Yes, the outstanding balance. That will be your most current, outstanding balance.

anyway to check credit cards status whether approved not by online? or must call?

You can view the card if you have the online banking system provided it is auto-linked. Applicable to certain banks only.

This post has been edited by Human Nature: Aug 13 2013, 05:56 PM

hi all, i just signup for RHB EVO credit card for about one month ago. I havn't swipe my card yet, but when i go to my RHB online banking account, there is a $50 in my outstanding balance and my available credit get deducted from $5000 to $4950. Can i know what does this mean?

That is the RM50 service tax.

Sigh. Got a car loan with AmBank and just received a SMS from them that my credit card is approved. I didn't even apply for it. Have to call and cancel before GST is charged to me.

Is this a norm for banks to do this if someone applies loan from their banks?

Some will do this. You can actually lodge a complaint as BNM has prohibited the offering unsolicited pre-approved credit cards.

Any credit card for 250k annual salary and above? Trying to find upper end cards that offer more goodies...

No thanks to cards that require high cash in bank amount...

This post has been edited by kaiserwulf: Aug 19 2013, 12:30 PM

I have to call to AmBank to understand the real situation before making a report to BNM if I'm not too lazy.

ya, same situation to me as I have housing loan with PBB, and they have provided me the credit card as well, after that the GST has charge to that card.

But in the end, they have extra charge me about the late payment as I have totally forgot the GST fee need to be pay.

Call to offset the extra charge, paid the RM50 and straight away cancel it.

Now they want me to write in.
It is so inconvenient when I'm not supposed to be penalized for something which I didn't ask for.

since u need to write, just cc bnm
i assumed they din mentioned cc when u took the hire purchase

In the end, someone from CS called me and just cancelled for me over the phone.
She also acknowledged that this is a pre-approved credit card and I didn't ask for it.
I didn't hear them mentioning about credit card, if they do, I will definitely reject it.
Anyway, the whole process of taking up loan, I didn't meet up with any bank officer. The dealer dealt directly with them and bank just called for verification.

This post has been edited by fruitie: Aug 19 2013, 04:53 PM

That is good. They probably got worried that you might write in to BNM

Yeah, I actually mentioned that to the CS via their online chat. I told her I wasn't happy that this came to me unexpectedly and I will write to BNM.
I must admit their online chat is really useful to get quick reference.

This post has been edited by fruitie: Aug 19 2013, 05:44 PM

glad that it has been sorted out
sometimes those agents/banks need to be taught before they'll learn

hi,

i want swipe my ccard for 5k(car downpayment)

problem is car dealer do not have swipe machine.

how to solve this?

if cash advance it will charge 5% thus will minus from 5k or it will go into card statement?

thx

Exactly. The card is not interesting at all, if it is a better one, I could have considered.
Again, they shouldn't do this without their clients' consensus and permission.
I'm definitely not willing to pay RM 50 for nothing.

I think on the statement but it is kinda scary for cash advance because the interest is on daily basis.
So, please make a wise decision before going for cash advance.

haha just read this


so how ler

Find a car dealer which has a terminal seems like the most logical option