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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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Gen-X
post Oct 12 2012, 10:13 AM

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QUOTE(kurtkantoi @ Oct 12 2012, 09:22 AM)
I didn't know about this Visa buy 1 Free 1 promo for GSC ticket. Better late than never. Taken 2 this weekend.
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If you drop by here more often and read all the posts, you would have been informed of this GSC Visa promotion mentioned in this thread earlier by your truly.

Of if you have read my article The Best Credit Cards for Movie Tickets, you would have also learned about it. However, it is not too late for you to read my article and learn about other FREE Movie Ticket Promotion with Credit Cards. tongue.gif

And for those of you who do not read My Credit Cards at Wordpress blog, recently I posted that Citibank Free 1 for 1 Movie Ticket Promotion have been changed to Friday instead of Saturday effective 1st of this month mad.gif
ykhong
post Oct 12 2012, 02:22 PM

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Hi Taiko,

my credit card balance for this month is just RM2.**, just wondering if im not paying this RM2 for this month and wait to settle from the other month will they charge me interest? if yes how much will be charged?


SUSPink Spider
post Oct 12 2012, 02:26 PM

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QUOTE(ykhong @ Oct 12 2012, 02:22 PM)
Hi Taiko,

my credit card balance for this month is just RM2.**, just wondering if im not paying this RM2 for this month and wait to settle from the other month will they charge me interest? if yes how much will be charged?
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15-18% p.a.
So, about 1.5% x RM2 = 30 sen

BUT, if u dun pay, u will also be charged late payment fee on top of the interest

Just go the cash deposit machine and put RM10 in lor...dun tell me RM10 also u dun hv laugh.gif

This post has been edited by Pink Spider: Oct 12 2012, 02:27 PM
atlantis2007
post Oct 12 2012, 02:29 PM

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QUOTE(Pink Spider @ Oct 12 2012, 02:26 PM)
15-18% p.a.
So, about 1.5% x RM2 = 30 sen

BUT, if u dun pay, u will also be charged late payment fee on top of the interest

Just go the cash deposit machine and put RM10 in lor...dun tell me RM10 also u dun hv laugh.gif
*
not 30 cents. there are minimum charge, 5 or 10, i forgot. better pay up
SUSPink Spider
post Oct 12 2012, 02:38 PM

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To give u an idea, got this from HLB website, most banks are the same:

Minimum Monthly Repayment
5% of the outstanding balance or a minimum of RM50, whichever is higher.

Late Payment Charge
Late Payment Charge of 1% of total outstanding balance as at statement date, subject to a minimum of RM10 and a maximum of RM75.

Just go and bank in RM10 lar doh.gif


Added on October 12, 2012, 2:38 pm
QUOTE(atlantis2007 @ Oct 12 2012, 02:29 PM)
not 30 cents. there are minimum charge, 5 or 10, i forgot. better pay up
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RM10 late payment penalty + interest 30 sen, somewhere around there

This post has been edited by Pink Spider: Oct 12 2012, 02:38 PM
cherroy
post Oct 12 2012, 02:41 PM

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RM10 is small matter but
Because of didn't pay RM2, then one being listed in CCRIS that has one non-payment? laugh.gif

This post has been edited by cherroy: Oct 12 2012, 02:46 PM
funnybone
post Oct 12 2012, 02:44 PM

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Always pay thru only banking. Owe 40cents also can pay brows.gif
SUSPink Spider
post Oct 12 2012, 03:01 PM

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QUOTE(funnybone @ Oct 12 2012, 02:44 PM)
Always pay thru only banking. Owe 40cents also can pay brows.gif
*
but incur RM0.50 to RM2.00 GIRO charges? laugh.gif
munkeyflo
post Oct 12 2012, 03:33 PM

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Isn't there a minimum payment of RM50 or something? If you don't pay then they will penalize you also ma.

But you then say you overpaid last month so doesn't that mean you overpaid them RM2? If like that then no need to pay also. Or maybe I no understand you.
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post Oct 12 2012, 03:44 PM

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QUOTE(munkeyflo @ Oct 12 2012, 03:33 PM)
Isn't there a minimum payment of RM50 or something? If you don't pay then they will penalize you also ma.

But you then say you overpaid last month so doesn't that mean you overpaid them RM2? If like that then no need to pay also. Or maybe I no understand you.
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last statement overpaid e.g. RM100
this statement charges e.g. RM98
balance outstanding RM2
fly126
post Oct 12 2012, 04:00 PM

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QUOTE(kurtkantoi @ Oct 12 2012, 09:22 AM)
I didn't know about this Visa buy 1 Free 1 promo for GSC ticket. Better late than never. Taken 2 this weekend.
*
GSC's UPDATES: (Pick up from Facebook, today)
Dear GSC Patrons,
Due to overwhelming response, VISA buy 1 get 1 free promotion via online purchase will end on 14th October 2012, at 23:59pm.
We deeply apologize for any inconvenience.

