Could be subsidiary cards. Or they already have a home loan etc with the bank. Or they may have other income you don't know about. Or they simply didn't tell you their real salary. I have never told anyone besides my parents my real salary in my entire life.

do u employees get auto infinite card ar? or priority banking?

This MIGHT BE good for those who already have a car for family and personal used, the $450 can supplement the montly expenses.

Assumed you already have own car, so exclude tax, parking, insurance etc:

some sales people can clock 5000km or more per month.

Say your car can run at best 14km/l, that's 360L of petrol.

Say you buy cheap RON 92 (take it as $2/L) , that's $2 x 360 x 15% discount(if you have) =  $612

every 10k you service your car once, say cheap cheap type $100, that's $50/month

say your tyre last you 40,000km, cheap cheap 4x $100/pc, that's  $50/month

Just these extra running cost item alone cost you $712 / month.

$450 you get is not much unless your cut on the sales is really good to offset the difference.
cost of car dont have to be 80k lah... this will do
http://www.sgcarmart.com/used_cars/info.ph...=215345&DL=1009

No leh. I got Citi premier miles but my total pay is nowhere near S$80k p.a.

if I decided to convert it to cash, is it higher than Clear card ? but Clear card a lot of dining perks, which i use quite often 

Mine is still 2X monthly salary limits after so long. Never offer to increase also. Maybe spending power not there coz this is my secondary card.

---

Added on April 26, 2012, 11:10 am

I'm also confused on those minimum requirement set by banks. Shouldn't it be regulate by the central bank, like the MAS ?

well if you go to the bank's websites ... for example DBS Esso Platinum card (i just randomly clicked)

Hehe. I got this card. Use only for petrol     . Kinda like free for life, DBS can't charge annual fees for it even if they wanted to.

lol no. scb has preferred banking (which allows you to apply for world mastercard) and priority banking (which allows you to apply for visa infinite). the primary criteria for getting into preferred / priority banking is 'keep $xxxxx in deposits' or 'have $yyyyy worth of housing loan,' neither of which my poorfag self qualifies for

freshies engineer paid 2200 and above.

for expenses, check back few pages back, i think there's a breakdown. generally 1000 will be enough for a small room (500), food (300-400) and bill/transport (100). if you share room, can save/spend more.

i got some questions to ask hor...
lately i just got an offer from singapore, working as an engineer assistant.
and i have exactly no idea on singapore's expenses and living and salary thingy.

they offer me SGD 1.6k + allowance as i am a diploma graduate. how is that ah?

ok guys question.

normally, in singapore will they deduct something like epf in the salary?

sorry noob question. i'll start working there next month.

Hi everyone . I am going to submit my spr application . Noticed there is a thing called household census list . Does anyone know what is that ? Any other thing I need to take note during submission ? Thanks in advance for your reply

You hansem kua?

Helooooo. I will be going to BDO Singapore to interview next week, under external audit, which will require to bond 18mths employment. Hence, i am keen to know:
1) What is the computer policy/bond u meant in BDO SG?
2) How much is the asking/ expected salary should i request? I am an ACCA graduate with 3 years working experience but not from Big4, which 1 year and 4 months in small local audit firm & 1 year and 8 months in a PLC as accounts executive, both in KL. i am 24 yrs old now.
3) How is the working life there? Everyday works till mid night ma?
4) since i can apply ACCA membership now, does BDO singapore pay for me?

Your kind reply & advice to me i am much appreciated. Thanks in advance.

? EM guys don't have those company discount card? 18% or more?

I was mainly using dividend card for petrol, now looking at how and which card to apply for JB petrol. Any idea?

ok guys question.

normally, in singapore will they deduct something like epf in the salary?

sorry noob question. i'll start working there next month.

only for sg pr and citizens got cpf... if not u take full 100% salary take home. but still got yearly income tax la...