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 Debit Card V3

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jfleong
post Mar 15 2017, 06:17 PM

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QUOTE(noname83 @ Mar 15 2017, 05:32 PM)
Given that most banks force people to hold debit cards nowadays, is there any bank that still let people hold a basic ATM card?

If not, is there any bank that offers debit card with zero annual fee?
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Most banks offer that. But you need to ask for Basic Savings Account with no fees
Sometimes the staff will pretend not to know that such an account exists, some till tell you it's only for the poor, some will tell you it has less functions etc - don't believe them
jfleong
post Mar 17 2017, 05:16 PM

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QUOTE(eeeglow24 @ Mar 17 2017, 05:13 PM)
Can someone advise me further on my case here. Just opened the basic savings with public bank. But the banker give me the wrong debit card. I ask for Petron visa debit but was given the Mastercard debit card. What should I do now?
But I did insist that I want Petron Debit card during registration.
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You're safe. Accounts linked to BSA is free
And the banker is right
Petron Visa cannot be issued with an account. It is not linked to an account
You have to apply for Petron Visa separately if you want to
jfleong
post Mar 17 2017, 05:21 PM

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QUOTE(JuneResources @ Mar 17 2017, 05:06 PM)
Hi, I want to know the charges by using Maybank Debit card if I purchase from online oversea such as US shopping online.

If let say I purchase from US shopping online (let take example USD 100), then how Maybank charge for it? Any service charge if I purchase from US online?
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Use Visa rates + 1% charge
jfleong
post Apr 20 2017, 09:50 PM

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QUOTE(Msnine @ Apr 20 2017, 08:03 PM)
Hi, when I use debit card to withdraw cash overseas, they will use visa/mastercard exchange rate or bank's own rate?
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Visa/Master + a percentage rate , depending on bank
Also a flat rate in Ringgit , depending on bank

jfleong
post Jun 21 2017, 10:45 AM

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QUOTE(eeeglow24 @ Jun 21 2017, 10:18 AM)
Don't know if this is the right thread to post.
These are my transaction on Visa Platinum Debit few days ago.

-Transaction date: 18/6/17
- amount charged in foreign currency: £237.47
- amount billed in MYR: RM1319.34
- Final exchange rate: 5.5558

Based on this I calculated that the fee for Maybank Debit Card Visa is 1.2525%. Is that correct?
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Nope. it's 1% based on Visa rates
But Visa rates are slightly higher than actual rates, around 0.25% , so the figures are spot on
(1.0025*1.01=1.012525, 1.2525% mark up)
Tip : spend with MasterCard to save, especially with a high value transaction because MasterCard rates are marginally better

This post has been edited by jfleong: Jun 21 2017, 10:46 AM
jfleong
post Jun 21 2017, 01:32 PM

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QUOTE(eeeglow24 @ Jun 21 2017, 12:42 PM)
Thank you for the suggestion.

Can you please confirm that the amount that I would pay if I were to use Cimb Mastercard Debit card will be RM1323.79?

I calculated this based on transaction date 18/6/17 and using mastercard exchange rate with 1.9899% mark up.

Thanks.
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Hope this helps
According to the PDS the mark -up for CIMB Debit is 1%


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jfleong
post Jun 21 2017, 01:33 PM

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Has anyone received an SMS from HLB about the debit card promo tomorrow?
jfleong
post Aug 1 2017, 09:52 AM

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QUOTE(tinbaktu @ Jul 31 2017, 08:13 PM)
hi,

anyone know the annual fee for pbb debit mastercard... is there any extra charges i need to know went using the card for local or oversea online purchase.

thx
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If linked to BSA , it's free
Other SA/CA it's 8.48 a year
Overseas use 1% + MasterCard rate
Cash withdrawal subject to charges
jfleong
post Aug 24 2017, 09:53 AM

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Hey guys
Anyone here participated in HLB Digital Day promotion?
Has any of you received the 7% cash back for debit card?
I have received the 7% bonus interest for CASA
jfleong
post Oct 26 2017, 09:51 AM

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QUOTE(kclamtarc @ Oct 26 2017, 08:19 AM)
thank you moonsatelite. may i know with Basic Savings Account does it still come with an ATM card? Can you perform online banking?
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yes and yes
jfleong
post Oct 26 2017, 09:52 AM

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Anyone has CIMB-Lazada ? Lazada bonus cashback from September received ady ?
jfleong
post Oct 30 2017, 02:06 PM

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QUOTE(eeeglow24 @ Oct 26 2017, 12:51 PM)
Not yet. Last month also like this. It will appear on 27th but the date on statement, it will show as if it was added on the 25th.

Weird cimb as always.

Or maybe it was only a prepaid card, the system might have delays.
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You received the cash back already? Wanna go complain!
jfleong
post Nov 1 2017, 12:29 PM

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Can existing CIMB BSA holders open a BSA-i account? (In addition to, means total 2 accounts)
CIMB and CIMB Islamic considered separate banks?
jfleong
post Nov 4 2017, 07:24 PM

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QUOTE(DogeGamingPRO @ Nov 3 2017, 06:11 PM)
I just got my Maybank Mastercard Platinum Debit Card through my imteen account, and I tried to link the card with PayPal, Google Play etc and it doesn't work, anyone knows what to do? Tried to call cs but the line is always full
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Call CS tell them you wanna activate CNP
jfleong
post Nov 22 2017, 11:27 PM

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Anyone received the Public Bank RM88 government transaction cash back for October ?
jfleong
post Nov 23 2017, 03:08 PM

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QUOTE(SzeMeng76 @ Nov 23 2017, 03:07 PM)
Hi I just received mine today. You may check it.
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Me too
jfleong
post Dec 21 2017, 03:21 AM

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QUOTE(judehow @ Dec 20 2017, 11:35 AM)
I doubt he is eligible for RHB premier.
Even if he is, with his wealth I'm sure he can qualify for CC with better benefits
Try to look for cards with no mark up for international transactions. There used to be a few but I'm not sure if it's still the case now
jfleong
post Dec 23 2017, 04:05 PM

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QUOTE(SzeMeng76 @ Dec 23 2017, 09:51 AM)
Oh forgot 2 transaction 20%.
I go and calculate the 30%  sweat.gif
Aiya then I should go for it.
I found and SMS on 18th. I thought 15th start many ppl had been swiping it.
Then next month I should be ok to get the RM 125,
because I swipe at 1/12.
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How ? hmm.gif hmm.gif
Wasn't 1st Dec Public Holiday? Where did you swipe ?
jfleong
post Dec 23 2017, 04:51 PM

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QUOTE(SzeMeng76 @ Dec 23 2017, 04:46 PM)
Holiday can't swipe? I just used to pay ptptn.
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Pay PTPTN online?
Because all government office, including UTC , close during public holiday right?
jfleong
post Dec 24 2017, 02:00 PM

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QUOTE(cybpsych @ Dec 23 2017, 07:57 AM)
10% off on top of all AirAsia promotion with PB UnionPay Lifestyle Debit Card [ PBB | T&Cs ]
Booking: 1 December 2017 – 28 February 2018 | Travel period: 3 January 2018 - 30 January 2019

user posted image
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LOL read at the small print below, the dates
QC / double check fail

This post has been edited by jfleong: Dec 24 2017, 02:04 PM

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