Confirm, No More Free Ticket... sad.gif

This post has been edited by fly126: Oct 12 2012, 04:03 PM
ronnie
post Oct 12 2012, 04:04 PM

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QUOTE(fly126 @ Oct 12 2012, 04:00 PM)
GSC's UPDATES: (Pick up from Facebook, today)Dear GSC Patrons,
Due to overwhelming response, VISA buy 1 get 1 free promotion via online purchase will end on 14th October 2012, at 23:59pm.
We deeply apologize for any inconvenience.

No More Free Ticket... sad.gif
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There a so "insincere" to cut-short such offers.... didn't GSC or Visa do their marketing planning first.
This gives both VISA and GSC a bad name doh.gif whistling.gif blink.gif
fly126
post Oct 12 2012, 04:08 PM

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QUOTE(ronnie @ Oct 12 2012, 04:04 PM)
There a so "insincere" to cut-short such offers.... didn't GSC or Visa do their marketing planning first.
This gives both VISA and GSC a bad name  doh.gif  whistling.gif  blink.gif
*
Stick back to CT Clear Card 1 for 1 Movie Ticket... sweat.gif
htc
post Oct 12 2012, 04:15 PM

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QUOTE(fly126 @ Oct 12 2012, 04:08 PM)
Stick back to CT Clear Card 1 for 1 Movie Ticket... sweat.gif
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CT Clear Card also entitles you to buy 1 free 1 at coffee bean rclxm9.gif
kurtkantoi
post Oct 12 2012, 04:34 PM

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QUOTE(fly126 @ Oct 12 2012, 04:08 PM)
Stick back to CT Clear Card 1 for 1 Movie Ticket... sweat.gif
*
Its only on Friday. Friday is very short time to watch movie. I mean, can only watch after work time. whistling.gif
fly126
post Oct 12 2012, 04:40 PM

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QUOTE(kurtkantoi @ Oct 12 2012, 04:34 PM)
Its only on Friday. Friday is very short time to watch movie. I mean, can only watch after work time.  whistling.gif
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I'm OFF on Friday that benefits me most...but kena kerja on Weekends lol sweat.gif
kurtkantoi
post Oct 12 2012, 08:26 PM

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I tried login in GSC website and try to pay online for 2 movie tickets. Even though after choose credit card the price remain the same. When can I see the price reduce to make it buy one free one? Anyone can help me on this?
fly126
post Oct 13 2012, 12:17 AM

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QUOTE(kurtkantoi @ Oct 12 2012, 08:26 PM)
I tried login in GSC website and try to pay online for 2 movie tickets. Even though after choose credit card the price remain the same. When can I see the price reduce to make it buy one free one? Anyone can help me on this?
*
The offer applies only to over-the-counter purchases at the respective Cathay, or GSC or TGV outlets and not to purchases made by any other methods, including but not limited to e-payment ticketing facilities, online ticket purchases or purchases made over the telephone...
(Terms & Conditions of CT Clear Card) brows.gif

This post has been edited by fly126: Oct 13 2012, 12:18 AM
yflai1
post Oct 13 2012, 12:31 AM

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QUOTE(ronnie @ Oct 12 2012, 04:04 PM)
There a so "insincere" to cut-short such offers.... didn't GSC or Visa do their marketing planning first.
This gives both VISA and GSC a bad name  doh.gif  whistling.gif  blink.gif
*
Yes, agreed. Just like the previous Maybank Buy 1 Free 1 Movie tickets offer, Starbucks/Amex Buy 1 Free 1 offer etc. They did not expect Malaysians to be so kiasu.
Going for Gold Class and Premier Class when its Buy 1 Free 1. biggrin.gif sweat.gif doh.gif

QUOTE(fly126 @ Oct 13 2012, 12:17 AM)
The offer applies only to over-the-counter purchases at the respective Cathay, or GSC or TGV outlets and not to purchases made by any other methods, including but not limited to e-payment ticketing facilities, online ticket purchases or purchases made over the telephone...       
(Terms & Conditions of CT Clear Card) brows.gif
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I think the offer kurtkantoi meant was the Visa promo and not the Citibank card promo. rolleyes.gif
fly126
post Oct 13 2012, 01:06 AM

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QUOTE(yflai1 @ Oct 13 2012, 12:31 AM)
Yes, agreed. Just like the previous Maybank Buy 1 Free 1 Movie tickets offer, Starbucks/Amex Buy 1 Free 1 offer etc. They did not expect Malaysians to be so kiasu.
Going for Gold Class and Premier Class when its Buy 1 Free 1.  biggrin.gif  sweat.gif  doh.gif
I think the offer kurtkantoi meant was the Visa promo and not the Citibank card promo.  rolleyes.gif
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I think U were Right...
So Sorry about that, Wrong Impression... sweat.gif doh.gif

This post has been edited by fly126: Oct 13 2012, 01:47 AM

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