (e.g. car or house loan)
This post has been edited by desire51: Jul 23 2013, 09:51 PM |
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Jul 23 2013, 09:54 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(akib_mullen @ Jul 23 2013, 07:18 PM) haha, 50-50 understand. anyway thanks for the feedback what I Mean that, When Utilized ALL Your Credit Limit for EZ-Pay Plan then You NO CL Left to Spend on Others thing...  |
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Jul 24 2013, 02:08 PM
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Senior Member
1,211 posts Joined: Aug 2008
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QUOTE(desire51 @ Jul 23 2013, 09:50 PM) hi guys, let say for example i have a cc with limit of 5k and i bought 1 item worth rm4.8k with 0% easy installment for 24 months. meaning i used 96% of my credit card limit, would this reflect badly to the bank when i want to apply for loan? (e.g. car or house loan) yea...that will be reflect badly to the bank when you are applying your new loan.I experienced before, when I am applying the house loan, the RHB banker said you have monthly installment in your Mbb credit card which will be count as commitment...so it affect your loan amount.... Monthly installment is consider as your commitment! |
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Jul 25 2013, 09:13 AM
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All Stars
17,053 posts Joined: Jan 2003
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QUOTE(Mysterious Dr X @ Jul 20 2013, 12:57 PM) Hello everyone, I think all the credit card statement are the same. It only shows the merchant info. How would it know what you used it for?I was just wondering if anyone knows if RHB credit card statement/bill has itemized details on the transactions? Because i paid my fees a month back and i would like to see what did they bill me for. Or is it only the merchant info? |
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Jul 28 2013, 10:15 PM
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Junior Member
540 posts Joined: Jan 2008
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Hi all sifus i got a question about using mbb mastercard for online purchase.
Do i need to activate or do any steps to allow online transaction? So far all the online transaction i tried to do all kena rejected. But i can buy MAS ticket online, so it really confuse me... anyone know why? |
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