Thinking of buying PCSF by using DDI method for rm500 monthly for period of 5 to 10 years...do know is this a better strategy currently?

waht do u understand abt PCSF from master prospectus?

1.88% sales charge is damn attractive, it is even lower than the FSM
i hope PM can learnt a lesson.

hhehe - even i am getting cheesed with PM though, holistically (bond funds & equity funds) they are kinda ok.

My beef with them are, like nearly everyone else, the service charges + the non-availability of EPF-investable REITs type of mutual funds
Going to Amara for my next few EPF withdrawals - for self-directed investments in KLSE stocks.

This post has been edited by wongmunkeong: Jul 2 2012, 10:36 AM

Really, please link me to the other thread, I will be absolutely interested to join the debate.

Well, you can easily see if the fund is showing return by seeing if the NAV/unit has grown. If the fund is showing negative return, you won't even be getting distribution...

Nope..i m looking for an aggresive fund for longer term investment. I do have my constant saving and bond fund for my investment...just realize tat all of my current investment are at the conservative low risk side....i need a balance portfolio. ahaha..what do u think?

Not necessarily. See my posts.

there r many aggressive funds and wyh u choose PCSF? hv u compare PCSF with other aggressive funds? if yes and understand it, proceed,..... if no, compare it fisrt.

take note, i dont say PCSF no good.

You may want to re-consider your strategy towards PCSF.

oh, more people is joining my personal boycott campaign...

FYI, the fund I said I was interested in is a PB bond fund, and only open to EPF investment... so not going to pay the SC for new equity funds. Not yet anyway, as I guess PM will come around sooner or later. Damn sore because last time I put in EFF money was before 2008, before the new 3.0% for EPF was effective... double sore if there was some news beforehand and UTC did not inform me.

Pink Spider got the link in previous page... the debate was over when I called it kindergarten stuff and another poster got upset.

forgot to add... well done on the long post yesterday.

Cheers. Happy investing, everyone. Till we meet again.
j.passing.by is just passing by...

I've nothing against PM or any other UTC for that matter, but I believe that we investors should have informed knowledge of UT.

Yeap...i think o better reposition and observe seeing its data..ahahah

I'm aware that there could be negative return due to unrealised losses, but my point was whether there's any difference to distribute or not to, (I guess tax credit is the only one benefit)

Going forward, this reason would be no longer relevant cos more and more companies are distributing tax-exempt dividends nowadays.

THanks bro

Sorry new at mutual funds so I gotta ask, with distribution this means you get extra units right? Although the unit price doesn't change much, but with new units it still means your overall amount is more than before right?

Or perhaps I misunderstood what you said above?

Please refer to:
http://forum.lowyat.net/topic/690951/+2380 onwards

Heheh - repeated umteenth time at that link.. and recently too, thus, don't let it go to waste

PCSF suxs big time... don't throw good money to chase after bad money.

In fact as of now, PM is jaguh kampung.... only their domestic fund perform better than benchmark.

Some of their bond funds are still OK for the time being.

Xuzen

Wong Sifu, we are "killing" all those "dividend salesmen"

Wong SeeFood lar - see food, no more food (all in stomach)

Nah, not killing them dividend salesmen, just ensuring bull kaka is put where it's supposed to go - thrown away and used as fertilizer