Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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 Aug 15 2012, 03:17 AM
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#1
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Junior Member
234 posts Joined: Feb 2011 
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Im self employed
Epf contributor Got car loans( payment quite okay) Statement bank maintain 8k to 20k per month When i apply citibank cc..they do not approve it I dont know what is the problem |
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Aug 15 2012, 05:42 PM
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#2
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(fireballs @ Aug 15 2012, 03:24 AM) try get local bank one first esp those desperate ones, then use that to apply for citi Tq!Added on August 15, 2012, 3:24 ammy record superclean got platinum cards but my ocbc titanium kena reject 3 times  |
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Aug 19 2012, 03:17 AM
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#3
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Junior Member
234 posts Joined: Feb 2011
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Is there anyone here use public bank credit card?is it okay or not?Help me buddy
This post has been edited by zulhisyamr: Aug 22 2012, 11:19 AM |
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Aug 23 2012, 10:37 AM
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#4
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(zulhisyamr @ Aug 19 2012, 03:17 AM) Is there anyone here use public bank credit card?is it okay or not?Help me buddy Answer me please |
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Aug 23 2012, 11:02 AM
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#5
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(cannavaro @ Aug 23 2012, 10:52 AM) My personal opinion - It's one of the worst out there. Limited benefits. CS?sorry..noob here..Their CS is fine though. |
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Aug 23 2012, 11:15 AM
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#6
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(fruitie @ Aug 23 2012, 11:13 AM) Customer service. Tq.. |
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Aug 24 2012, 02:50 PM
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#7
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Junior Member
234 posts Joined: Feb 2011
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RHB travel money credit card....look intresting..for petrol:5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station nationwide..also got airmile point...anyone here have use this card??
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Aug 24 2012, 03:02 PM
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#8
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(Gen-X @ Aug 24 2012, 02:55 PM) Better you go read the terms and conditions for the Petrol Cash Back and understand them before you sign up for it. Don't want you come back here and complain you got cheated like thomas, see post #723. And check my blog next week where I will be publishing an article on RHB Credit Cards. Orite..tq bos.. |
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Aug 29 2012, 05:51 PM
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#9
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Junior Member
234 posts Joined: Feb 2011
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Why Its so hard to get cc approve nowdays?...the first citibank clear card rejected..now hlb essential card also rejected..hurm..no idea...
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Sep 4 2012, 03:00 PM
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#10
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Junior Member
234 posts Joined: Feb 2011
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Cimb,hong leong,citibank,hsbc..all of this bank reject me..i don think im in ccris prob..loan pay on time..
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Sep 4 2012, 07:20 PM
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#11
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(FastCoder @ Sep 4 2012, 06:19 PM) Good repayment record in ccris is not the only criteria for granting of credit. Tq for the info buddyIn my opinion, if you have maxed out all your available credits, that may affect your ability to get approval. Another possible reason is that you may have applied for new credit, too many times, recently. |
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Sep 12 2012, 03:25 PM
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#12
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Junior Member
234 posts Joined: Feb 2011
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i've just received my cimb petronas mastercard...how to activate it??
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Sep 12 2012, 03:41 PM
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#13
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(Human Nature @ Sep 12 2012, 03:30 PM) call the number printed at the back of your card. tq...one more thing...how to link my cc to cimbclicks??  |
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Sep 12 2012, 03:47 PM
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#14
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(Human Nature @ Sep 12 2012, 03:45 PM) i have forgotten how i did mine last time. just ask the customer service when you call to activate your card oic..orite..tq   Added on September 12, 2012, 3:47 pm QUOTE(Human Nature @ Sep 12 2012, 03:45 PM) i have forgotten how i did mine last time. just ask the customer service when you call to activate your card oic..orite..tq This post has been edited by zulhisyamr: Sep 12 2012, 03:47 PM |
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Sep 20 2012, 11:44 PM
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#15
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Junior Member
234 posts Joined: Feb 2011
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Hello guys..i just wanna ask about the 20 days free intrest period...how they count that..is it from the day item purchases or cc statement due date?
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Sep 21 2012, 01:21 PM
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#16
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(Human Nature @ Sep 20 2012, 11:47 PM) counted from statement date. in other words, there will be no interest charged if you pay all outstanding before the statement due date. Tq buddy |
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Oct 22 2012, 11:53 PM
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#17
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Junior Member
234 posts Joined: Feb 2011
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Hello guys..one noob question..if my statement date is on 21st and due date is on 11...my question here is if i buy anything on 25th..do i need to pay it before 11 to avoid the intrest?
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Oct 23 2012, 10:29 AM
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#18
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Junior Member
234 posts Joined: Feb 2011
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QUOTE(Human Nature @ Oct 23 2012, 12:14 AM) NO, the 25th purchase will only appear in the next month cycle ie your next statement. Hmm...so i have more than 20 days free intrest period rite? |
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