Yesterday, i went to ATM to check the balance in my PB visa Electron Debit Card. i still have RM266 in my debit card and authorized charges of Rm188. i tried to transfer rm200 into other account but failed and it seemed like if i exceed the limit of the charges, i can't transfer my money. Anyone can clarify more about the authorized charges? is it the same as the annual fees? can i get my money back if i cancel my debit card? thank you.

close this thread and go to http://forum.lowyat.net/CreditCardsDebitCardsandLoyaltyCards

Move to card's section.

RM266 - RM188 = RM78

That is your available balance...Until the authorized transaction is reversed.

Authorized means "locking" aka reserving your credit.

i think u need to wait for authorized to clear first.

Version 3 of the Debit Card thread. You can carry on with your discussion anything about debit card here.

Here's the link to the previous version > Debit Card V2

Maybank Cherry VISA debit
Click me--Maybank visa debit link

Maybank Cherry debit Mastercard Platinum
Click me-- Maybank debit mastercard platinum link

Public Bank Day2Day VISA debit
Click me- Public bank Day2Day debit card link

Public Bank Esso Mobil visa debit ## New ##
Click me- Public bank esso mobil visa debit link

Public bank visa electron debit card
Click me- Public bank visa electron link

RHB Bank Cash Connect debit Mastercard
Click me- RHB cash connect debit mastercard link

RHB Bank Cash Connect Visa debit
Click me- RHB cash connect visa debit link

UOB Bank debit Mastercard
Click me- UOB debit mastercard

Hong Leong Bank VISA debit
Click me- Hong Leong Bank VISA debit

Hong Leong Bank debit MasterCard
Click me- Hong Leong Bank debit MasterCard

Hong Leong Bank Junior VISA debit
Click me- Hong Leong Bank Junior VISA debit

Hong Leong Bank Touch'n Go Zing VISA debit
Click me- Hong Leong Bank Touch'n Go Zing VISA debit

Allicance bank Unique prepaid mastercard
Click me- Alliance bank Unique prepaid mastercard

Bank of China (Malaysia) prepaid UnionPay
Click me- Bank of China (Malaysia) Prepaid UnionPay

This post has been edited by MilesAndMore: Oct 16 2011, 06:24 PM

so fast version 3 d?

anyone have good info on cimb debit card?

Quoted from Debit Card V2 thread regarding my question on "1) Let say i would like to purchase something through Amazon, will there be additional charges to it in USD?"

Loss in forex as in base on this m2u forex rates or i base on this Visa Exchange website?

So there is additional admin fee of 0.5% is it? Yesterday just went to change my withdrawal transaction fee, they told me don't have additional charges if i purchase online. Could someone please kindly give me the link showing the 0.5% admin fee needed for online purchases?

Thanks again for all the help given people! Appreciate it.

I am very sure that there will be 0.5% admin fee for all transactions involving any other currency other than MYR. The thing is, there is no detailed statement for debit card. However, for those using their credit card, it is written clearly at the back of the statement that there will be 0.5% admin fee for foreign transaction.

1. title should be debit & prepaid card?

2. put definition/differentiate debit and prepaid (debit - must have acc (savings/debit/current), prepaid - no need bank acc).

3. where is alliance normal, plat and prem debit card?

Thanks Miles. Regarding the conversion rate, anyone know which one should i use? m2u rates or visa rates?

suppose to be visa rate

From all the card listed which one have more advantage?

it depends on which advantages u want.

each card have their own advantages, either shopping, petrol, groceries, cashback on everything, etc. ~

Get a free movie ticket when you purchase a movie ticket with your MasterCard Platinum Debit or MasterCard Debit/Prepaid!

This promotion is eligible for all new MasterCard Platinum Debit Cardholders that apply or convert their ATM card at any Maybank branches nationwide and all MasterCard Debit/Prepaid cards issued by [B]Malaysian Banks[/B (not Malayan Banking)].


Promotion Mechanics:
- MasterCard Platinum Debit customers need to purchase at least one movie ticket at any GSC outlets nationwide in order to get ONE movie ticket
- Only GSC movie ticket is given per transaction even if more than one ticket is purchased
- The free ticket (one ticket) is given on the spot at GSC.
- The free ticket offer is applicable for any movie, seat class and on any day of the week (while stocks last)
- Online purchases are not eligible for this promotion

Promotion period: 26 September 2011 to 31 December 2011 (or while stocks last)

for more details, go to here

another example of mastercard promo

How does the Maybank MSOS work? I went to update my TAC number few days ago at Maybank branch, and they say MSOS is not needed anymore? If that is so, then why do I still get errors when purchasing stuff online? I'm using Maybank Visa Debit Card.

p/s The card was successfully verified by Paypal.

I'm using MSOS. Was updated to it automatically but my transaction seems to be always unsuccessful. I'm using the debit card as well. After two days of trying I used another bank's credit card instead got it got through on my first try.

Talk about implementing extra security.

indeed msos was no longer implemented
i have tried my maybank debit card but it is always a success when doing transaction with google checkout

For me it works, maybank sends the code to my phone n i just type in when requested