How long does it take to have a license granted after sitting the CUTA exam?

Is it a good time to invest in Unit Trust now?
Stock market tumbling downwards in last 2 weeks and read some news in The Star business that it will continue falling...wonder did you all still see opportunity in Unit Trust?

Thanks
Can one be an agent of PM and other fund houses after getting the license?

Cheh.. BAFIA only mah.. Who does not BAFIA here?

u got it....dividedn fund with capital grow such as PIDF and PSDF or otehr fund with distribution policy annual income. but dont go for Bond-lah...not much grow-lah... only steady income.

david explain me the other way around of calculating SC.
SC is not from value invest in RM but the value of NAV.
I do get the correct amount using david formula.

Unless, you had something to explain differently!

Hah? Got sales target one ah. 30k seems a bit hard to achieve if i just want to invest thru myself

Thanks Wong for the service charge spreadsheet, I'm downloader no. 11.

I know for sometime already the requirement for 30K,
seem a bit high for me and family 
and lazy to convince friend and people around me 
not agent material lor....

It seem to me that the answer for this question is contradict (or my understanding just wrong)

From my experience top up a bit the couple of weeks, I need to agree with lytros answer.

If the fund is closed, means you cannot buy anymore, unless u sign the direct debit b4 the fund closed.
ASW/AS1M is different, they are fully subsribed not closed, fully subsribed means when someone sell, and have available unit then u can buy

But i thought if using DDI, can kept buying the fund eventhought it's closed already? Or my PM consultant lie to me?

Btw, can all the PM funds be bought using DDI? Coz i saw some fund like PISEF don't allowed for regular investment... Regular investment = DDI, rite?

Which aggresive PM fund is recommended beside P SMALLCAP for long term capital growth?

anybody using publicmutualonline ?

can you topup your investment from pubmutoniine , website ?

like paying bills using credit card or direct transfer from mb2u account

or have to have a public bank saving account with online facilities to transfer/top up ?

Rm120,000 will be taxed...

No, it is not taxed twice.
It is imputation.

thats mean we should keep our money in MM or bond first to wait for solid good news?

Don't go for 1 lump sum lo

Yea. Depends what kind of strategy you want to use. One lump sum at the bottom surely will do better than each month, or each quarter.
Since market is confirm volatile now, why not wait a while? Investment, no need to rush. Timing is important only. Rushing now - Which is a volatile timing = bad timing.

But rushing when market crashed like dead dog, then that is good rush.

Rushing when market bull, also good. Make sure you know how to switch out when bull start to slow.

Rushing when bear coming out to play = damn bad strategy.. haha.

Since you are starting to invest in a new fund, initial minimum is 1k, or subject to different individual. Probably, just wait a while only see. Waiting 2-3 mths does not hurt much in my opinion.

Let the market show a strong signal of bear or bull.

How to know.. Keep update, see whether there is a QE3 from US, and how the public take on the QE3 (At least QE3 is something that will definitely affect the market)

When market really crash, bond also will get affected, just not so badly affected only.
Depends what kind of bond also.. If government bond, then ok.. If blue chip bond, still ok (But, please don't think blue chip won't get busted in KLSE, because blue chips can be blue cheats anytime, no joke)

Bond get defaulted, then bond holder can start to suck fingers and toes already.

Bond price fluctuation is lesser compared to equities. So is more to a steady linear growth.

Government of course have the rights to default the bond. Who say cannot? Haha. All things are possible. Government also can go busted.. Ngek ngek ngek. But so far, I don't think Malaysia is heading for that yet, at least for the time being.

Yea, blue cheats stock having you sucking fingers and toes, are no joke.
Transmile.. Remember? haha.. Where is it now? Delisted? hmm...

So for investor, invest properly. Don't invest without knowing what you are investing. And don't always listen to agent talks only. Don own analysis, and research. Make sure you know where is your money parking, and know a little about the market.

Sorry ya agent out there.. Haha, but I myself also an agent. Some agent only know how to ask u do invest and invest and invest. Ask him what is DJIA doing, he got no idea what is DJIA. Sigh.. Ask him how is the market doing, he only tell u that DCA good good good, invest invest and invest more. If you want to ask people invest, at least give some comment before asking people to invest la.

Sorry, if I am customer, I will give him some fingers to look at.

And what is worst, one of the example is the person who recruited me in.. Damn!!

I supposed you are an agent.

I have been attending sales talks or fund launching by some of my agents, who NEVER miss letting us know EACH fund Public Mutual launched is good. Public Mutual has a series of funds, which of them, particularly equities are doing good? Those who have bought the funds in 2008 during the market bad times and have been keeping these funds (as claimed by agents that these are for retirements) until now would have nearly seen a bracket on their investment profiles.

UNLESS you are investment horizon is more than 10 years, I would recommend other instrumental. You can consider a BOND fund series rather than an equity. Or if you are a supporter, try investing with your EPF (as you would have > 10 years horizon then)