I will take the offer with a pinch of salt as it is not offered to you in black and white. (official writing)
You definitely need to seek further official clarification as your situation is rather precarious.

Let's say a principal and supplementary card have different cardholder names. When the supplementary cardholder has overdue payment, does this affect the principal cardholder? Credit history, interest rate, etc.

Principal card holder are responsible for everything that the supplementary cardholder does. This statement should sum up and answers all your questions.

I just published my review of the revamped RHB EVO credit card - RHB EVO Visa and MasterCard - It's For Entertainment and eShopping Only.

The main benefit of the RHB Evo is the 20% cash back for entertainment expenses, but still capped at RM50/month. One also earns 2X points for eshopping and paying bills via RHB Online.i

edited - made a mistake

This post has been edited by Gen-X: Oct 20 2012, 07:15 PM

how about this new promotion from public bank?
http://www.pbebank.com/en/en_content/perso...otions/388.html

i used few of my cc which back i din sign lol , 4 years been using citibank cc without signature

only went i at oversea, they force me sign on the card be4 use it

haha

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Added on October 22, 2012, 10:39 amaddon : sometimes the cashier look at my card but no signature....not a single damn given also....she just give me back my card n said TQ

not once but many times at different places

This post has been edited by maru: Oct 22 2012, 10:39 AM

you might be a careful person, but other new users may not be. so a good advice is to remind all new users to sign it.

well bro...

to be truth, those ppl who handle ur card, actually din really compare the signature 100%

so if someone pick up ur card, and try learn ur signature, the transaction will go thru also....

:/

True, but if one picks up your card and there is no signature at the back, they signed, even easier to go through because they do not need to learn your signature.

Those merchants handling your card are supposed to verify the signature. In the case of fraud, if proven they did not verify the signature, the losses are for them to bear. I believe not enough awareness is given to those cashiers for the minimum due diligence they should adhere to.

I will always be very impressed when i notice a cashier took the time to glance over to check the signature.

Few years ago, I forgot to sign my CC for several months.
One cashier ask me, and I sign the back of the CC in front of her, then sign the receipt

haha this happen to me when i was in HK, the cashier ask me sign the card first then accept the transaction lol

i think the cashier dont give a damn, as long it go thru ntg to do v her lol

hi guys,

Noob question here. Let say if I purchase item with cc, priced RM2.5K. Do I need to pay amount RM2.5k next month or I can pay any amount I want until balance reaches 0?

mbb 2 cards(cl 5k). And what benefits using ezypay?

thanks

General rule, pay before due date to avoid penalty. Due date will be stated in your monthly statement, usually 20 days after the statement date.

For ezypay, you need to read on what are specific terms.

Best and recommended financing method by forumers here:
- Have 2.5k cash already ready.
- swipe 2.5k, if Amex at weekend.
- when bill comes, pay 2.5k settle all.

2nd best - convert to 0% installment
- 6/12 months
- every month pay full amount of the installment.

dan lain lain (not recommended )
* >0% installment/ezypay or with admin charges
* minimum payment monthly

Hello guys..one noob question..if my statement date is on 21st and due date is on 11...my question here is if i buy anything on 25th..do i need to pay it before 11 to avoid the intrest?

NO, the 25th purchase will only appear in the next month cycle ie your next statement.

Is it True....we have Better Percentage to get Credit Card Approval from Bank..., if we submit the Credit Report together with our Income Documents on Credit Card's Application...??? (Heard this from a friend of mine)

This post has been edited by fly126: Oct 23 2012, 01:46 AM

You cannot apply the credit card without income documents as per new BNM guideline.

Not true. The bank will pull fresh new CCRIS report with or without you submitting.