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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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fruitie
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Mar 17 2013, 01:58 PM
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Rise and Shine
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QUOTE(xbotzz @ Mar 17 2013, 12:39 PM) Hi all, 1 question.. If I am in a spot where i cant use my 5% Titanium rebate and Amex rebate.. I have to choose between OCBC 1% or Maybank2card Visa (I think its 2xTP)... which will you go for ?.. saying the transaction is RM100.. Maybank2Card VISA is 1xTP.
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Human Nature
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Mar 17 2013, 02:52 PM
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QUOTE(xbotzz @ Mar 17 2013, 12:39 PM) Hi all, 1 question.. If I am in a spot where i cant use my 5% Titanium rebate and Amex rebate.. I have to choose between OCBC 1% or Maybank2card Visa (I think its 2xTP)... which will you go for ?.. saying the transaction is RM100.. QUOTE(fruitie @ Mar 17 2013, 01:58 PM) Maybank2Card VISA is 1xTP. Fruitie is right, MBB 2 Visa gives 1x TP which is ~0.5% so OCBC ti is a clear choice here.
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xbotzz
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Mar 17 2013, 07:07 PM
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QUOTE(Human Nature @ Mar 17 2013, 02:52 PM) Fruitie is right, MBB 2 Visa gives 1x TP which is ~0.5% so OCBC ti is a clear choice here. Thanks.
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N33d
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Mar 18 2013, 11:21 AM
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hi want to ask is it legal for a those small business to charge some kind of transaction fees when you make purchases using credit card?
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SUSDavid83
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Mar 18 2013, 08:58 PM
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Received SMSes today from RHB stating that 2 CC have been approved - RHB Tesco and RHB Platinum-i
I was shocked as I didn't see it coming since no calls from RHB.
I have to call the CS to cancel both of them.
RHB Tesco: Cancellation reason is RHB agent deceived me with outdated campaign
RHB Platinum-i: Cancellation reason is didn't apply this card at all!
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sphiroth
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Mar 18 2013, 11:28 PM
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Dear all. I just received an sms below:
RM0.00 Your UOB Credit Card 1612 has been successfully activated. Be part of UOB's privileged group and start enjoying the benefits today.
The problem is, I dont have or applied any uob card. Should I be concern with this sms out should I call the bank?
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ronnie
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Mar 18 2013, 11:39 PM
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QUOTE(sphiroth @ Mar 18 2013, 11:28 PM) Dear all. I just received an sms below: RM0.00 Your UOB Credit Card 1612 has been successfully activated. Be part of UOB's privileged group and start enjoying the benefits today. The problem is, I dont have or applied any uob card. Should I be concern with this sms out should I call the bank? Faster call UOB Customer Service..... if you don't have this CC, you are victim of Identity Theft
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SUSDavid83
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Mar 18 2013, 11:42 PM
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Usually they'll send out SMS to notify that your card is approved.  Better call UOB CS ASAP. It could be somebody mistyped the handphone number.
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sphiroth
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Mar 18 2013, 11:52 PM
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Just called uob. Seems like my data not in their system (checked by ic number). They also asked my phone number in case some other person mistyped their contact number.
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hye
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Mar 20 2013, 07:25 PM
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White Tiger
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Effective May 2, 2013. IBG transactions done via electronics means / e-Banking will only be charged 10 cents. No more reasons for anyone to give the excuse of not wanting to use IBG to pay their credit cards electronically. Cost of using cheque will go up next year starting April 1, 2014 - each cheque will now be charged RM0.50 News - TheStar 20130320This post has been edited by hye: Mar 20 2013, 07:27 PM
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ronnie
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Mar 20 2013, 10:05 PM
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QUOTE(hye @ Mar 20 2013, 07:25 PM) Effective May 2, 2013. IBG transactions done via electronics means / e-Banking will only be charged 10 cents. No more reasons for anyone to give the excuse of not wanting to use IBG to pay their credit cards electronically. Cost of using cheque will go up next year starting April 1, 2014 - each cheque will now be charged RM0.50 News - TheStar 20130320This DEFINITELY kudos to BNM to introduce low-cost IBG.... 10 sen per transfer ...Cost of Teh Tarik (RM1.00) can pay for 10 IBG transactions
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wh0cares
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Mar 20 2013, 10:17 PM
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I recently redeemed credit card points for some vouchers..already 5 weeks, still haven't receive yet. Usually how many weeks will it courier?
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SUSDavid83
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Mar 20 2013, 10:21 PM
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QUOTE(wh0cares @ Mar 20 2013, 10:17 PM) I recently redeemed credit card points for some vouchers..already 5 weeks, still haven't receive yet. Usually how many weeks will it courier? What bank? Did you call the CS?
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wh0cares
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Mar 20 2013, 10:23 PM
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QUOTE(David83 @ Mar 20 2013, 10:21 PM) What bank? Did you call the CS? Hong Leong Bank..after redeemed the points I cancelled the card. Maybank , almost 3 weeks .. still not receive also.
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SUSDavid83
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Mar 20 2013, 10:24 PM
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QUOTE(wh0cares @ Mar 20 2013, 10:23 PM) Hong Leong Bank..after redeemed the points I cancelled the card. Maybank , almost 3 weeks .. still not receive also. I suggest you to call the CS to verify the status.
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wh0cares
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Mar 20 2013, 10:27 PM
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QUOTE(David83 @ Mar 20 2013, 10:24 PM) I suggest you to call the CS to verify the status. Okay, sure.. view online the points already deducted.
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Vcys86
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Mar 20 2013, 10:40 PM
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May i know is there any difference in term of benefit between mbb2 gold card and mbb2 platinum card?
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rickkywong
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Mar 20 2013, 10:47 PM
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Getting Started

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QUOTE(Vcys86 @ Mar 20 2013, 10:40 PM) May i know is there any difference in term of benefit between mbb2 gold card and mbb2 platinum card? pls refer to here: http://forum.lowyat.net/topic/2641365
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maru
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Mar 21 2013, 09:46 AM
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QUOTE(hye @ Mar 20 2013, 07:25 PM) Effective May 2, 2013. IBG transactions done via electronics means / e-Banking will only be charged 10 cents. No more reasons for anyone to give the excuse of not wanting to use IBG to pay their credit cards electronically. Cost of using cheque will go up next year starting April 1, 2014 - each cheque will now be charged RM0.50 News - TheStar 20130320i can save a lot of time n petrol because of that! no need purposely go out n make payment
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2ack
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Mar 22 2013, 05:14 PM
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New Member
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I would like to ask what's wrong with my situation that i can't even get a gold credit card. I have a company turnover of more then 2 millions per annum not including my tenancy agreement. the only loan i have is asb loan dated back from 2007 and i have no problem paying it because i used auto debit for the loan. the only thing that i can think of is i don't have a borang b and my directorship is less then 2 years. the company is transfer from my mother name. i already tried a few like hsbc,cimb,uob and even maybank itself where i corporate current account is there also i cant get. I wanted to used it for travel and business cause i dont want to carry a large sum of cash everytime. the only solution that I can think of right now is pledging my money to hsbc or ambank. but if there's any other options or people know a few banks or institutional that is quite lenient please let me know. thanks This post has been edited by 2ack: Mar 22 2013, 05:15 PM
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