yes, that's correct
no fees for my debit card with BSA since opening it on 20/7/15, which means last month was anni

Im still using old CIMB card. Planning to change it to debit card now. Which card I should choose to avoid this RM15 annual fee.

Another thing which PB Debit Card does not have annual fee.

This post has been edited by Ivan Sac: Aug 23 2017, 02:06 PM

just make sure your account is basic savings account with non fees option will do

You could also try this card, Public Bank Petron Debit Card

Hey guys
Anyone here participated in HLB Digital Day promotion?
Has any of you received the 7% cash back for debit card?
I have received the 7% bonus interest for CASA

Thanks for clearing my doubt.

Suppose that I open a basic current account without annual fee, in CIMB. The annual fee of debit card (linked to this basic current account) will not be charged to me, right?

Yes correct

I got the bonus interest also not sure if got the cashback

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i suppose it's inevitable....maybank old yellow/black atm cards will be disabled from 1 November 17....

and yes, you will now need to pay annual fees for a debit card, which you may never use....and only use as atm card....

Well you have 2 options,
1. Is to call Maybank and request your withdraw limit be changed to only 4 times a month to be annual fee free but subsequent withdrawals will cost 50sen each or

2. Change to Basic Savings Account for 8 free withdrawals per month and also Annual Fee Free.

Actually the default is the free card with 4 free withdrawals....unless you request for the unlimited service....

Ok, OCBC is getting very desperate to replace all OCBC ATM cards to OCBC debit cards, until the bank is willing to bear the cost of sending OCBC debit card via mail to home of OCBC bank customers. If I am not mistaken, Bank Negara Malaysia may impose penalty on any bank in Malaysia, which does not achieve an acceptable conservation rate from ATM cards to MyDebit cards. That may be one of some reasons that OCBC Bank is willing to pay for the postal changes, to avoid being given a hefty penalty by Bank Negara Malaysia.


https://www.ocbc.com.my/personal-banking/ca...rd-renewal.html




Let’s say that I refuse to change my OCBC ATM card to OCBC debit card. Thus, I am fully understand that I cannot withdraw money from my saving account, via OCBC ATMs and other ATMs. I am okay with that, as long as I can still control my saving account, using OCBC online banking website (via IBG and IBFT Transfer).


As stated in the website, if I do not obtain OCBC debit card, I cannot perform MEPS Instant Transfers via OCBC Online Banking. Huh? Since when is instant Transfers via OCBC Online Banking associated with OCBC debit card? It is unfair to us OCBC bank customers, as OCBC Bank forces us to use OCBC debit card and imposes RM 8.48 annual fee upon us, just because we want to perform fund transfer via OCBC Online Banking.


For some banks, I can choose not to have a debit card, but can still have access to internet banking website. With the access, I can perform fund transfer (IBG and IBFT Transfer) from and to my saving account, with ease. The absence of the debit card only prevents me from withdrawing money from ATM, which is not really a big issue for me. For retail swiping at credit card terminal, I am sure that many of us will use credit cards instead, for better cashback and reward points.


In short, it is unfair for OCBC Bank to remove our ability to perform MEPS Instant Transfers via OCBC Online Banking, just because we do not obtain OCBC debit card.

This post has been edited by kart: Sep 17 2017, 10:55 AM

How do I opt-in for overseas purchase (CNP) for my Public Bank Debit Card? I cannot find that option in both Pb website and ATM machine. What I missed?

looks like all banks are completing the migration from 1 nov....maybank also....

the online banking system for most banks are linked to the atm card....and for meps transfers, linked to the meps network...hence you need to have an atm card....which by default now means a debit card....

Really? Sigh. Are you saying that I have to change to OCBC debit card and pay RM 8.48 annually, just to retain the ability to perform fund transfer (IBG and IBFT) via OCBC Online Banking?

Well, I have a saving account with Standard Chartered Bank. Even though I terminated my Standard Chartered debit card, I can still perform fund transfer (IBG and IBFT) via Standard Chartered online banking website.

In the Fixed Deposit thread (https://forum.lowyat.net/topic/4154481/), some people open basic saving account, without a debit card. For sure, they have access to the internet banking website, in which they can transfer the principal and interest to their saving account in other bank, upon the maturity of the fixed deposit.

Is it possible that the linkage between online banking website and debit card is different for each bank in Malaysia?

This post has been edited by kart: Sep 17 2017, 11:08 PM