Read up this post#14:
https://forum.lowyat.net/index.php?showtopi...post&p=18584914

Sorry but that doesn't really answer me well plus the post was back in few years ago..

anyone care to answer? thx

no...not affected..

as long as u make minimum amount then ur c cris 0...

but in ur c cris will somehow show tht u have outstanding....

if u plan to making any loans..make sure u have good record for 12 months.....

maintain monthly minimum payment and better not to have many outstanding..

i have another question...lately been too many credit cards around....

with platinum nowadays are like previous day GOLD card...

how is a VISA SIGNATURE compare to a PLATINUM card...

still 100k

waiting it to come down haha

yah still 100k but what is the different btw this and platinum?

status? benefit? features?

thanks..

some card with better benefits

and of cz status

then how bout a

CIMB VISA SIGNATURE VS CITIBANK CASHBACK PLATINUM?

thanks

Please go to their respective website to read up on the features first.

anyone tried cancel the card before activate it ?

or cancel it after activate ?

due to dissatisfaction i decided to cancel the card but i dowan pay rm50, CS told me once u got the card, u gonna pay for the tax even its not activate

Hmm.. i thought CCRIS show either 0 or 1?...

would like to know this too, I got a card without applying for and now I'm suddenly charged for late payment + tax ..

I did not activate it..

If you never apply for the card, just file a complaint to Bank Negara.

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Guys, what will happen if you keep subscribe for new credit card then cancel before a year or in half a year just to enjoy the sign up promotion/benefits.?

Begin of the month I owe rm2k+ then i paid rm1.8k. Still owe few hundred. Then today i check until use is accumulate until rm1103 but statement balance put i owe rm2306 and outstanding balance is rm1153. All the number not add up 1. Is it they try to cheat me?

Statement balance shud b i still owe how much right. I already pay begin of the month rm1.8k le... how can still statement balance owe so much!!

always refer to outstanding balance

This.

Statement balance shows how much you owe in a particular month cycle. Say your bill is on every 12th of the month, any transaction before the date will be shown in the statement except the one you managed to pay before the 12th.

Please learn how to read your account detail 1st....

outstanding balance vs statement balance is difference.

Ok thnx

Cos i thought statement balance is the amount i owe and shud pay. So every time i pay the statement balance amount. Deswai sometimes confuse.

So the actual amount i owe is the outstanding balance la right? And shud only pay that?